Did You Know? No one wants to tell a client their LTCi application has been declined or their policy must be rated up. Let Mutual of Omaha help you avoid these awkward conversations. Prescreening your LTCi applications is the best way to know what rate class to quote or even whether the case should be submitted. Mutual of Omaha makes prescreening fast and easy. They offer this guarantee: send an email to ltcunderwriting@mutualofomaha.com and you’ll have a response in four hours. Be sure to include information like: Dates of doctors’ visits Specialty physicians the client may be seeing Pending surgeries
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Ready for next level digital illustration experiences?
The tools you need to close the sale-all in one spot What if every illustration included an interactive web-based client presentation? At Securian Financial, we’ve created an innovative digital illustration presentation page on both Eclipse Accumulator Indexed Universal Life (IUL) and Variable Universal Life (VUL) Defender illustrations. You’ll find this tool makes it simple to present, answer client questions, provide resources and submit cases by providing: an interactive graph based on illustrated values sections for easy product presentation added resources to help your client understand the product and track their policy status once they apply easy-to-access link to submit your
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Underwriting hot topic: COVID-19 guidelines extension
COVID-19 guidelines continue until March 31, 2022 In 2020, Securian Financial began implementing participation limits in response to COVID-19. We’ve actively reviewed and updated these participation guidelines as we continued to monitor COVID-19’s impact. The changes we implemented July 1, 2021, will now be extended through March 31, 2022. View guidelines Contact us Questions? Call our Securian Life Sales Support Team at 1-888-413-7860, option 1. #goldencareagent #securian
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New! eValuate underwriting quote process
Get an underwriting quote in minutes At Securian Financial, we know your time is valuable and you shouldn’t have to wait weeks for a quote. So, we’ve been working with Paperless Solutions GroupSM to offer you and your clients access to eValuate, a quoting tool that provides underwriting quotes in minutes. When eValuate launches in early 2022 it will provide: Fast underwriting quotes for a variety of impairments Dynamic quoting – as you enter more information, the quote updates automatically The ability to see multiple carriers’ quotes by quote class Please note, eValuate is not available for SecureCare Universal Life
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NGL EssentialLTC Underwriting Form and Flyer
Underwriting Prequalification Form Set yourself up for successful field underwriting using NGL’s Underwriting Prequalification Form. It is a great tool to gather a snapshot of your client’s health history that you can have reviewed by an underwriter. It will help give you an idea of whether or not NGL will be a good fit for this applicant from an underwriting perspective. Once your client applies, use the Consumer Underwriting Flyer to educate them on the underwriting process. It’s a great tool to show your clients “what’s next” once their application is submitted, and it helps them gather the information they’ll
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Industry News, Long-Term Care, and National Guardian Life.
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EssentialLTC, field underwriting, health prequalification, health prescreen, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, prequalification, prescreen, underwriting prequalification, and underwriting process.
