NGL EssentialLTC – Updated COVID-19 Underwriting Guidelines

Updated COVID-19 Underwriting Guidelines Based on the evolving COVID-19 situation it has been determined that certain COVID-19 positive individuals may only have to wait one month instead of three or six to apply for coverage. We also eliminated guidelines on negative testing and close contact exposure. The new guidelines focus on COVID-19 positive test results, symptoms and recovery. Effective immediately, the new underwriting guidelines for COVID-19 are as follows: These guidelines have been updated in the Premier Underwriting Guide. It will be available tomorrow in Reference Guides under the Sales & Marketing tab on the Agent Resource Center (ARC). The
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Ready for next level digital illustration experiences?

The tools you need to close the sale-all in one spot What if every illustration included an interactive web-based client presentation? At Securian Financial, we’ve created an innovative digital illustration presentation page on both Eclipse Accumulator Indexed Universal Life (IUL) and Variable Universal Life (VUL) Defender illustrations. You’ll find this tool makes it simple to present, answer client questions, provide resources and submit cases by providing: an interactive graph based on illustrated values sections for easy product presentation added resources to help your client understand the product and track their policy status once they apply easy-to-access link to submit your
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Categories: Industry News, Life Insurance, and Securian.

Underwriting hot topic: COVID-19 guidelines extension

COVID-19 guidelines continue until March 31, 2022 In 2020, Securian Financial began implementing participation limits in response to COVID-19. We’ve actively reviewed and updated these participation guidelines as we continued to monitor COVID-19’s impact. The changes we implemented July 1, 2021, will now be extended through March 31, 2022. View guidelines   Contact us Questions? Call our Securian Life Sales Support Team at 1-888-413-7860, option 1.   #goldencareagent #securian
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Categories: COVID-19, Industry News, Life Insurance, and Securian.

New! eValuate underwriting quote process

Get an underwriting quote in minutes At Securian Financial, we know your time is valuable and you shouldn’t have to wait weeks for a quote. So, we’ve been working with Paperless Solutions GroupSM to offer you and your clients access to eValuate, a quoting tool that provides underwriting quotes in minutes. When eValuate launches in early 2022 it will provide: Fast underwriting quotes for a variety of impairments Dynamic quoting – as you enter more information, the quote updates automatically The ability to see multiple carriers’ quotes by quote class Please note, eValuate is not available for SecureCare Universal Life
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Categories: Industry News, Life Insurance, and Securian.

NGL EssentialLTC Underwriting Form and Flyer

Underwriting Prequalification Form Set yourself up for successful field underwriting using NGL’s Underwriting Prequalification Form. It is a great tool to gather a snapshot of your client’s health history that you can have reviewed by an underwriter. It will help give you an idea of whether or not NGL will be a good fit for this applicant from an underwriting perspective. Once your client applies, use the Consumer Underwriting Flyer to educate them on the underwriting process. It’s a great tool to show your clients “what’s next” once their application is submitted, and it helps them gather the information they’ll
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Categories: Industry News, Long-Term Care, and National Guardian Life.