Assisting Non-English Speaking Applicants

If you and the applicant are not fluent in the same language, an interpreter must be present to translate all questions and responses. It is the applicant’s responsibility to have an interpreter available to meet with you when the application is completed. The applicant may choose an interpreter, but the interpreter cannot be a family member, beneficiary, or someone who would benefit from the issuance of a policy. You may serve as an interpreter if you and the applicant are fluent in the same language. In addition to questions on the application and the applicant’s responses, the interpreter is required
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Great news! Our Med supp Georgia rates are among the lowest

We did the research so you don’t have to. It’s hard to keep track of which carrier is lowest in Georgia when Med supp rates change monthly. To help you stay as up-to-date as possible, we ran rates for two of the most popular plans, Plans G and N. And what we saw was great news. What’s the news, you say? Our Medicare supplement comes in at a competitive position in Georgia. Check it out*! Carrier Plan G Plan N Mutual of Omaha Insurance Company $105.78 $80.07 Average of Top Carriers $117.48 $99.60   * Sample rates as of 5/1/21
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Help Your Clients Enhance Their Base Policy

Optional riders are a great way to enhance an already strong base policy. These valuable riders are for your clients who are seeking protection but also want to maximize the number of dollars being spent on disability insurance. No Cost Automatic Increase Benefit Rider – Optional no-cost rider will automatically increase the current policy total monthly benefit by 4% compounded each year during the 6-year term period without evidence of financial insurability. Future Insurability Option Rider – This is an optional no-cost rider that allows the policyholder to increase their base monthly benefit, on each third anniversary of the rider
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Riders Increase Policy Value

Do you know about the four optional riders available at the time of sale for a Critical Advantage policy? They are a great way to add extra value and protection to an already strong base policy. Below is a brief description of our optional riders. As always, some riders may vary by state. Please refer to our Critical Advantage Product & Underwriting Guide for full details. Cancer Rider — Pays a lump-sum benefit upon the diagnosis of cancer (internal cancer or malignant melanoma). Heart Attack & Stroke Rider — Pays a lump-sum benefit upon the diagnosis of a heart attack
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments Review upcoming rate adjustments in various states.   Don’t Miss Out! – Marketing Credits Still Available Learn more about the Marketing Credits program for Med Supp and Dental.   Prescription Drug Plans: 2022 PDP Product and Compliance Trainings Now Available Get ready to sell for the 2022 PDP Plan Year with AHIP certification, as well as Mutual of Omaha Rx Compliance and Product training courses.   #goldencareagent #mutualofomaha
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Your Clients Can Save on LTCi Premiums

In order to make LTCi premiums as affordable as possible, MutualCare Solutions policies offer a variety of premium allowances. Your clients may qualify for one or more of the following allowances: Partner (both issued)* — if both partners are issued under the same policy form/product, they are eligible for a 15% allowance Partner (one issued)* — if just one partner is issued they are eligible for a 5% allowance Preferred — if your clients are in good health, there is a 15% allowance Association/Sponsored Group — clients who are members of a qualifying association or Sponsored Group are eligible for
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Long-Term Care Insurance Case Monitoring Update

From the Desk of Allen Gregoire Mutual of Omaha has experienced a large influx of long-term care application submissions over the past several weeks due to the WA Cares Fund. This increase in submissions has caused a slight delay in entering LTC applications into our back-office systems and subsequently your case status appearing on Sales Professional Access (SPA). Our teams are working diligently to process LTCi cases as quickly as possible; however, until they are entered into our system, we are unable to confirm the application received date. We encourage you to check the website for updates rather than calling
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Categories: COVID-19, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Updated MutualCare® Solutions Product Guide

The MutualCare® Solutions Product Guide has been updated to offer clarification on several items, including: Page 19, General Guidelines: Added subsequent applications to page under “Watch the Date.” Page 33, Long-Term Care Training: Updated copy language. Page 37, Care Coordination Services: Updated copy language. The new guide is now available. Please discontinue use of old versions and order new through normal ordering channels.   Updated MutualCare® Solutions Product Guide   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Independence Day Office Closing 2021

Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Monday, July 5th for Independence Day. Additionally, our Client Interview Team will not have Saturday hours on July 3rd due to the holiday weekend. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Independence Day, Observed Monday 7/5/2021 Tuesday 7/6/2021 Tuesday 7/6/2021 Friday 7/2/2021 Friday 7/2/2021 Friday 7/9/2021   Weekly and holiday pay schedules
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Categories: Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Good News | Take A Moment And Share Your Thoughts & Concerns With Us

Good News! Share Your Thoughts & Concerns About The WA Cares Fund How concerned are you about the Washington Trust Act and its effect on the Long-Term Care industry? Especially given the rapid-fire changes related to the WA Cares Fund, we want to hear from you!   Provide your comments and concerns, because your feedback may be discussed during our LTCi Industry Impacts webinar Wednesday, June 30th with special guest, Steven Moses! Wed, June 30, 2021 11:00 AM  to  12:00 PM CDT   Click Here to add additional carriers & products to your appointments. Questions? Call our Marketing Team at
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Categories: GoldenCare News, Industry News, and Long-Term Care.