Critical Advantage: Designed for All Life’s Stages

As your clients move through life’s various stages, you can help give them piece of mind by knowing Mutual of Omaha has protection products to fit their developing needs. The Critical Advantage Portfolio was designed to fit all your clients’ needs. Whether they are closing on their first home, chartering kids from school to soccer practice, walking their daughter down the aisle or even building their own business, the portfolio offers a mix of products for every life stage, need and income level. Use the Life Stages Flyer to help you navigate the best approach when sitting down with your
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Updated: Critical Advantage Product and Underwriting Guide

The Critical Advantage Product and Underwriting Guide has been recently updated. Make sure you are using the most current version by ordering through your normal channels. View the updated guide here If you have any questions, please contact Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   Updated: Critical Advantage Product and Underwriting Guide   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Attention Agents | Agent Portal Sign-In Fix

If you are having difficulties signing into GTL’s Agent Portal, please hit both the Control key and the F5 key on your keyboard to resolve this issue.   Hitting the Control key and the F5 key at the same time on your PC will clear your browser cache and resolve the login issue. You will then be able to re-enter your login information on the Agent Portal and proceed. If this does not resolve your issue and need other options on how to clear your browser cache, please click here. If you have any questions, please contact GTL’s Sales Support
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Categories: Guarantee Trust Life and Industry News.

NGL EssentialLTC – Revised Tax Summary

Revised Tax Summary The Tax Summary has been revised with more specific language around the summary of the income tax treatment for TQ LTCi policies for 2022. The summary dated 01/22 will be available tomorrow in Marketing Tools under the Sales & Marketing tab on the ARC. Or click here to download a PDF copy. Please begin using the new version of the Tax Summary dated 01/22 immediately as older versions are no longer in compliance.   For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales
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Categories: Industry News, Long-Term Care, and National Guardian Life.

NGL EssentialLTC – Updated COVID-19 Underwriting Guidelines

Updated COVID-19 Underwriting Guidelines Based on the evolving COVID-19 situation it has been determined that certain COVID-19 positive individuals may only have to wait one month instead of three or six to apply for coverage. We also eliminated guidelines on negative testing and close contact exposure. The new guidelines focus on COVID-19 positive test results, symptoms and recovery. Effective immediately, the new underwriting guidelines for COVID-19 are as follows: These guidelines have been updated in the Premier Underwriting Guide. It will be available tomorrow in Reference Guides under the Sales & Marketing tab on the Agent Resource Center (ARC). The
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Thrivent LTC: Advertising Compliance Update

Thrivent Advertising Compliance Bulletin The materials below provide you with guidance on compliant advertising practices under your Thrivent Agreement and outlined in the Producer Compliance Guide All materials used to advertise Thrivent, its products or services, or created with the intent to sell Thrivent’s products must comply with state advertising requirements and be approved by Thrivent prior to use. Violation of Thrivent’s advertising policy may result in disciplinary action and could potentially lead to termination of your Agreement with Thrivent. See the bulletin and full compliance guide for complete details. Advertising Reminder   Advertising Compliance Bulletin   Full Producer Compliance
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Categories: Industry News, Long-Term Care, and Thrivent.

Encourage Clients to Purchase LTCi Now, Not Later

Your clients have busy lives. Between family and work obligations, they have a lot going on. So even if they understand the value of long-term care insurance, purchasing a policy often isn’t a top priority. But they may not be aware there’s cost associated with waiting. It’s easy to put things off until tomorrow. But some of life’s decisions are too important to ignore. Waiting to purchase a long-term care insurance policy is one of them. Waiting may mean paying higher premiums down the road. Procrastinating also could lead to the inability to qualify for coverage. That makes this concept
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Stay Flexible with Mobile Quote Tools

Our mobile quoting tool makes it easy to give quotes on the go! With just a few clicks, you’ll know how much a prospect could pay for Critical Illness Insurance, Cancer Insurance, and Heart Attack/Stroke Insurance. Here’s a scenario to consider: Say your client and their partner are 40 years old and have two children. First, select a family coverage type, inserting their age, and choosing a lifetime cancer policy at $30,000 benefit amount. Based on this information, your client could pay as little as $44.60 a month to protect their entire family. Download the Mobile Quote app now! Apple
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Washington Long-Term Care Rider Available February 1, 2022

We are pleased to announce that effective February 1, 2022, Mutual of Omaha will once again accept Income Advantage and Life Protection Advantage IUL applications that include the Long-Term Care Rider in the state of Washington. Important information to know: Applications, illustrations and quoting software will be available beginning February 1, 2022. Thank you for your continued business, partnership and commitment to Mutual of Omaha. If you have any questions, please contact your Sales Director or Account Executive. Washington Long-Term Care Rider Available February 1, 2022 #goldencareagent #mutualofomaha #iul
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Categories: Industry News, Life Insurance, Mutual of Omaha (& Affiliates), and State LTC Programs.

Navigating TLE 30T ROP

Mutual of Omaha has an exciting announcement for you. Effective February 1, 2022, the TLE 30T Return of Premium (ROP) product will have Critical Illness and Chronic Illness Riders available in addition to the Terminal Illness Rider. This allows your clients even more options on their policy. In addition to these no-cost benefits, we will be repricing TLE 30T ROP while keeping it one of the most competitive ROP products in the industry. Here’s what you need to know: New Riders Chronic and Critical Illness Riders will be added to TLE 30T ROP. Rate Adjustments TLE 30T ROP rates will
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).