NGL EssentialLTC – Updated COVID-19 Underwriting Guidelines

Updated COVID-19 Underwriting Guidelines Based on the evolving COVID-19 situation it has been determined that certain COVID-19 positive individuals may only have to wait one month instead of three or six to apply for coverage. We also eliminated guidelines on negative testing and close contact exposure. The new guidelines focus on COVID-19 positive test results, symptoms and recovery. Effective immediately, the new underwriting guidelines for COVID-19 are as follows: These guidelines have been updated in the Premier Underwriting Guide. It will be available tomorrow in Reference Guides under the Sales & Marketing tab on the Agent Resource Center (ARC). The
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Categories: Industry News, Long-Term Care, and National Guardian Life.

NGL EssentialLTC Underwriting Form and Flyer

Underwriting Prequalification Form Set yourself up for successful field underwriting using NGL’s Underwriting Prequalification Form. It is a great tool to gather a snapshot of your client’s health history that you can have reviewed by an underwriter. It will help give you an idea of whether or not NGL will be a good fit for this applicant from an underwriting perspective. Once your client applies, use the Consumer Underwriting Flyer to educate them on the underwriting process. It’s a great tool to show your clients “what’s next” once their application is submitted, and it helps them gather the information they’ll
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Categories: Industry News, Long-Term Care, and National Guardian Life.