Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. There’s a Lot to Like about Mutual of Omaha and Med Supp This year, we have lowered rates in 10 states to be even more competitive. Upcoming Rate Adjustments View upcoming rate adjustments for various states. Don’t Forget Mutual of Omaha’s Contact Card Not sure who to contact at Mutual of Omaha with your questions? Check out our comprehensive contact card! Help Your Clients Get Started with Customer Access Help your clients set up Customer Access so they can easily manage their account with
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Are you using GTL’s e-App?
Write more business and get paid faster with GTL’s e-App! Available for download on Apple, Android, Windows 10 and browsers! Quote and Submit Business Quickly and easily run quotes and submit applications right from your mobile device. Straight-Through Processing Access approved policies in a matter of minutes after submission. Order and Download Supplies Order supplies and access marketing materials in a few clicks. Access Training Materials Watch and register for GTL’s Agent product training webinars. Contact GTL’s Sales Support with any questions by texting or calling (800) 323-6907, or email agency@gtlic.com. #goldencareagent #gtl
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Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Life Insurance, Medicare Supp./Adv., and Short-Term Care.
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ClearCert: New LTCi Training Certification Tool
Effective August 25, 2022, Mutual of Omaha enlisted the services of ClearCert for Long-Term Care training certification requirements. What is ClearCert? ClearCert is an import tool that allows us to track certifications. Training certifications will automatically be uploaded and recorded in the Mutual of Omaha Producer Services system if the vendor they completed the Long-Term Care training through is a ClearCert subscriber. The automated process will ensure a faster turnaround time for both the contracting and underwriting processes and align with state training requirements This new process will apply to all states except the 10 listed below: Connecticut District of
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The Importance of DI for Self-Employed Clients
Self-employed individuals want to forge their own path. They have control over their schedule and who they want to work with. What they can’t control is when they might become sick or injured and are unable to work, denying them of their livelihood. Help self-employed clients understand how important disability income insurance is to their financial portfolio – after all their income is likely their most important asset. Use our Protecting Self-Employed Individuals Sales Idea to help you position Mutual Income Solutions to these clients. View the Sales Idea: Protecting Self-Employed Individuals. The Importance of DI for Self-Employed Clients
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Flexibility Helps Keep IULs Simple
With Indexed Universal Life policies from United of Omaha, we provide the utmost flexibility. Sure, we offer insurance policies with death benefit, cash value accumulation and tax advantages, BUT did you realize we also offer riders that truly impact clients lives, like: The Guaranteed Refund Option Rider The Long-Term Care Rider, and The Chronic Illness Rider All of these options can help clients with a variety of financial goals find the best solution that suits their unique needs. If you have questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or sales.support@mutualofomaha.com Flexibility Helps Keep IULs
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CMS Requires New Verbal Disclaimer to be Read During Telephonic Sales Calls
The disclaimer announced in the 2023 CMS Final Rule extends to telesales calls and must be read within the first minute of the call. This disclaimer now applies to all third-party CY2023 materials as well as telesales calls beginning October 1, 2022. This rule was implemented after CMS reviewed beneficiary complaints and listened to the sales organizations’ telephonic enrollments. From this, CMS determined that many beneficiaries are confused about the enrollment process as well as the plan choices available to them. This disclaimer was created to help clear up that confusion. DISCLAIMER: “We do not offer every plan available in
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GoldenCare News, Industry News, and Medicare Supp./Adv..
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annual election period, Annual Enrollment Period, CMS, CMS Compliance, CMS Final Rule, CMS Final Rule Update, comparing, insurance, medicare, Medicare Advantage, medicarecenter, Medigap, Open Enrollment, Open Enrollment Period, PDP, Prescription Drug Plans, and quoting.
Thrivent and LTCG closed on Labor Day
Please be aware that Thrivent and their underwriting partners at LTCG will be off on Monday, September 5th for the holiday. #goldencareagent #thrivent #ltc
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AZ, CT, DC, FL & IN: Get your applications in now!
Get your applications in now! As a reminder, the states of AZ, CT, FL, IN and the District of Columbia will receive the Enhanced EssentialLTC on September 2, 2022. Get your applications in now to use the current rates before then! Features For joint policies, when one insured passes away the premium will now decrease to an amount specified on the illustration and Policy Schedule for each person. The Waiver of Premium Rider for Home and Community Care Services is now built into the policy and premium when Comprehensive Coverage is selected. The 10-Year Premium Payment Option is now fully
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Our Recovery Care plans now have a higher daily maximum benefit amount
We’ve increased the benefit amounts for our Recovery Care plans We’ve increased the daily maximum benefit to $400 for the Daily Nursing Facility (including assisted living and bed reservation) benefit and Daily Hospital Indemnity benefit of our Protection Series℠ Recovery Care plans. This applies to new business with an application signature date on or after August 26, 2022. There is no change to benefits for existing policyholders. Update your sales materials (login required) The application and outline of coverage have changed, so if you have any paper sales materials for our Recovery Care plans, be sure to replace them.
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Important Update to Gerber Life’s Secure Email
Gerber Life Secure Email Update In order to protect confidential and Personal Identifiable Information (PII), Gerber Life is in the process of updating our Secure Email system. Beginning August 24, 2022, Gerber Life Secure Email users will no longer have to register or login to Iron Port to use the secure email feature. Secure email will be available to all users simply by clicking the Secure Email Tab in the Agent Portal. A secure email window will appear, you can compose your email, and then select the “Send Secure” button. Secure Email is designed to pass confidential and PII
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