Telephone solicitations are an important aspect of insurance marketing. Unfortunately, this has become a high-risk endeavor. The Telephone Consumer Protection Act of 1991, better known as the TCPA, was enacted to protect consumers from unwanted telemarketing calls and faxes. It imposes liability in the form of regulatory fines and incentivizes private plaintiffs to pursue claims with statutory damages of $500 to $1,500 per call, with no limit. Attorneys’ fees for defending TCPA actions can easily reach hundreds of thousands of dollars and multi-million dollar settlements are, unfortunately, a common occurrence. Agents and brokers are expected, and contractually required, to act
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Sales Idea: Selling LTCi to Middle Market Clients
There are a variety of options available to help with long-term care planning. While each may have unique benefits for your client, when it comes to the middle market, standalone LTCi may make more sense. Understand the middle market buyers – their motivations, needs and hesitancies when it comes to LTCi by viewing the Sales Idea flyer below: Selling LTCi to Middle Market Clients Sales Idea: Selling LTCi to Middle Market Clients #goldencareagent #mutualofomaha
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Transparent IUL Performance
At Mutual of Omaha, we continue to publish our cap and participation rate history for all three of our IUL products each month. We proudly display our stability and continue to offer no hidden cap or participation rate changes. Providing you with another reason why our products can be a great choice for your clients. Life Protection Advantage IUL Historical Crediting Rates Income Advantage IUL Historical Crediting Rates IULE Historical Crediting Rates Find out even more about our IUL portfolio at discoveriul.com. Transparent IUL Performance #goldencareagent #mutualofomaha #iul
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Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
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Errors and Omissions Insurance
Mutual of Omaha and its affiliates (United of Omaha and United World) require Errors and Omissions Insurance in the amount of $1 million (per claim) prior to selling the following insurance products: • AccumUL Answers • Term Life Answers • Income Advantage IUL • Lifetime Protection Advantage IUL • Bonus Flexible Annuity • Ultra-Secure Plus • Ultra-Premier • Income Access • Ultra-Income • Critical Illness (aka Critical Advantage) • Disability Income • Long-Term Care • Prescription Drug Plans As a GoldenCare producer, you have the ability to get this valuable coverage at a discount! Check out our Errors and Omissions
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Heads Up! Our 2023 Marketing Credits Program is Underway! Our 2023 Marketing Credits program is in full swing. Learn how you can get some extra cash back into your pocket! Upcoming Rate Adjustments View upcoming rate adjustments for various states. There is Still Time! There is still time to earn an Amazon Gift Card with our Summer Sizzle incentive program! Dental: Dental Insurance: Coverage Your Senior Clients Need Try these two effective sales approaches when explaining to your clients why dental insurance is coverage they need. Prescription Drug Plans: Are You Ready to Sell?
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Mutual of Omaha Underwriting Leadership Announcement
From the Desk of Tess Grace Marty Johnson, Vice President, Head of Individual Life and Health Underwriting has announced his retirement at the end of 2022. Marty has been instrumental in building strong relationships with our brokerage partners and developing effective underwriting practices for Mutual of Omaha’s Individual Health and Life product lines. We thank Marty for his dedication to Mutual of Omaha and the industry. As you may know, Virginia Craig joined Mutual of Omaha as Vice President of Individual Underwriting in January of this year in anticipation of Marty’s retirement. She has been actively involved in getting acquainted
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Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
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Fully Underwritten Life COVID-19 Updates
Mutual of Omaha has been closely monitoring our new business and underwriting practices from the beginning of the COVID-19 Pandemic. Throughout this time, we have periodically made business decisions regarding our underwriting guidelines. We are pleased to announce that we will be changing our temporary guideline changes effective August 1, 2022. These guidelines apply to all fully underwritten life insurance cases and includes all newly submitted and pending in-house cases, whether formal or informal. Acceptance Guidelines Based on Insured’s Issue Age: We will now accept applications for clients through age 79 and up to table 6 If the client is
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COVID-19, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. Connect With Senior Health on LinkedIn Want to stay connected with Senior Health? Join us on LinkedIn. Save Time. Go Online. Try our Medicare Supplement e-Application tool today. Upcoming Rate Adjustments View upcoming rate adjustments for various states. Helping Your Clients Get Started with Customer Access Help your clients access and manage their Mutual of Omaha account with this step-by-step guide and video tutorial. What Medicare-Age Clients Want Most Medicare-age clients want a trusted, reliable agent to help them with their options, the
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MIS Summer Webinar Series – Thank You for Attending
Thank you to all who attended our Mutual Income Solutions Summer Webinar Series! We hope you found the four sessions helpful and educational. If you missed a session, don’t worry! We have the recordings available. Just click the links below to watch for the first time or review the content again and again. Session 1: Product Overview Listen to Recording → Learn what product benefits make Mutual Income Solutions an excellent option for both more affluent clients as well as the middle market. Session 2: Underwriting Best Practices Listen to Recording → Join our Underwriting Manager to learn best
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A Portfolio Overview: Critical Advantage
The Critical Advantage Portfolio includes three products with numerous price points and options to fit almost any situation or budget. Critical Illness Cancer Heart Attack & Stroke Learn more about this portfolio and how it fits into your product mix. If you have questions, please contact your Mutual of Omaha Sales Director or Account Executive. A Portfolio Overview: Critical Advantage #goldencareagent #mutualofomaha
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