Sales Idea Learn how benefits of a standalone LTCi policy can grow with inflation protection. The cost of long-term care services is likely to be higher years down the road when the insured needs care. An optional inflation protection rider allows policy benefits to increase to assist with potential rising costs. Here’s how it works: The current maximum monthly benefit and remaining policy limit increase annually by the percentage the insured selects The increase occurs on each policy anniversary date for the length of time the insured selects – either for the life of the policy or for a limited
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Long-Term Care Application Tips
Our underwriters know your LTCi clients aren’t just a list of diagnoses, and they rely on you to tell them more. They encourage you to paint a picture about your clients’ health, cognitive status and lifestyle. Because the more you can tell them, the better the chance for a positive underwriting outcome. You can do that by gathering as much information as possible from your clients, including: Recent doctors’ visits, lab tests, etc. Any diagnoses they’ve received Learning about any tests, recent surgeries or physical therapy Documenting medications they take Information about their physical and social activities Confirming they have
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NGL Holiday Wishes and Upcoming Office Closure
We want to wish everyone a safe and happy holiday season. Thank you for partnering with NGL and making EssentialLTC a key addition to your product portfolio. Please see below for NGL’s EssentialLTC administration’s upcoming holiday office hours. December: Friday, December 24 – Closed Friday, December 31 – Closed Click here to take a look at the 2022 holiday schedule. For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com. #goldencareagent #ngl
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NGL EssentialLTC – Updated Tax Summary
Updated 2022 Tax Summary The Tax Summary has been updated to include the changes to 2022 cost of living adjustments (COLAs). The flyer is a great way to find out the tax advantages LTCi has for individuals and businesses. This Tax Summary will be available on the Agent Resource Center under Marketing Tools category under the Sales & Marketing tab beginning Friday, December 17, 2021. For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com. View/Download the updated 2022 Tax Summary
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NGL EssentialLTC Videos
NGL EssentialLTC Videos If you’re looking for training videos for the EssentialLTC product, then we’ve got you covered. The Agent Resource Center (ARC) has videos covering key features of the product and the “how to” of our E-APP and underwriting process. Visit the ARC today to find these videos under the Sales & Marketing tab or click the links below. E-APP and Upload Demo A brief demo on how easy it is to submit a NGL EssentialLTC long term care application electronically using the E-APP or Upload Documents page. Lifetime Benefit Rider Video This short video highlights the Lifetime
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Sales Idea: Ideas to Help the LTCi Conversation
Talking with your clients about the need to plan for long-term care is a critical conversation about their future, yet it’s not always easy getting people to open up about this potentially sensitive subject. View the Sales Idea to learn more about what types of simple, open ended questions can be asked as well as what objections you can anticipate. Sales Idea: Ideas to Help the LTCi Conversation #goldencareagent #mutualofomaha
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Mutual of Omaha NEW LTCi Consumer Video
New Consumer-Approved Video! This inspirational video can help you convey Mutual of Omaha’s enduring commitment to long-term care insurance and provide your clients with the confidence they need to know their policy will be there when they need it. NEW LTCi Consumer Video #goldencareagent #mutualofomaha
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Claims Webinar Recording
In November, our Claims Leadership Team joined us for a webinar discussing valuable claims information. Missed the webinar? That’s OK! We recorded it for you. To watch it on demand, follow the steps below: Click this link Enter the passcode: &j7G7H@0 View the presentation! If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. Claims Webinar Recording #goldencareagent #mutualofomaha #longtermcare
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A quick guide to SecureCare app/UW process
Whether it’s your first case … … or your 100th, it’s always a good idea to keep your back-office game fresh. This short video will walk you through a brief overview of SecureCare Universal Life’s application and underwriting process so you can make your next case an underwriter’s dream (or something close to it, at least). Plus, you’ll find links to application and underwriting tools — like our pre-screen checklist and consumer tele-interview guide — so you’ll be prepped for success. Get started Contact us Questions? Call our Securian SecureCare Sales Support Team at 1-888-900-1962. #goldencareagent #securian
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Washington State Sales Reminder | Holiday Hours
State of Washington LTC sales resume with limitations. Quote software updated to reflect WA limits. Beginning Nov. 20, Thrivent is once again accepting long-term care (LTC) applications for the state of Washington. What you need to know The $3,000 minimum monthly benefit that was in place immediately prior to suspension of Washington LTC sales will remain. The minimum contract holder age will go back to age 18. Because we cannot make the effective date a date other than the application date or issue date, LTC contracts sold in Washington going forward will not be eligible for the Washington Cares Act
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Industry News, Long-Term Care, and Thrivent.
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