United of Omaha Products are Now Available on InsMark

February 22, 2021 | by | No Comments

United of Omaha’s Indexed Universal Life products are now available to bridge into the InsMark Illustration Software. InsMark is a third-party software designed to help create sales concepts that show the long-term benefits of purchasing permanent life insurance. If you are a current InsMark subscriber, you will see the InsMark bridge icon (shown at the right) when you run our indexed universal life insurance products in WinFlex Web. This bridge will take the data from our IUL illustrations and use it within the InsMark sales concept reports. Some examples of the available reports include: Permanent Insurance vs. Term Insurance Other
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: Express Underwriting, Income Advantage, Income Advantage IUL, indexed universal life, insurance, IUL, Life Insurance, Life Protection Advantage, Life Protection Advantage IUL, mutual of omaha, Mutual of Omaha Insurance Company, premium, Premiums, rates, and United of Omaha.

COVID tax questions

February 22, 2021 | by | Comments Off on COVID tax questions

The Consolidated Appropriations Act (“CAA”) provided coronavirus relief as well as other tax related extensions that will affect your clients. Here are some highlights that relate to individuals. Stimulus checks are back. The amount is $600 per taxpayer and $1,200 for married persons filing jointly along with $600 for each qualifying child. Income limits vary upon marital status. Teachers and instructors who teach grades K-12 are allowed a $250/$500 (Single/MFJ) above the line deduction to allow for the purchase of personal protection equipment and disinfectant. The above the line deduction for $300 of charitable gifts is extended into 2021. There
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Categories: COVID-19, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: Coronavirus, COVID-19, insurance, insurance company, long-term, Long-Term Care, long-term care insurance, LTC, LTCi, Mutual, mutual of omaha, omaha, pandemic, policy, tax, tax deductibility, Tax Deductions, and virus.

A message from our new National Sales Director

February 22, 2021 | by | Comments Off on A message from our new National Sales Director

A message from our new National Sales Director As you may have heard, we have a new National Sales Director, Corri Campbell. An insurance professional of 24 years, Corri brings enthusiasm, experience across multiple distribution channels and a passion for helping marketers like you build their business. Check out her note to learn more.   Let’s work together   A message from our new National Sales Director   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: DI, disability, disability income, insurance, insurance company, long-term, Long-Term Care, long-term care insurance, LTC, LTCi, Mutual, Mutual Income Solutions, mutual of omaha, Mutual of Omaha Insurance Company, omaha, and policy.

Jump on the Express

February 22, 2021 | by | Comments Off on Jump on the Express

Our Express life insurance products offer simplified underwriting and application processes, which means policies are issued faster and you get paid quicker. Plus, you can easily track your cases online anytime using our Sales Professional Access website. Learn the basics of our simplified issue product portfolio with this flyer. Want to learn even more? Check out mutualofomaha.com/simple.   If you have questions, please contact your Sales Director or Account Executive.   Jump on the Express   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: Express Underwriting, insurance, life, Life Insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, simplified issue, simplified underwriting, and United of Omaha.

Understanding Elimination Periods

February 22, 2021 | by | Comments Off on Understanding Elimination Periods

It’s important for clients to understand long-term care insurance and how it can be tailored to meet a client’s specific needs. Talking about elimination periods is part of this process.   Download our Sales Idea to learn more!       Understanding Elimination Periods   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: claims, insurance, Long-Term Care, long-term care claims, long-term care insurance, LTC, ltc claims, ltc underwriting, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, and omaha.

Tax Bracket Risks Brochure Updated for 2021

February 19, 2021 | by | No Comments

When tax season arrives, your clients are likely thinking about the past year and the one ahead. But it’s also a good time to talk about the future and their tax situation when they retire. A properly-funded Income AdvantageSM IUL policy is a good way to help your clients plan ahead and minimize their tax risks in retirement. Our newly updated Tax Risks Brochure for 2021 can help you explain the advantages of an IUL policy to your clients. The updated brochure can be ordered through your normal supply channels beginning Friday, February 12, 2021.   Tax Bracket Risks Brochure
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: Income Advantage IUL, indexed universal life, insurance, IUL, IULE, Life Insurance, mutual of omaha, Mutual of Omaha Insurance Company, tax bracket, tax brackets, and United of Omaha.

Medicare Solutions – Omaha Family of Companies

February 19, 2021 | by | Comments Off on Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for Kentucky, Mississippi, Michigan, Nebraska, and North Carolina.   e-App Guides and Instructional Tools Available Check our our newly updated Medicare supplement e-Application instructional video and updated Quick Start Guide. These tools are sure to assist you, as you enroll your clients in our Medicare supplement, PDP, and Dental plans.   #goldencareagent #mutualofomaha
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: Dental, dental insurance, insurance, medicare, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, omaha, Omaha Insurance, Omaha Supplemental Insurance Company, OSIC, PDP, Prescription Drug Plans, and Rx.

Changes to Section 7702

February 19, 2021 | by | Comments Off on Changes to Section 7702

Changes to Section 7702 in COVID relief legislation Changes drive by low interest rate environment As part of The Consolidated Appropriations Act of 2021, signed into law on December 27, 2020, a change was made to Section 7702 of the Internal Revenue Code. This change outlined several requirements permanent life insurance policies must meet in order to qualify as a life insurance contract for tax purposes. Given the ultra-low interest rate environment, the change assists the life insurance industry by replacing the statutory interest rate assumptions (from 1984) from a previously hard coded 4% rate to a floating rate. These
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Categories: Industry News, Life Insurance, and Securian.
Tags: insurance, IUL, Life Insurance, Minnesota Life, protection, SecureCare, SecureCare UL, Securian, Securian Financial, Securian Life, and Securian Life Insurance Company.

Achieving Together in 2021

February 19, 2021 | by | Comments Off on Achieving Together in 2021

Achieving Together in 2021 DENNIS MARTIN, PRESIDENT, ILFS   2021 is certainly off to a quick start! Already more than a month into the new year, I’m still enjoying the opportunity to look forward to the possibilities ahead in 2021. Before I share some of what I envision for both our industry and for OneAmerica® this year, I’d like to offer some well-deserved thanks to each of you. Despite the challenges of 2020, you showed fortitude, resilience and dedication. Your perseverance makes a meaningful impact on your clients and on our business, and we’re grateful and proud to work with
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.
Tags: 2021, Asset Care, hybrid, insurance, linked benefit, LTC, oneamerica, State Life, training, Underwriting', and working together.

Don’t miss exciting news at Guaranty Income

February 19, 2021 | by | Comments Off on Don’t miss exciting news at Guaranty Income

Good News for a Growing Company An Upgrade in Financial Rating, a New Hire and a Birthday all in the Start of 2021.   WE UPGRADED TO AN A Guaranty Income Life Insurance Company, a Kuvare life and annuity business based in Baton Rouge, Louisiana, received a financial strength rating of A (upgraded from A-) by KBRA. Joe Wieser, President of GILICO, commented, “This upgrade is a testament to GILICO’s financial strength, operating performance, and growing stature within the US annuity marketplace. We are proud of our outstanding results and long-term focus to deliver on the promises made to our
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Categories: COVID-19, Guaranty Income, Industry News, and Linked Benefit/Hybrids.
Tags: gilico, Guaranty Income, Guaranty Income Life Insurance Company, hybrid, and insurance.