The Living Benefits of Term Life Express

Term Life Express offers simplified underwriting, competitive pricing, and attractive conversion privileges. Did you know that it also includes Living Benefit Riders at no additional cost (on TLE non-ROP policies)? The Living Benefit package includes three Accelerated Death Benefit Riders at no additional cost to the customer. Chronic Illness Terminal Illness Critical Illness Learn more about Term Life Express’s living benefits today using the TLE Living Benefit Rider Guide.   The Living Benefits of Term Life Express   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

United of Omaha Products are Now Available on InsMark

United of Omaha’s Indexed Universal Life products are now available to bridge into the InsMark Illustration Software. InsMark is a third-party software designed to help create sales concepts that show the long-term benefits of purchasing permanent life insurance. If you are a current InsMark subscriber, you will see the InsMark bridge icon (shown at the right) when you run our indexed universal life insurance products in WinFlex Web. This bridge will take the data from our IUL illustrations and use it within the InsMark sales concept reports. Some examples of the available reports include: Permanent Insurance vs. Term Insurance Other
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Update to Gerber Life’s pre-assigned ID contracting process

Pre-Assigned ID Contract Processing Temporarily On-Hold   Thank you for your partnership with Gerber Life Insurance. Our goal has always been to provide you with the best service possible. To improve our appointment turnaround time, we are changing the focus on how we process contracts. We are temporarily stopping the option for Pre-Assigned ID’s and going back to Just-In-Time (JIT) processing. What does this mean for you and your Agents? Just-In-Time states: Your Agents first piece of business should be submitted via paper along with their contracting Call Center: Your Agents contracting should be submitted prior to submitting business Pre-Appointment
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Categories: Gerber Life, Industry News, and Life Insurance.

Promote Our Company Strength When Promoting Life Insurance

At Mutual of Omaha, we exist for our customers. For more than 110 years, we have remained strong, stable and secure, guided by our mission to help our customers protect what they care about and achieve their financial goals. Our company overview flyer helps share our story by touching on our: Mission Strong Ratings Financial Performance Diverse Product Line-Up Community Involvement Solid History We are here to protect and serve our customers first and always.   Promote Our Company Strength When Promoting Life Insurance   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

TLE Offers Life Insurance Protection Plus Living Benefits

Term Life Express offers simplified underwriting, competitive pricing, and attractive conversion privileges. Did you know that it also includes Living Benefit Riders at no additional cost (only on the TLE non-ROP policies)? The Living Benefit package includes three Accelerated Death Benefit Riders at no additional cost to the customer. Chronic Illness Terminal Illness Critical Illness Learn more about Term Life Express’s living benefits today using the TLE living benefit rider guide.   TLE Offers Life Insurance Protection Plus Living Benefits   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Term Life Express Customizable Postcard

Term Life Express offers affordable rates, a simple application process, and flexible products and features. Make buying life insurance quick and simple for your clients by promoting TLE using our customizable, consumer-facing postcard. The postcard features product highlights, a spot for your contact information and the ability to customize the issue ages and face amounts shown. To place an order, simply complete this order form and submit.   Term Life Express Customizable Postcard   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

How Section 7702 Changes Will Impact the Life Insurance Industry

In this Advanced Markets Minute, we look at the changes that were made to the definition of life insurance under Section 7702 of the Internal Revenue Code. Perhaps some of you have heard about the changes that were made. If you have, you may have even heard that this will allow more money to go into the cash value of life insurance. Or maybe you’ve heard that it is a good thing for whole life insurance. Maybe you’ve heard nothing or are just confused about the whole thing. This article should help you understand the changes and how they affect
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Customize a Living Promise Postcard

Living Promise Whole Life Insurance can help ease the financial burden associated with outstanding medical bills, debt and final expenses. It offers your clients affordable premium rates that never increase, no medical exam is required and the policy can’t be canceled as long as premiums are paid and there has been no material misrepresentation. Call Mutual of Omaha’s Sales Support at 1-800-693-6083 to customize our Living Promise rate postcard today!   Customize a Living Promise Postcard   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

When You Think of Us, Think ‘Age Last Birthday’

Many companies set premium rates based on an applicant’s nearest birthday rather than using their actual age. Using age last birthday can: Save your clients when it comes to premium: The client is paying a premium based on their current age, not on the age they will be. Result in fewer underwriting tests: Underwriting requirements are based on age, so the client may have fewer tests when basing the requirements on the client’s current age. Less tests can help save your clients time. For the best possible rates, be sure you use your client’s date of birth when quoting United
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Gerber Life Insurance CSO Mortality Table Transition

Gerber Life Update Important Changes to the Gerber Life Grow-Up® Plan, Young Adult and Guaranteed Life CSO Mortality Tables.   The National Association of Insurance Commissioners (NAIC) has adopted the 2017 Commissioners Standard Ordinary (2017 CSO) mortality tables. Life insurance policies are required to use the updated 2017 CSO Mortality Tables by January 1, 2020. Additionally Guaranteed Life Issue policies will continue to use the 2001 CSO Mortality Tables. As a result the following changes will be made: Grow-Up® Plan and Young Adult Grow-Up® Transitions to the 2017 CSO Mortality Tables All Grow-Up® Plan and Young Adult Grow-Up® policies issued
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Categories: Gerber Life, Industry News, and Life Insurance.