Mutual Income Solutions – Get to Know the Consumer Product Brochure

You know that a solid financial plan starts with your clients’ ability to earn an income. That’s why their income is likely to be their most valuable asset – even more so than their house, car or savings – and why it’s so important to help them protect their income. The Consumer Product Brochure is a simple way to help explain the concept of disability income insurance to your clients. It provides a brief overview of the need for disability income insurance, contains a ‘benefits for you’ worksheet and gives a high-level breakdown of what the Mutual Income Solutions product
Read More

Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Join us at The Broadmoor in Colorado Springs

Earn Your Scenic Splendor The Experience A perfect, precise blend: The beautiful backdrop of America’s Rocky Mountains, and the decadent setting of the high-end Broadmoor resort. When you qualify for the 2023 LTC Incentive Trip to the Colorado Springs, you join an elite group whose members know great things don’t come by happenstance, they are rewards for those who remain dedicated, push through their obstacles and build on their successes. The Qualifications Earn top-tier access to outdoor luxury. To qualify for the 2023 LTC Incentive Trip, you’ll need to be one of the top 10 long-term care producers to exceed
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

LTC Sales Idea: Buy-Up Option

People want to be sure the long-term care policy they purchase today will be adequate to help pay for the services they need in the future. Many state partnership programs have lowered the inflation protection requirement to 1 percent. That allows you to offer your clients the affordability of a low inflation protection option while ensuring their policy remains partnership qualified. The MutualCare® Custom Solution policy includes a buy-up option that allows insureds to increase their inflation protection percentage once each year. View the Sales Idea to learn more.   LTC Sales Idea: Buy-Up Option   #goldencareagent #mutualofomaha #longtermcare
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   2022 Materials Now Available You can download or order the 2022 Medicare supplement materials, today.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Clarification on Nevada and Illinois Open Enrollment Periods Review the updated birthday rule information for Illinois and Nevada.   Prescription Drug Plans: Competitive PDP Coverage for Clients Learn what you need to know when working with clients turning age 65.   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

REMINDER: New EFT Direct Deposit Requirements

Effective February 1, 2022, Mutual of Omaha will require an electronic deposit for all commission payments. Enrolling in EFT will get you paid in a more timely, secure, and convenient manner with no checks needing to be deposited. Once compensation totals more than $25, we will send an electronic payment directly to the bank that is in your profile on Sales Professional Access. Failure to enroll in EFT will result in your commissions being delayed and will be paid annually in January following the end of a calendar year. Please add or update your electronic deposit information by January 31,
Read More

Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Inforce Long-Term Care Insurance Rate Adjustments Effective March 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective February 1, 2022: Effective Date States Impacted Policy Forms Impacted Benefit Period 2022 Rate Increase 2023 Rate Increase 3/1/2022 Georgia LT50, NH50, HCA, NHA and LTA Non-Lifetime 15% N/A 3/1/2022 Georgia LT50, NH50, HCA, NHA and LTA Lifetime 15% N/A 3/1/2022 Michigan LT50, NH50, HCA, NHA and LTA Non-Lifetime 30% N/A 3/1/2022 3/1/2023 Michigan LT50, NH50, HCA, NHA and LTA Lifetime
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions – Protecting Your Clients’ Mortgages

Your clients rely on their incomes to meet a lot of needs. It’s no surprise that a high percentage of their monthly income goes toward everyday needs – the biggest financial commitment being a mortgage payment. Help your clients understand that disability income insurance protects more than their income – it can protect their lifestyle, including where they live. Learn more about how to position Mutual of Omaha’s disability income insurance product, Mutual Income Solutions, as a solution for mortgage protection in this short video.   Mutual Income Solutions – Protecting Your Clients’ Mortgages   #goldencareagent #mutualofomaha #disability
Read More

Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions – Get to Know the Optional Benefits

Mutual of Omaha’s disability income insurance product, Mutual Income Solutions, builds on Mutual of Omaha’s more than 100 years’ experience providing income protection solutions to our customers. With a maximum monthly benefit of up to $20,000 per month, Mutual Income Solutions provides flexible or customizable coverage to meet your clients’ needs and help protect their lifestyle. When it comes to customization, there are many different ways for you to create a custom solution to meet your client’s needs. From renewability options, to elimination periods, you can view the all the customizable options in the Mutual Income Solutions Product Guide. One
Read More

Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Did You Know? Critical Illness Return of Premium

Our Critical Illness insurance policy includes a built-in return of premium rider. That’s like a money-back guarantee. Premiums they’ve paid minus any policy benefits they’ve received will be refunded to a beneficiary upon their death. They get the coverage they want with the peace of mind they need. Learn how to position the return of premium rider with consumers in this helpful Sales Idea Flyer.   Critical Advantage – A Simple Concept   #goldencareagent #mutualofomaha
Read More

Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage – A Simple Concept

Mutual of Omaha’s Critical Advantage products pay a lump-sum benefit upon diagnosis so the insured knows the benefit amount available at claim. The products in the Critical Advantage Portfolio cover a broad range of conditions that affect millions of Americans each year, which means that nearly every client knows someone who has been touched by these conditions. We have multiple tools to help you get to know the products and help you start those important conversations. First, start with the Product and Underwriting Guide to get to know the products and their benefits. Then, take a look at all of
Read More

Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).