The Mutual Income Solutions Highlight Sheet

Learning all the ins and outs of Mutual of Omaha’s disability income insurance policy, Mutual Income Solutions, can seem daunting for consumers. That’s where our consumer-facing highlight sheet comes in! Use the highlight sheet to start the income protection conversation with your clients. Discuss how this important insurance policy can help replace a portion of their income if they’re sick, injured or unable to work and show them all of the optional benefits that can be used to customize their policy to fit their unique needs.   The Mutual Income Solutions Highlight Sheet   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Download the 2022 LTCi Tax Advantages Flyers

There are a lot of advantages to owning a traditional long-term care policy. It helps people remain in their homes as long as possible, ensures parents won’t have to rely on their kids to take care of them, and provides protection for a retirement nest egg. But there’s another important advantage… the potential to save on federal and state income taxes. The LTCi tax advantages flyers are now updated with the 2022 eligible deduction amounts. Download the flyers now: Agent Tax Guide Tax Advantages for Individuals Tax Advantages for Business Owners   Download the 2022 LTCi Tax Advantages Flyers  
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Underwriting Options for Critical Advantage Portfolio Products

Mutual of Omaha’s Critical Advantage Portfolio offers limited underwriting across all three products, which means you can offer a streamlined application experience for your clients. General Underwriting Guidelines Express (benefit amounts of $10,000 to $50,000) Simplified (benefit amounts of $51,000 to $100,000) Learn more about the simple underwriting process and options available in the Critical Advantage Product and Underwriting Guide. If you have any questions, please contact Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   Underwriting Options for Critical Advantage Portfolio Products   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions – Get to Know the Consumer Product Brochure

You know that a solid financial plan starts with your clients’ ability to earn an income. That’s why their income is likely to be their most valuable asset – even more so than their house, car or savings – and why it’s so important to help them protect their income. The Consumer Product Brochure is a simple way to help explain the concept of disability income insurance to your clients. It provides a brief overview of the need for disability income insurance, contains a ‘benefits for you’ worksheet and gives a high-level breakdown of what the Mutual Income Solutions product
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Join us at The Broadmoor in Colorado Springs

Earn Your Scenic Splendor The Experience A perfect, precise blend: The beautiful backdrop of America’s Rocky Mountains, and the decadent setting of the high-end Broadmoor resort. When you qualify for the 2023 LTC Incentive Trip to the Colorado Springs, you join an elite group whose members know great things don’t come by happenstance, they are rewards for those who remain dedicated, push through their obstacles and build on their successes. The Qualifications Earn top-tier access to outdoor luxury. To qualify for the 2023 LTC Incentive Trip, you’ll need to be one of the top 10 long-term care producers to exceed
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

LTC Sales Idea: Buy-Up Option

People want to be sure the long-term care policy they purchase today will be adequate to help pay for the services they need in the future. Many state partnership programs have lowered the inflation protection requirement to 1 percent. That allows you to offer your clients the affordability of a low inflation protection option while ensuring their policy remains partnership qualified. The MutualCare® Custom Solution policy includes a buy-up option that allows insureds to increase their inflation protection percentage once each year. View the Sales Idea to learn more.   LTC Sales Idea: Buy-Up Option   #goldencareagent #mutualofomaha #longtermcare
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   2022 Materials Now Available You can download or order the 2022 Medicare supplement materials, today.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Clarification on Nevada and Illinois Open Enrollment Periods Review the updated birthday rule information for Illinois and Nevada.   Prescription Drug Plans: Competitive PDP Coverage for Clients Learn what you need to know when working with clients turning age 65.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

REMINDER: New EFT Direct Deposit Requirements

Effective February 1, 2022, Mutual of Omaha will require an electronic deposit for all commission payments. Enrolling in EFT will get you paid in a more timely, secure, and convenient manner with no checks needing to be deposited. Once compensation totals more than $25, we will send an electronic payment directly to the bank that is in your profile on Sales Professional Access. Failure to enroll in EFT will result in your commissions being delayed and will be paid annually in January following the end of a calendar year. Please add or update your electronic deposit information by January 31,
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Inforce Long-Term Care Insurance Rate Adjustments Effective March 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective February 1, 2022: Effective Date States Impacted Policy Forms Impacted Benefit Period 2022 Rate Increase 2023 Rate Increase 3/1/2022 Georgia LT50, NH50, HCA, NHA and LTA Non-Lifetime 15% N/A 3/1/2022 Georgia LT50, NH50, HCA, NHA and LTA Lifetime 15% N/A 3/1/2022 Michigan LT50, NH50, HCA, NHA and LTA Non-Lifetime 30% N/A 3/1/2022 3/1/2023 Michigan LT50, NH50, HCA, NHA and LTA Lifetime
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions – Protecting Your Clients’ Mortgages

Your clients rely on their incomes to meet a lot of needs. It’s no surprise that a high percentage of their monthly income goes toward everyday needs – the biggest financial commitment being a mortgage payment. Help your clients understand that disability income insurance protects more than their income – it can protect their lifestyle, including where they live. Learn more about how to position Mutual of Omaha’s disability income insurance product, Mutual Income Solutions, as a solution for mortgage protection in this short video.   Mutual Income Solutions – Protecting Your Clients’ Mortgages   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).