Our Critical Illness insurance policy includes a built-in return of premium rider. That’s like a money-back guarantee. Premiums they’ve paid minus any policy benefits they’ve received will be refunded to a beneficiary upon their death. They get the coverage they want with the peace of mind they need. Learn how to position the return of premium rider with consumers in this helpful Sales Idea Flyer.   Critical Advantage – A Simple Concept   #goldencareagent #mutualofomaha
Read More

Mutual of Omaha’s Critical Advantage products pay a lump-sum benefit upon diagnosis so the insured knows the benefit amount available at claim. The products in the Critical Advantage Portfolio cover a broad range of conditions that affect millions of Americans each year, which means that nearly every client knows someone who has been touched by these conditions. We have multiple tools to help you get to know the products and help you start those important conversations. First, start with the Product and Underwriting Guide to get to know the products and their benefits. Then, take a look at all of
Read More

Mutual of Omaha Insurance Company’s Critical Advantage Portfolio products are once again available for sale in New Hampshire. Due to state regulations, Critical Advantage sales in New Hampshire were previously suspended. Effective December 1, 2021, Critical Illness Insurance, Cancer Insurance and Heart Attack & Stroke Insurance are again available in the state of New Hampshire. Please note that Term Period Coverage and the Cash Value Rider are not available in New Hampshire. The e-App is available as of December 1, 2021 and paper applications can be ordered via your normal ordering channels. Marketing materials will be available mid-December.   Critical
Read More

E-Applications offer many advantages. The Critical Advantage e-App is no different. Here’s just a few: Ensures your application is completed in its entirety before you submit it Allows you to complete the application in good order Ensures you’re using the right forms Offers the ability to view and/or print state filed forms at any time Reduces application scrubbing time Allows you to choose your method of signature collection – e-signature email, e-signature face-to-face or wet signature Provides a paperless “green” experience Allows you to quote a premium and complete an application at the same time However, the e-App can take
Read More

The Critical Advantage℠ Portfolio e-Application is easily accessible on Sales Professional Access (SPA) under the Electronic Applications link. We have also provided a Quick Start Guide to help you submit your Critical Advantage applications online. Reasons to Use the e-Application Allows you to quote a premium and complete an application at the same time You’re always using correct forms and your applications are completed in good order Provides a paperless “green” experience Simple e-signature process Auto-save functionality A dashboard shows all applications in process Save time- assures application is in good order at the time of submission Our Critical Advantage
Read More