Agents selling the new Aflac Med Supp plan can earn extra cash from Aug. 1st, 2022 to Sept. 30th, 2022! Applications Bonus First 3 apps $500 Each app after 3 $100 There are no limits to what you can earn! Your first 3 Aflac Medicare Supplement applications in August and September 2022 earn a bonus of $500, and each app after is another $100. Payout is in mid-October, 2022. Offer Aflac MedSupp to your clients and they get: A name they know and trust Coverage they can count on A household discount* in most states *Clients are eligible for
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LTC COVID-19 Underwriting Guidelines Update
From the Desk of Allen Gregoire Mutual of Omaha has been closely monitoring our new business and underwriting practices since the beginning of the COVID-19 pandemic, periodically making business decisions regarding our underwriting guidelines. We are pleased to announce that we are updating our long-term care insurance guidelines effective immediately. The following updates apply to all submitted and pending in-house LTCi cases: If the proposed insured, or any member of their household, has come into close contact with anyone known to the insured to have tested positive for COVID-19 and is asymptomatic, there is no required waiting period if the
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COVID-19, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
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Coming soon – Lumico Agent Center Enhancement
Coming soon: Lumico Agent Center enhancement Exciting news! Starting August 9, agents who are newly appointed with Lumico will be able choose their own, unique user ID and password to log-in to Lumico Agent Center (LAC). Here’s what you need to know: When logging into LAC for the first time, agents will be prompted to verify their identity, then register by providing a user ID and password. The user ID field must be unique and requires between 4 and 64 alphanumeric characters. (Only “@”, “.” and “_” are allowed for special characters). Passwords must have a minimum of eight characters,
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How can I record calls in compliance with the new CMS call recording requirements?
How can I record calls in compliance with the new CMS call recording requirements? New CMS Call Recording Requirements: GoldenCare’s Team is here to help CMS has new Medicare marketing rules and guidelines that apply to MA plans, PDP plans and MAPD plans — they affect how you work as an agent and will likely mean big changes for you and your organization. The changes include: New requirements for third-party marketing organizations like Integrity and its partners A new process for submitting marketing materials to CMS A new, broader definition of “marketing” that expands the types of materials that
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Important Term Life Answers (TLA) Conversion Policy Changes
Mutual of Omaha allows term conversions to any product and rest assured, we will continue to offer this conversion option. One change that we are implementing is the way in which we compensate term conversions for TLA. After careful review, we have modified the compensation rates for TLA policies converted to one of our permanent policies: Now, term conversions years 2 through 9 will receive full new business first-year commissions payable — an increase to what is currently paid! For term conversions in years 10+, the year 2 renewal commission rate will apply Transition Rules These compensation changes are effective
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All Thrivent LTCi solutions now at your fingertips
Our Materials-at-a-Glance one-pager has live links to the key consumer and producer pieces for both the traditional LTCi solution and CareForward. This piece will auto-update as pieces are revised. Download to your computer, and then click a link to open a document. Materials-at-a-Glance #goldencareagent #thrivent #careforward
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Inforce LTCi Rate Adjustments Effective October 1, 2022
Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective October 1, 2022: Impacted Policy Forms Impacted States LTC04I Idaho, Maryland, New Hampshire, Texas LTC04I7 Idaho, Maryland, New Hampshire, Texas LTC09M Idaho, Maryland, New Hampshire, Texas LTC06UI Idaho, Maryland, New Hampshire, Texas LTC09U Idaho, Maryland, New Hampshire, Texas LTC04G Idaho, New Hampshire, Texas LT50, NH50, HCA, NHA & LTA Tennessee For details on yearly rate adjustment percentages, view the supplemental
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Blueprint for Success: Our Medicare Solutions Options We have developed a video that provides a great overview about our Medicare Solutions portfolio and how we can help you become even more successful. Don’t Forget to Get Qualified for the Trip to San Diego Time is runing out to get qualified for the San Diego trip happening in this fall. Louisiana Open Enrollment Period New Open Enrollment period available in Louisiana starting August 2022. New Medicare Supplement Plans in Indiana and Maryland Effective August 4, 2022, you may begin selling new Medicare supplement plans in Indiana
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Help Clients Understand Their IUL Express Allocation Options
The accumulation value within an Indexed Universal Life Express (IUL Express) policy earns interest at a rate that is calculated based on the performance of a market index. If you use the IUL Express Easy Solve, the 100% participation rate crediting strategy will be selected, but your clients also have additional crediting strategy options. Your clients can choose from three crediting strategies, all based on the performance of the S&P 500, as well as a fixed account. This allows them to tailor their policy based on how they believe the index will perform. Clients can choose to allocate all of
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LTC Time Service Update
Mutual of Omaha would like to thank you for the business we have received, and continue to receive, due to your partnership! We are committed to keeping you updated on our service times. Our current time service levels are listed below. Please note that business days do not include weekends. Current Long-Term Care Service Levels: Application Entry: Within 3 business days New Business Review: Within 24 hours of receipt Pending Requirements Reviewed: Within 2 business days Approve to Issue Time: Within 2 business days Emails and Phone Calls Returned: Within 24 hours of receipt Tools to Help Here are some
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