Earn an additional $150 for each qualifying CareForward contract* For each Thrivent CareForward application submitted between 6/1/22 and 9/1/22, and where the policy is paid and in-force by 12/1/22 you can earn an extra $150 per life. There is no cap to this incentive. This promotion is limited to the CareForward product. Sales of Thrivent’s traditional LTCi policies will not qualify. CareForward contracts that replace an existing LTCi policy will be excluded. * See the incentive flyer for complete rules. Incentive Flyer #goldencareagent #thrivent
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Upcoming Lumico Med Supp rate adjustment on 10/1
Upcoming rate adjustment for Med Supp Effective October 1, there will be a rate adjustment for our Med Supp policies underwritten by Lumico Life Insurance Company in Arkansas. Applications signed and received on or after 9/1, with a requested effective date on or after 10/1, will be subject to the new rate. Applications signed and received on or before 8/31, with a requested effective date on or after 10/1, will receive the current rate. Applications requesting an effective date prior to 10/1 will also continue to receive the current rate. NOTE: The rate adjustment on 10/1 applies to existing Med
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Get to Know Mutual Income Solutions Underwriting
Mutual Income Solutions℠ Underwriting Our goal is to provide the best possible offer of disability income insurance to help protect your client’s income. Each case is carefully evaluated based on three underwriting criteria: Occupation Depending on your client’s job duties, we’ll designate an occupational risk class. Health A health interview and medical tests may be required depending on the benefits applied for. Income Financial underwriting determines your client’s income in order to set the policy’s maximum monthly benefit. Learn more about Mutual Income Solutions Underwriting in this short video: You can also reach the Mutual Income Solutions Underwriting team for
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Understanding your Exposure with Telephone Solicitations
Telephone solicitations are an important aspect of insurance marketing. Unfortunately, this has become a high-risk endeavor. The Telephone Consumer Protection Act of 1991, better known as the TCPA, was enacted to protect consumers from unwanted telemarketing calls and faxes. It imposes liability in the form of regulatory fines and incentivizes private plaintiffs to pursue claims with statutory damages of $500 to $1,500 per call, with no limit. Attorneys’ fees for defending TCPA actions can easily reach hundreds of thousands of dollars and multi-million dollar settlements are, unfortunately, a common occurrence. Agents and brokers are expected, and contractually required, to act
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Sales Idea: Selling LTCi to Middle Market Clients
There are a variety of options available to help with long-term care planning. While each may have unique benefits for your client, when it comes to the middle market, standalone LTCi may make more sense. Understand the middle market buyers – their motivations, needs and hesitancies when it comes to LTCi by viewing the Sales Idea flyer below: Selling LTCi to Middle Market Clients Sales Idea: Selling LTCi to Middle Market Clients #goldencareagent #mutualofomaha
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Transparent IUL Performance
At Mutual of Omaha, we continue to publish our cap and participation rate history for all three of our IUL products each month. We proudly display our stability and continue to offer no hidden cap or participation rate changes. Providing you with another reason why our products can be a great choice for your clients. Life Protection Advantage IUL Historical Crediting Rates Income Advantage IUL Historical Crediting Rates IULE Historical Crediting Rates Find out even more about our IUL portfolio at discoveriul.com. Transparent IUL Performance #goldencareagent #mutualofomaha #iul
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Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
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Errors and Omissions Insurance
Mutual of Omaha and its affiliates (United of Omaha and United World) require Errors and Omissions Insurance in the amount of $1 million (per claim) prior to selling the following insurance products: • AccumUL Answers • Term Life Answers • Income Advantage IUL • Lifetime Protection Advantage IUL • Bonus Flexible Annuity • Ultra-Secure Plus • Ultra-Premier • Income Access • Ultra-Income • Critical Illness (aka Critical Advantage) • Disability Income • Long-Term Care • Prescription Drug Plans As a GoldenCare producer, you have the ability to get this valuable coverage at a discount! Check out our Errors and Omissions
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Heads Up! Our 2023 Marketing Credits Program is Underway! Our 2023 Marketing Credits program is in full swing. Learn how you can get some extra cash back into your pocket! Upcoming Rate Adjustments View upcoming rate adjustments for various states. There is Still Time! There is still time to earn an Amazon Gift Card with our Summer Sizzle incentive program! Dental: Dental Insurance: Coverage Your Senior Clients Need Try these two effective sales approaches when explaining to your clients why dental insurance is coverage they need. Prescription Drug Plans: Are You Ready to Sell?
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Advantage Plus Elite’s New Guaranteed Issue Ages are now available in OH & TN
Now it’s even easier to reach more clients and write more business with GTL’s newest hospital indemnity insurance! continuing to make it Now available in Ohio & Tennessee. Advantage Plus Elite’s Guaranteed Issue ages are now 64½ to age 68! Updated applications are now available on GTL’s Agent Portal and e-App availability coming soon! Visit the Agent Portal Expanded Guaranteed Issue Current State Availability To order new supplies, please log in to the Agent Portal and click on GTLink. Order Supplies on GTLink #goldencareagent #gtl #hip #advantagepluselite
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Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.
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Mutual of Omaha Underwriting Leadership Announcement
From the Desk of Tess Grace Marty Johnson, Vice President, Head of Individual Life and Health Underwriting has announced his retirement at the end of 2022. Marty has been instrumental in building strong relationships with our brokerage partners and developing effective underwriting practices for Mutual of Omaha’s Individual Health and Life product lines. We thank Marty for his dedication to Mutual of Omaha and the industry. As you may know, Virginia Craig joined Mutual of Omaha as Vice President of Individual Underwriting in January of this year in anticipation of Marty’s retirement. She has been actively involved in getting acquainted
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Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
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