Ease Your Client’s Worries with Living Promise

Living Promise Whole Life Insurance is designed to help provide affordable protection that pays benefits directly to the person you choose to take care of your outstanding medical bills, unexpected expenses or debt that you may leave behind. Leaving you with nothing to worry about when you’re gone. Product Features Competitive premiums Simplified underwriting — no medical exam, coverage is based on answers to a few simple health questions Two coverage choices: Level Benefit Plan Policy issue ages: 45 – 85 Benefit amounts: $2,000 – $40,000 (in WA, $5,000 – $40,000) Accelerated Death Benefit for Terminal Illness or Nursing Home
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

United of Omaha Children’s Whole Life Reprice

Effective April 1, 2021, we will be implementing rate adjustments to Children’s Whole Life. While we will be making small rate increases, Children’s Whole Life will remain an affordable and competitive express policy that allows clients to lock in low premiums and future insurability throughout the lifetime of their child or grandchild. Transition Rules The new Children’s Whole Life pricing will go into effect April 1, 2021 in all states. Applications signed prior to April 1, 2021 will receive the old pricing, regardless of the policy effective date. Applications signed on or after April 1, 2021 will receive the new
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Thrivent LTC Updates

e-App Enhancements and DOI opt-out On March 27, 2021, Thrivent will go live with a few enhancements to the LTC e-App: A prompt to collect physician information on the Preliminary Declaration of Insurability screen will now occur when choosing NOT to complete (opting out of) the Declaration of Insurability in eApp. This requirement allows Thrivent to order medical records where required for age protocol on receipt of the application, rather than having to wait until the applicant can schedule and complete the tele-DOI. A question was added to the Proposed Insured screen: Does spouse/partner/family member have a long-term care or
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Categories: Industry News, Long-Term Care, and Thrivent.

Attention Agents Selling Heritage Plan Whole Life

Heritage Whole Life Update Social Security Drafting Information When selecting Social Security Drafting for GTL’s new Heritage Plan Whole Life Product, if approval date is after the selected draft option, please select an effective date for the policy to be the 1st of the following month in order to have the draft occur on the next expected Social Security payment date. Example 1 The client wants a July 1st effective date and a 2nd Wednesday drafting is requested. ► The first policy draft will occur on Wednesday, July 10th. Example 2 If the policy is effective July 15th and a
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Categories: Guarantee Trust Life, Industry News, and Life Insurance.

AnnuiCare Illustration Software

IMPORTANT   Note to AnnuiCare Illustration Program Users Please discontinue using the desktop software for AnnuiCare illustrations. The AnnuiCare illustration tool that launched in December should be used to create all AnnuiCare illustrations moving forward. This web-based program is user-friendly and can be accessed on our Pre-Sales site and is also included below. New AnnuiCare Illustration Tool     #goldencareagent #gilico
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Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.

NGL rating upgraded to A (Excellent) by AM Best

NGL rating upgraded to A (Excellent) by AM Best We are excited to announce AM Best has upgraded our Financial Strength Rating to A (Excellent) from A- (Excellent)! This rating reflects the excellent ability of National Guardian Life Insurance Company (NGL) to meet its ongoing insurance policy and contract obligations and further attests to its financial strength. “Last year NGL finished with capital and surplus reaching historic records. Our strong financial position is the result of generations of employees consistently doing what is right and always putting our policyholders first. This rating both confirms our strength and stability, and gives
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Categories: Industry News, Long-Term Care, and National Guardian Life.

“Mutual of Omaha’s Wild Kingdom” is Back!

For decades, families gathered around the TV on Sunday nights to travel to the remote corners of the world with Marlin Perkins to explore the animal kingdom. For many of those original viewers, “Mutual of Omaha’s Wild Kingdom” brings back memories of family, learning, animals and conservation. But you don’t need to be nostalgic about those Sunday nights anymore, because we’re back! That’s right – starting on April 4, classic episodes of Wild Kingdom will be airing on RFD-TV in our original time slot of 8 p.m. EST/7 p.m. CST. You’ll be able to watch more than 300 of our
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Categories: Industry News and Mutual of Omaha (& Affiliates).

Holiday Telephone Solicitation Bans for the Month of April 2021

Please be aware of the following US holiday telephone solicitation bans for the month of April: On Friday, April 2, 2021: Louisiana and Pennsylvania prohibit unsolicited marketing calls to residents in observance of Good Friday On Sunday, April 4, 2021: Louisiana prohibits unsolicited marketing calls to residents in observance of Easter; however, state law already prohibits telephone solicitations on Sundays On Monday, April 26, 2021: Alabama and Mississippi prohibit unsolicited marketing calls to residents in observance of Confederate Memorial Day   #goldencareagent #mutualofomaha
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Categories: Industry News and Mutual of Omaha (& Affiliates).

New low Med supp rates in Nevada are here!

Rates so low you’ll want to Say it Loud! Check Our NEW Nevada Med Supp Rates Starting March 18, Omaha Insurance Company welcomes these new incredible Medicare supplement rates. How We Stack Up* Carrier Plan G Plan N Omaha Insurance Company $109.98 $76.12 Average of Top Carriers $115.56 $89.20   * Sample rates as of 2/25/21 for age 67 female nontobacco-users in lowest ZIP area with available household discount applied.   Check out our outline of coverage to see more outstanding rates and other plans Show me the Nevada rates   Tell everyone you know and start strong Earn $200
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

New Feature Added to SureBridge POS Tool

New Feature Added to the SureBridge Point of Sale Tool Effective March 19, SureBridge is launching a new application process feature to improve the Issue and Payment process. Once live, this new feature validates bank account numbers when Bank Draft (ACH) is selected as the method of payment. If the bank account number is identified as invalid, the message below will display with the option to re-enter the account number or choose an alternate method of payment, helping to ensure there is no delay in a policy being issued due to invalid payment information. Updates to the SureBridge Point of
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Categories: Dental, Industry News, and SureBridge.