Back to School

There are all sorts of to-do list items when it’s back-to-school season, but one item that should be on your clients’ checklist is life insurance for their children or grandchildren. Our Children’s Whole Life product is affordable, easy to apply for and can be signed by a parent or a grandparent. It’s a great add on product to any sale you make if children are in the household. Our consumer brochure and customizable consumer postcard can help you start the conversation with your clients. To learn more about Children’s Whole Life Insurance, visit mutualofomaha.com/simple.   Back to School   #goldencareagent
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Offer Protection this School Year

Your clients are busy checking items off their kids’ back-to-school shopping list, but are they thinking about protecting their child’s future? Make sure your clients add Children’s Whole Life Insurance to their checklist. Our Children’s Whole Life product is simple, affordable, and can help protect a child’s future insurability. Get the school year off to a good start for your clients by helping them protect their children.   Offer Protection this School Year   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Children’s Whole Life Case Study Flyers

There are several important reasons for parents and grandparents to buy life insurance for their children. It can cover costs associated with an unexpected loss and it can help protect a child’s future insurability. Plus, it’s affordable! Here are some key features of Children’s Whole Life: Available for ages 14 days to 17 years Available in face amounts of $5,000 to $50,000 Simplified application No medical underwriting and limited health questions Rates never increase with age and benefits never decrease Builds cash value Allows additional policies to be purchased in the future without evidence of insurability Use our Protect Future
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

United of Omaha Children’s Whole Life Reprice

Effective April 1, 2021, we will be implementing rate adjustments to Children’s Whole Life. While we will be making small rate increases, Children’s Whole Life will remain an affordable and competitive express policy that allows clients to lock in low premiums and future insurability throughout the lifetime of their child or grandchild. Transition Rules The new Children’s Whole Life pricing will go into effect April 1, 2021 in all states. Applications signed prior to April 1, 2021 will receive the old pricing, regardless of the policy effective date. Applications signed on or after April 1, 2021 will receive the new
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Give Them a Gift for Life

With a Children’s Whole Life policy you can help your clients create a solid financial foundation for their children and grandchildren– all for a modest premium. Children’s Whole Life also offers flexibility with a Guaranteed Insurability Rider. This rider allows additional policies to be purchased in the future at the time of several life events, without evidence of insurability. To learn more about Children’s Whole Life and other Simplified Issue products go to MutualofOmaha.com/Simple.   If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   Give Them a Gift for
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Updated Maryland CWL App Pack

Effective April 29, 2020 the Maryland Children’s Whole Life application packets were updated, please make sure you begin using the new application packet by checking the form number. App pack form numbers: Old: ICC17L663A New: ICC18L672A The new paper application packets are available and can be found on Sales Professional Access or ordered through your normal ordering channels. The electronic application is updated with the correct forms. Transition Rules: Children’s Whole Life applications submitted after June 1, 2020, must use the new Maryland application packet. Maryland application packets with the old form number will not be accepted after June 1,
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

External Replacement Guidelines

Since September 1, 2015, United of Omaha has not accepted external replacements on simplified issue life insurance applications in Kentucky, Kansas or West Virginia. Please make sure you are aware of the external replacement guidelines below. Products impacted Term Life Express Guaranteed Universal Life Express Living Promise Whole Life (Final Expense) Children’s Whole Life Indexed Universal Life Express Any simplified issue application taken in Kentucky, Kansas or West Virginia stating an external replacement is involved, will not be accepted. External replacements will be considered on fully underwritten products in these states on a case by case basis. It is required
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).