Exciting Med Supp news! AEP is just a month away, but we’ve got some exciting news to share now! Starting today, you can submit paper apps for Med Supp with 1/1/22 effective dates. For paper: submit apps dated 9/15/21 with 1/1/22 effective dates. For e-App: submit apps dated 10/1/21 with 1/1/22 effective dates. Lumico Medigap Solutions can help your clients lower their out-of-pocket costs, with features that attract sales and boost your bottom line. Log in to Lumico Agent Center today! Thank you! Lumico Team Lumico — Insurance Made Clear. #goldencareagent #lumico
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Exciting News on Life Protection Advantage IUL
From the Desk of Michael Sladek Life Protection Advantage IUL Product Enhancement We are pleased to announce that beginning September 24, 2021, we will be extending Life Protection Advantage IUL’s long-term no-lapse protection guarantee from age 85 to age 90. And, we are providing this additional 5-year guarantee at no additional cost! This exciting new enhancement will help make Life Protection Advantage even more competitive in the industry. In addition to providing protection that is guaranteed to age 90 at competitive premiums, Life Protection Advantage also offers: Competitive Protection Beyond Age 90 While the average 50-year-old in the U.S. has
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Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Discover IUL, Indexed UL, indexed universal life, indexed universal life express, insurance, IUL, IUL Express, IULE, life, Life Insurance, Life Protection Advantage, Life Protection Advantage IUL, Michael Sladek, Mutual Income Solutions, mutual of omaha, Mutual of Omaha Insurance Company, and omaha.
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Sales Idea: Built-in ROP on Critical Illness Insurance
Critical Illness Insurance covers a number of serious conditions and offers direct payment to policyholders that can be used for everything from gap coverage to travel expenses, it has a little something for almost everyone. When your clients buy any insurance policy, there’s no way to know for certain whether or not they’ll use it. This is a valid concern – although the covered conditions impact millions of Americans per year, there’s no guarantee your clients will be affected. Our Critical Illness insurance policy includes a built-in return of premium rider. That’s like a money-back guarantee. This Sales Idea provides
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Start the Life Insurance Conversation
September is Life Insurance Awareness Month, which is the perfect time to contact your clients to review their life insurance coverage to make sure their current policy aligns with their goals. For your prospects who are just starting to plan for retirement, this is an excellent opportunity to discuss our IUL products and how they can build tax-deferred cash value to help supplement retirement income. Start sharing the importance and need for life insurance protection today! Start the Life Insurance Conversation #goldencareagent #mutualofomaha #lifeinsuranceawarenessmonth #LIAM
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Help Your Clients Discover the Benefits of Owning a DI Policy
Share this video with your clients to help explain the importance of owning a DI policy. Help Your Clients Discover the Benefits of Owning a DI Policy #goldencareagent #mutualofomaha
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Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
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Sales Idea: Protect Your Clients’ Retirement Assets
Your Clients’ Retirement Income Might Not Be Enough The income provided by a career supports a family’s everyday living needs and their retirement savings. If one of your clients became sick or injured and was unable to work, would he or she have to dip into the family’s retirement savings to pay the bills? Here’s an example: A 45-year-old female earns $175,000 annually and has $700,000 in a retirement account. She’s diagnosed with an illness and is no longer able to earn an income. View the Sales Idea to see a chart that shows how disability income insurance makes a
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Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. Prescription Drug Plans: Ordering 2022 PDP Materials You may begin pre-ordering 2022 PDP Enrollment kits. Medicare Advantage: AEP Guidelines Reminder for Disenrollments If your client wishes to disenroll from an MA plan, be sure you are completing the required steps needed to successfully disenroll them. #goldencareagent #mutualofomaha
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Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
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Lumico Med Supp business discontinued in NC – learn how Elips Life can help!
Discontinuation of new Lumico Med Supp business in North Carolina Effective November 1, 2021, acceptance of new Med Supp applications (Plans A, F, G and N) underwritten by Lumico Life Insurance Company in the state of North Carolina (NC) will be discontinued. Commissions of your in-force Lumico Med Supp policies will not be affected. How can Lumico Medigap Solutions help your clients? Lumico’s sister company, Elips Life Insurance Company, offers affordable Med Supp plans (A, F, G, N and High Deductible Plan G) in the state of NC, using the marketing brand Lumico Medigap Solutions. Designed to help you retain
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NGL EssentialLTC – Underwriting Update
Underwriting Update Since the Washington Cares Fund has generated a large influx of LTC business, we wanted to provide you with an update on our processing times and expectations. Normally, most cases have an underwriting decision reached within 45 to 60 days. Due to the increase of Washington State applications, you may instead see underwriting decisions take 55 to 70 days. There are some underwriting decisions that may exceed the 70-day timeframe because of factors beyond our control, such as difficulty obtaining medical records, or in rare instances, applicants who are unwilling to conduct an interview. With these types of
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What YOU Wanted to Hear About NGL’s Underwriting
Find out what NGL’s underwriting is all about Join our Chief Underwriter, Paul Weber on Wednesday, October 13, 2021, at 12 p.m. CST for an hour long session to go over National Guardian Life Insurance Company’s (NGL) overall underwriting philosophy, our ideal applicant and we’ll discuss all that YOU told us you wanted to hear. The topics we’ll be covering were either compiled from surveys or were a direct result of conversation with the field. Click here to register. Our goal is transparency — we want to be sure you know what to expect when you submit an NGL LTCi
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