Using Inflation Protection to Reach Desired Premium

It can be challenging to fit a long-term care insurance premium payment into an already tight budget. With a variety of inflation protection options available on a MutualCare® Custom Solution policy, your agents can tailor a plan of coverage to meet the needs and budget requirements of any client. Read the concept flyer to learn more.   Using Inflation Protection to Reach Desired Premium   #goldencareagent #mutualofomaha #longtermcare
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Q3 Broker Bonus Program We are bringing back one of our popular incentive programs for Q3. Learn more about Broker Bonus here.   It’s Easy to Qualify for a Trip to Sunny San Diego Don’t forget to earn yourself a spot and join us on blissful trip to sunny San Diego, this fall.   New Medicare Supplement Plans in Texas Effective July 7, 2022, you may begin selling new Medicare supplement plans in Texas.   Prescription Drug Plans: 2023 PDP Product and Compliance Trainings Now Available Get
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

S&P Rating Affirmation

S&P Global has re-affirmed Mutual of Omaha’s A+ (Strong) rating with a stable ratings outlook. The A+ rating is the second highest of 16 ratings issued by S&P Global, which assesses overall financial strength and ability to meet ongoing obligations to policyholders. S&P cited our brand recognition, strong Medicare Supplement positioning and solid capital redundancy as strengths supporting the rating. You can continue to feel confident placing your business with a company known for strength, stability, and financial security!   If you have any questions, please contact Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   S&P Rating Affirmation  
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Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

The Advantages of the Critical Advantage e-App

E-Applications offer many advantages. The Critical Advantage e-App is no different. Here’s just a few: Ensures your application is completed in its entirety before you submit it Allows you to complete the application in good order Ensures you’re using the right forms Offers the ability to view and/or print state filed forms at any time Reduces application scrubbing time Allows you to choose your method of signature collection – e-signature email, e-signature face-to-face or wet signature Provides a paperless “green” experience Allows you to quote a premium and complete an application at the same time However, the e-App can take
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Increase Your Mutual Income Solutions Placement Rate

Did you know that one of the most common reasons your client may be automatically declined is because of their build? Making sure you have as much information from an applicant during the application process will help you increase your chances of placement. Before filling out an official application, read through our placement flyer to help you know what questions to ask.   Increase Your Mutual Income Solutions Placement Rate   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

The Download: Your New Quarterly LTC Newsletter

  Welcome Back! In case you missed it… The Cost of Care Study results are in! To help you and your producers navigate the conversation about how clients intend to pay for their long-term care, we’ve updated and developed new cost-of-care tools. Check them out →   Condition-Related Marketing: Physical Therapy If a client is currently undergoing physical therapy, there are some key best practices for producers to follow when taking their application. Learn more →   Social Media Update: We’re on LinkedIn! Mutual of Omaha’s brokerage social media presence is expanding! Follow us on LinkedIn to get the latest
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Use Life Insurance for Living with Your Clients

Have you tried using our Life Insurance for Living brochure? It’s a simple, conversational piece dedicated to exploring life insurance needs for prospects and clients. And, it’s also available in Spanish. View the English version View the Spanish version Contact Sales Support at 1-800-693-6083 to order your supply today.   Use Life Insurance for Living with Your Clients   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Inforce Long-Term Care Insurance Rate Adjustments Effective September 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective September 1, 2022: Impacted Policy Forms Impacted States LTC04I Arkansas, Connecticut, Louisiana, Oklahoma LTC04I7 Arkansas, Connecticut, Oklahoma LTC09M Arkansas, Connecticut, Louisiana, Oklahoma LTC06UI Arkansas, Connecticut, Oklahoma LTC09U Arkansas, Connecticut, Louisiana, Oklahoma LT50, NH50, HCA, NHA & LTA Delaware, Mississippi, Washington HCAQ, NHAQ and LTAQ Washington   For details on yearly rate adjustment percentages, view the supplemental grid here. Policyholder Notification Process
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Critical Advantage: Our Newest Sales Ideas

We’ve created two new sales ideas to help you find success when positioning Mutual of Omaha’s Critical Advantage portfolio of products. Determining the Right Coverage for a Non-Working Spouse The term “non-working spouse” is quite misleading, as this individual contributes just as much – if not more – to the health and vitality of the household. Unfortunately, they don’t receive the same protection as their “working spouse.” Many companies do not offer disability income insurance coverage on non-working spouses. This means if they were to fall ill, their inability to perform their vital tasks could have critical financial implications for
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Mutual of Omaha Advanced Markets Minute

The “Golden Age” for Long-Term Care? Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “The Golden Age for Long Term Care.” Listen Now   You’ve probably heard about the State of Washington’s Cares Fund, a state long term care benefit funded by a payroll tax. If you’re not in the State of Washington, you may have thought that you didn’t need to be concerned with any of it, and that your state would never do something like that. If you thought that, it is time to think again. The Washington law was
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).