“California Makes It Easier for Low-Income Residents to Get and Keep Free Health Coverage”

“California Makes It Easier for Low-Income Residents to Get and Keep Free Health Coverage,” by Rachel Bluth, Kaiser Health News Quote: “A provision in California’s newly approved state budget will eliminate the asset test for the 2 million Californians enrolled in both Medi-Cal and Medicare, the federal health insurance program for people 65 and older and people under 65 with certain disabilities. Instead, their financial eligibility will be based solely on income, as it is for the millions of other people in Medi-Cal. … The 2021-22 state budget deal includes several provisions that will make it easier to get on
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Categories: Clippings and Industry News.

“Senate Democrats’ Plan Boosts Spending on Medicare, ACA Subsidies, Long-Term Care”

“Senate Democrats’ Plan Boosts Spending on Medicare, ACA Subsidies, Long-Term Care,” by Michael McAuliff, Kaiser Health News Quote: “Expanding so-called home- and community-based services for long-term care for seniors and people with disabilities would likely be based on Biden’s recent $400 billion proposal. Again, the duration and scope of the spending are debatable, but it would likely look something like a bill offered late last month by Sens. Bob Casey (D-Pa.) and Ron Wyden (D-Ore.), the chairs, respectively, of the Special Committee on Aging and the Finance Committee, as well as other lawmakers.”   LTC Comment, Stephen A. Moses, President, Center for
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Categories: Clippings and Industry News.

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments Review upcoming rate adjustments in various states.   A New Perk from Mutual of Omaha Mutual of Omaha has partnered with Aloe Care Health to bring your clients another perk, at a discounted rate.   Make a Splash with Our Summer Sizzle Incentive Program Help your Medicare-Age clients find the Medicare supplement and dental options they need, to make your summer sales sizzle!   New Medicare Supplement Plans in Washington Offer your clients in Washington new competitive Medicare supplement rates effective July 22, 2021.   Dental: Lower Dental Rates in New Mexico Effective August 1,
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

NGL EssentialLTC Sales Guide

EssentialLTC Sales Guide With the EssentialLTC sales guide, you have the some of the most popular product features combined with case studies and product highlights all in one place. The guide gives a breakdown of when and how to recommend each product feature to your clients so you can meet their planning needs. The guide is available for download on the Agent Resource Center under Reference Guides or by clicking on the image above.   Lifetime Benefit Rider Video Shared Benefit Rider Video   #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.

NGL EssentialLTC – WA Annual Premium Clarification

Washington Annual Premium Minimum As a reminder, there is a new annual premium minimum of $2,000 in effect for Washington state. To clarify what this means for different payment options, please see below for a breakdown of this minimum based on payment mode: $2,000 – Annual Premium $1,040 – Semi-Annual Premium $540 – Quarterly Premium $175 – Monthly Premium Please note, the minimum annual premium for a joint application is only $2,000 total, not $2,000 per applicant. These minimums are only applicable to Washington applications and are only in place through November 1, 2021. New Business NGL is processing the
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Categories: Industry News, Long-Term Care, and National Guardian Life.

New pre-lapse notifications can help you save the sale

New pre-lapse notifications can help you save the sale Starting July 16, 2021, Great Western Insurance Company (GWIC®) will be rolling out new email notifications to writing agents and their immediate upline whenever clients have a Final Expense policy in danger of lapsing. You’ll receive emails five days into the customer’s grace period and have an opportunity to remind them to renew their contract(s). Retaining customers benefits us all. If you have questions, please call GWIC Agent Care at 866-252-5594, option 2, or by emailing m1agentsupport@americanenterprise.com.   New pre-lapse notifications can help you save the sale     #goldencareagent #gwic
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Categories: Great Western, Industry News, and Life Insurance.

Long-Term Care Insurance Case Monitoring Update

From the Desk of Allen Gregoire Mutual of Omaha is pleased to announce the long-term care back-office data entry of applications has returned to normal processing times. Applications and all case status updates are now visible on Sales Professional Access (SPA), including application received date. Note: Due to the ongoing influx of business, telephone interview availability is limited. Currently, interviews are being schedule 2-3 weeks out from when requested by underwriting. We encourage you and your agents to check SPA to review your case status updates as our teams work diligently to process your LTCi cases as quickly as possible.
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Categories: COVID-19, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

LTC New Business Rate Refresh and Benefit Changes for Additional States

As a leading long-term care insurance carrier, Mutual of Omaha has a responsibility to our policyholders and distribution partners to ensure our pricing strategy and product offerings are in line with industry trends, internal claims data and the economic environment. Last year, Mutual of Omaha began implementing new rates and benefit option changes to the MutualCare Solutions Portfolio in approved states. Effective August 1, 2021, we will be implementing these changes in three additional states. Impacted States District of Columbia, Hawaii and New Jersey Rate Adjustments Premium adjustments may vary by age, sex and benefit selection. You may view the
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Good News | WA Cares Fund: Questions Continue-This Video Provides Answers

Good News! Are The Industry-Wide Impacts Of The WA Cares Fund Still Weighing On Your Mind? Despite our recent webinar presentation covering this subject matter, we’ve had an unprecedented number of calls from agents with questions and concerns. If you missed our June 30th webinar, we wanted to share the recorded video. By popular demand – click below to watch our special “COVID-19 & WA Cares Fund” presentation with special guest, Steve Moses. Click here or click the image below to access:         Click Here to add additional carriers & products to your appointments. Questions? Call our
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Categories: GoldenCare News and Industry News.