California Fair Claims Settlement Practices Regulation

California Fair Claims Settlement Practices Regulation The state of California requires that insurers communicate standards for the prompt handling of claims to all individuals that may be in contact with our customers and could receive notice of a claim. On an annual basis, the company’s Chief Compliance Officer must certify compliance with the California Fair Claims Settlement Practices regulations. Although you do not process claims, you play a very important role in supporting the Claims area to meet the standards set by California. This communication is intended to serve as a reminder of the California requirements, which state: Upon receiving
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Categories: Industry News and Mutual of Omaha (& Affiliates).

Customize Your Own LTC Postcard

How will your clients pay for long-term care services? Mutual of Omaha has introduced a new customizable postcard to help agents start the LTC conversation. Send this customizable postcard to prospects to encourage them to talk with you about protection from the high cost of LTC services. View the Consumer Postcard > Order now through your normal ordering channels.   Customize Your Own LTC Postcard   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Thrivent LTC: Updated Competitive Comparison

A new producer-use comparison is now available showcasing Thrivent’s built-in features and optional riders compared to other industry leaders: Northwestern Mutual, NGL and Mutual of Omaha. Click below to see how Thrivent compares on: Benefit Amounts Benefit Periods Discounts Shared Care Inflation Options and more! Download Now       #goldencareagent #thrivent #ltc
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Categories: Industry News, Long-Term Care, and Thrivent.

Did You Miss Our LTCi Industry Impacts Webinar? WATCH NOW!

We’re sorry we missed you on LTCi Industry Impacts webinar with Steve Moses! Don’t worry — the presentation was recorded! Click below to watch the recording for Steve’s insights: For resources and other handouts from this presentation, call our Marketing Team at 800-842-7799!     Click Here to add additional carriers & products to your appointments. Questions? Call our Marketing Team at 800-842-7799!     #goldencareagent
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Categories: COVID-19, GoldenCare News, Industry News, and Long-Term Care.

Mutual Income Solutions Highlights

We’ve been offering our disability income insurance product for nearly a year now. Mutual Income Solutions provides flexible or customizable coverage to meet your clients’ needs and help protect their lifestyles. Here are some of the highlights of Mutual Income Solutions: Higher monthly benefit amounts help you target the affluent market. A non-cancelable policy type, which is attractive for white-collar occupations. Optional benefits, including a return of premium rider, allow your clients to customize their policies. Discounts for which your clients may be eligible can help them save money. For more details click here to view our Product Guide.  
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Good News | Medicare Agents: Incentives Extended into Q3 2021!

Good News! 3 Medicare Supplement Incentives Extended Into Q3! We’re officially in the third Quarter of 2021 – and three Medicare Supplement sales incentives have been extended! Enjoy extra bonus bucks when you write Medicare Supplement business during July, August and September, with Humana (Humana Achieve), Lumico and Union Security! For full details and qualification criteria, click each carrier’s incentive flyer below: Humana Achieve – The more you sell, the more you Achieve Lumico – Provide more coverage. Get more rewards. Union Security – Keep earning and helping more clients.       Click Here to add additional carriers &
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Categories: GoldenCare News, Industry News, and Medicare Supp./Adv..

TOMORROW! You’re Invited -Thrivent Long-TermCare Insurance Now Available!

Great News! Thrivent Long-Term Care Insurance is now available to you through GoldenCare! Join us to learn about the benefit-rich traditional Long-Term Care solution backed by the strength and stability of the world’s largest fraternal benefit society! Special guest, Craig Roers from Thrivent, will share why this product is one of the most exciting offerings he’s seen in his 23 years focusing on Long-Term Care. Tuesday, July 13, 2021 2-2:45 p.m. CDT   Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799!    
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Categories: GoldenCare News, Industry News, Long-Term Care, and Thrivent.

“Calculator predicts elders’ life expectancy, needs for palliative care”

“Calculator predicts elders’ life expectancy, needs for palliative care,” by Alicia Lasek, McKnight’s LTC News Quote: “A new online tool can help frail older adults and their clinicians calculate six-month life expectancy in order to better plan palliative care, according to real-world studies from Canada. Medical researchers from the University of Ottawa developed the Risk Evaluation for Support: Predictions for Elder-life in the Community Tool, or RESPECT, to understand the changing care needs of older adults as they age. In pilot studies in Ontario, users were guided through the tool’s two-to-three minute questionnaire about health and the ability for self
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Categories: Clippings and Industry News.

“Covid raises awareness, concerns about Social Security”

“Covid raises awareness, concerns about Social Security,” by Mary Beth Franklin, InvestmentNews Quote: “More than 70% of American adults worry about the Social Security program running out of money during their lifetime, according to the Nationwide Retirement Institute’s eighth annual Social Security Consumer Survey released Wednesday. The Covid-19 pandemic has contributed to this pessimistic outlook. Nearly six in 10 Americans (59%) say they worry more now than they did before about Social Security running out of money, according to the online survey of more than 1,900 adults aged 25 and older. Nearly one in five (19%) say the pandemic has affected their
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Categories: Clippings and Industry News.

“Jumpstarting the Debate Over Public Long-Term Care Insurance”

“Jumpstarting the Debate Over Public Long-Term Care Insurance,” by Howard Gleckman, Forbes Quote: “Rep Tom Suozzi (D-NY) has introduced a bill to create a public, catastrophic, long-term care insurance program [the WISH ACT]. The monthly cash benefit, initially about $3,600 and indexed for inflation, would be funded with a modest increase in the payroll tax of 0.3 percent for workers and 0.3 percent for employers, or roughly $300-a-year for a median wage worker. The payroll tax revenue would be paid into a trust fund, separate from the federal general fund. Importantly, trustees would be allowed to invest contributions in “conservative” marketable securities.
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Categories: Clippings and Industry News.