Introducing Humana Achieve Medicare Supplement Plans

Introducing Humana Achieve: Premium coverage that’s affordably-priced. We know Humana Medicare Supplement coverages is a big deal for your clients, which is why we’re now offering Humana Achieve. It’s a plan that offers many of the same benefits as Human’s premier line of products at a great value. The best news all day. Agents who are already appointed with Humana may already have access to Humana Achieve. Current appointments require no additional contracting paperwork, so you can focus on serving your clients.   Looking to add Humana Achieve Medicare Supplement Plans to your appointments? It’s easy! Just complete our 8-page
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Categories: GoldenCare News, Humana, Industry News, and Medicare Supp./Adv..

Genworth Cost of Care Survey 2019 – Announced Today

Genworth Cost of Care Survey 2019: Skyrocketing care costs may make the dream of aging at home more challenging Richmond, VA (October 16, 2019) — The fastest-rising long term care costs are no longer for the most skilled care – in a facility, they’re now for the least-complex care – at home, according to Genworth’s latest 2019 Cost of Care Survey results, announced today. To explore Cost of Care data by city, state or zip code, find trend charts and access lists of states ranked in order of care costs, visit www.genworth.com/costofcare. The cost of homemaker services, which includes assistance
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Categories: Genworth, Industry News, and Long-Term Care.

Medicare News – Omaha Family of Companies

Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming Med supp rate adjustments in KY, LA and MO.   Upcoming Med Supp Rate Adjustments Please view the upcoming Med supp rate adjustments in GA, MT and NM.   November Modernized Rate Release Please view the upcoming November Modernized Rate Release in KS, MT, NY, and OR.   2019 Marketing Credits Redemption Deadline November 30, 2019 deadline for reimbursement of 2019 marketing credits.   Mutually Well- Marketing Materials Available Mutually Well consumer flier now available in several states.   Medicare Advantage and Prescription Drug Plans: 2020 CMS Plan Finder
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Rate Adjustments Effective January 2020

Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective January 1, 2020: Block of Business Impacted States LTC04G Delaware, West Virginia LTC04I Delaware, District of Columbia LTC06UI Alaska, District of Columbia, Mississippi, North Dakota, West Virginia   For a complete
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Advance Notice: End of Year Pay Schedule

As the holiday season quickly approaches, it’s easy to forget important dates with all the hustle and bustle. That’s why we are giving you early notice of our key end of year pay dates. Take a look and keep a copy with you to ensure you have the right dates. Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on the following days: Thanksgiving: Thursday, November 28, 2019 and Friday, November 29, 2019 Christmas: Wednesday, December 25, 2019 New Year’s Day: Wednesday, January 1, 2020 The past pay cutoff in 2019 for Life is
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Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Disability Income Conversation Starters

One of the biggest mistakes some producers can make when selling disability income insurance is trying to sell the product. Instead, focus on the need. To connect with your clients (and make sales) help them understand the need of income protection and how disability income can help mitigate the consequences of the unexpected. Here are some ways to do this: Use a question to start the conversation. To the convey the need to your client, you need to understand their motivation. Ask questions like: What is important to you? What are your dreams and goals? How do you spend your
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Monthly Modal Premium Factor Reduced in 5 Additional States

In addition to the 41 states that already have the lower monthly modal premium factor, on 10/11/19 the monthly modal premium factor changed from .095 to .0875 in an additional 5 states: CT, DE, IN, ND, and SD. This will affect new business and active policies retroactive to their effective date with a refund of premiums.   See our release announcement for additional information regarding: Newly revised illustration software Notification to active policyholders Refund of premiums Release Announcement How to Learn More Contact NGL’s Sales Support Team at (888) 505-2332 or status@ngl-essentialLTC.com.   #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.

New STHHC and Precision Care states now on the e-App

Make sure you have the most up-to-date e-App during your AEP meetings! Please update your e-App to see these new states. If you already updated your e-App earlier toady, you do not need to update again. Download/Update for Apple Devices   Download/Update for Android Devices   Download/Update for Windows 10 PCs     New STHHC and Precision Care states now on the e-App   #goldencareagent #gtl
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Categories: Critical Illness, Guarantee Trust Life, Industry News, and Short-Term Care.

We typically don’t like to brag, but …

Our Comdex ranking is now 961 At Securian Financial, we take pride in our ratings. That’s because it’s important for you to work with a company your clients can count on when they need it most. Our longevity, financial strength and diversity are testaments to the strength of our company2 – giving your clients confidence when making a purchase. So they can enjoy the here and now. View ratings Contact Us Questions? Please call Securian’s Life Sales Support Team at 1-888-412-7860, option 1.     1. This ranking is current as of September 2019 and subject to change. 2. Minnesota
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Categories: Industry News, Life Insurance, and Securian.

Where will your bonus take you?

Download Incentive Details   No limit to how much you can earn in any given month! Earn $100 per Underwritten Med Supp $50 per Non-Underwritten Med Supp. Qualify with just three issued applications each month Valid October, November, and December 2019. Call your Regional Director at 800-842-7799 for state availability and additional details.   #goldencareagent #lumico
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Categories: Industry News, Lumico, and Medicare Supp./Adv..