Online scheduling now available! Two key administrative enhancements to SecureCare Universal Life are now live! Online scheduling portal: clients can now schedule their tele-interview usign our online portal! Be sure to check out the details in our SecureCare — How it Works: Application and Underwriting Process and share our updated What’s Next: Tele-Interview Preparation Guide with clients. Backdating applications: we revamped our backdating process to better align with you and your clients’ needs. See for yourself in our SecureCare — How it Works: Backdating. And be sure to keep an eye on our SecureCare landing page for tools and resources
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Committed to Income Protection Since 1910
Disability income insurance should be considered primary in the asset protection market. It should always be on a producer’s mind when it comes to sound financial planning. Use this handy fact finder tool when visiting with clients to help ask the right questions and uncover the need for disability income insurance. View the Disability Income Insurance Fact Finder byclicking here or by clicking the image to the left. Committed to Income Protection Since 1910 #goldencareagent #mutualofomaha
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Gerber Life’s email domain name is changing
Gerber Life Update Important Changes to all Gerber Life Email Addresses As you know, Gerber Life Insurance Company was acquired by Western & Southern Financial Group, effective December 31, 2018. As part of the transition, the domain name is changing for all Gerber Life emails, including individual email addresses. On October 21, 2019, the domain name for all email addresses will change from @us.nestle.com to @gerberlife.com. For your convenience, we have provided a full list of frequently used email addresses below: Department Email Agency Operations usgerberlifeagencyops@gerberlife.com Licensing glic.appointment.status@gerberlife.com Commissions glic.agency.commissions@gerberlife.com Underwriting glic.agency.underwriting@gerberlife.com Pre-Sales Support gerberlifeagencysales@gerberlife.com Please update your
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RESOLVED Issue with Email Proposals
The issue related to Quote Proposals sent via email has been resolved for newly created proposals. However, there can still be an issue for Email Proposals already generated to customers prior to Saturday, October 12, 2019. Therefore, we suggest creating new Email Proposals or contact your customers and initiate/start the application process yourself, on their behalf since applications processed by the agent were not incurring this issue. We apologize for any inconvenience you may have experienced during this time. Questions? Contact SureBridge Producer Support by calling 888-797-4447, or by emailing: AgentCommunications@SureBridgeInsurance.com. #goldencareagent #surebridge
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Turn DI Objections into Sales
Whether you’re a new or seasoned producer selling disability income insurance you should be aware of reasons people think they don’t need this essential coverage. The key is to be prepared for anything a prospective client might say. Objection: “Nothing will happen to me. I don’t need DI.” It’s probably human nature to think like this. However, clients who raise this objection simply are not facing reality of losing their income. If your client missed three months’ worth of income, how would they pay their expenses? As an insurance professional looking out for your client’s best interests, it’s your job
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Don’t Forget November is LTC Awareness Month
Use NGL’s Social Media Infographics to create awareness. #goldencareagent #ngl #ltcawareness
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Employer Group Rate Class to be Available in 6 Additional States
In addition to the 38 states that already have the Employer Group rate class (unisex premium rates), 6 additional states will be available effective 11/01/2019: CT, DE, HI, IN, ND, and SD. LTCi for Almost Any Business Available to almost any business with 5+ employees Streamlined group approval process Unisex premium rates for employees and eligible family members* Access to all the EssentialLTC features available in the individual market 10-year/single premium payment, lifetime benefits, return of premium/surrender options, joint pricing, and more Partnership eligible policies available in many states* Low minimum participation requirement 2 to 5 issued employees (varies by
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Holiday Telephone Solicitation Bans for the Month of November 2019
Please be aware of the following holidays requiring a holiday telephone solicitation ban for the month of November. On Friday, November 1, 2019: Louisiana prohibits unsolicited marketing calls to residents in observance of All Saints’ Day On Monday, November 11, 2019: Alabama, Louisiana, Mississippi, Rhode Island and Utah prohibit unsolicited marketing calls to residents in observance of Veterans’ Day On Thursday, November 28, 2019: Alabama, Louisiana, Mississippi, Rhode Island and Utah prohibit unsolicited marketing calls to residents in observance of Thanksgiving On Friday, November 29, 2019: Louisiana prohibits unsolicited marketing calls to residents in observance of Acadian Day Holiday Telephone
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Attn Indiana Agents: Join Us for Lunch at the Hilton Garden Inn!
Click Here To Register Online or call GoldenCare at 800-842-7799, or email marketing@goldencareusa.com Seating is limited!
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Good News | Recent Updates to the CMS Plan Finder
Stay In-The-Know: 2020 CMS Plan Finder Update The U.S. Centers for Medicare and Medicaid Services (CMS) recently updated the Plan Finder tool, however some of the updates may make it more difficult to assess which options may be best for your clients. Some of the most noticeable changes are: Physicians and prescription drug details do not persist when comparing. This results in the need to enter this data for each plan being considered The default sort feature displays by lowest monthly premium and then Medicare Plan ID (H number). This results in older plans displaying first and newer plans last
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