S&P Rating Affirmation

July 8, 2022 | by | Comments Off on S&P Rating Affirmation

S&P Global has re-affirmed Mutual of Omaha’s A+ (Strong) rating with a stable ratings outlook. The A+ rating is the second highest of 16 ratings issued by S&P Global, which assesses overall financial strength and ability to meet ongoing obligations to policyholders. S&P cited our brand recognition, strong Medicare Supplement positioning and solid capital redundancy as strengths supporting the rating. You can continue to feel confident placing your business with a company known for strength, stability, and financial security!   If you have any questions, please contact Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   S&P Rating Affirmation  
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Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: financial strength, financial strength rating, insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, S & P, S&P, and United of Omaha.

The Advantages of the Critical Advantage e-App

July 8, 2022 | by | Comments Off on The Advantages of the Critical Advantage e-App

E-Applications offer many advantages. The Critical Advantage e-App is no different. Here’s just a few: Ensures your application is completed in its entirety before you submit it Allows you to complete the application in good order Ensures you’re using the right forms Offers the ability to view and/or print state filed forms at any time Reduces application scrubbing time Allows you to choose your method of signature collection – e-signature email, e-signature face-to-face or wet signature Provides a paperless “green” experience Allows you to quote a premium and complete an application at the same time However, the e-App can take
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).
Tags: cancer, Cancer Heart Attack Stroke, Cancer Insurance, Cancer Lump Sum, CHS, CI, critical advantage, critical illness, e-App, e-Application, insurance, Lump Sum Cancer, Lump Sum Cancer Heart Stroke, mutual of omaha, Mutual of Omaha Insurance Company, and omaha.

Increase Your Mutual Income Solutions Placement Rate

July 8, 2022 | by | Comments Off on Increase Your Mutual Income Solutions Placement Rate

Did you know that one of the most common reasons your client may be automatically declined is because of their build? Making sure you have as much information from an applicant during the application process will help you increase your chances of placement. Before filling out an official application, read through our placement flyer to help you know what questions to ask.   Increase Your Mutual Income Solutions Placement Rate   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: DI, disability income, income protection, Mutual Income Solutions, mutual of omaha, Mutual of Omaha Insurance Company, omaha, paycheck protection, and protection.

The Download: Your New Quarterly LTC Newsletter

July 8, 2022 | by | Comments Off on The Download: Your New Quarterly LTC Newsletter

  Welcome Back! In case you missed it… The Cost of Care Study results are in! To help you and your producers navigate the conversation about how clients intend to pay for their long-term care, we’ve updated and developed new cost-of-care tools. Check them out →   Condition-Related Marketing: Physical Therapy If a client is currently undergoing physical therapy, there are some key best practices for producers to follow when taking their application. Learn more →   Social Media Update: We’re on LinkedIn! Mutual of Omaha’s brokerage social media presence is expanding! Follow us on LinkedIn to get the latest
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: insurance, long-term, Long-Term Care, long-term care insurance, LTC, LTC insurance, LTCi, LTCi protection, Mutual, mutual of omaha, Mutual of Omaha Insurance Company, and omaha.

Inforce Long-Term Care Insurance Rate Adjustments Effective September 1, 2022

July 7, 2022 | by | Comments Off on Inforce Long-Term Care Insurance Rate Adjustments Effective September 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective September 1, 2022: Impacted Policy Forms Impacted States LTC04I Arkansas, Connecticut, Louisiana, Oklahoma LTC04I7 Arkansas, Connecticut, Oklahoma LTC09M Arkansas, Connecticut, Louisiana, Oklahoma LTC06UI Arkansas, Connecticut, Oklahoma LTC09U Arkansas, Connecticut, Louisiana, Oklahoma LT50, NH50, HCA, NHA & LTA Delaware, Mississippi, Washington HCAQ, NHAQ and LTAQ Washington   For details on yearly rate adjustment percentages, view the supplemental grid here. Policyholder Notification Process
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: adjustment, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, omaha, premium adjustment, rate adjustment, and United of Omaha.

Critical Advantage: Our Newest Sales Ideas

July 7, 2022 | by | Comments Off on Critical Advantage: Our Newest Sales Ideas

We’ve created two new sales ideas to help you find success when positioning Mutual of Omaha’s Critical Advantage portfolio of products. Determining the Right Coverage for a Non-Working Spouse The term “non-working spouse” is quite misleading, as this individual contributes just as much – if not more – to the health and vitality of the household. Unfortunately, they don’t receive the same protection as their “working spouse.” Many companies do not offer disability income insurance coverage on non-working spouses. This means if they were to fall ill, their inability to perform their vital tasks could have critical financial implications for
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).
Tags: cancer, Cancer Heart Attack Stroke, CHS, CI, critical advantage, critical illness, heart attack, insurance, Lump Sum Cancer, mutual of omaha, omaha, and Underwriting'.

Mutual of Omaha Advanced Markets Minute

June 30, 2022 | by | Comments Off on Mutual of Omaha Advanced Markets Minute

The “Golden Age” for Long-Term Care? Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “The Golden Age for Long Term Care.” Listen Now   You’ve probably heard about the State of Washington’s Cares Fund, a state long term care benefit funded by a payroll tax. If you’re not in the State of Washington, you may have thought that you didn’t need to be concerned with any of it, and that your state would never do something like that. If you thought that, it is time to think again. The Washington law was
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: insurance, long-term, Long-Term Care, long-term care insurance, LTC, LTC insurance, LTCi, LTCi protection, Mutual, mutual of omaha, Mutual of Omaha Insurance Company, and omaha.

LTCG Juneteenth Office Closing

June 20, 2022 | by | Comments Off on LTCG Juneteenth Office Closing

Mutual of Omaha’s new business application processing vendor, LTCG, will be closed on Monday, June 20, 2022, in observance of the Juneteenth holiday. This closure includes the customer service department. Applications can still be submitted as normal and will be processed once the office reopens again on Tuesday, June 21, 2022, at 7:00 a.m. CT. Long-Term Care Customer Service Contact Information Phone Number: 1-877-894-2478 Hours of Operation: Monday – Fridays, 7 a.m. to 5 p.m. CT   If you have any questions, please reach out to your usual Mutual of Omaha contact.   LTCG Juneteenth Office Closing   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: Agent Service, agent support, Customer Service, holiday, insurance, Juneteenth, Juneteenth Holiday, LTC Group, LTC Service Center, LTC Service Office, LTCG, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Service Center, United of Omaha, and United World.

Be Sure to Discuss the Living Benefits of IUL Express

June 20, 2022 | by | Comments Off on Be Sure to Discuss the Living Benefits of IUL Express

Indexed Universal Life Express (IUL Express) provides a host of benefits to your clients’ loved ones. The most important one is that their beneficiaries will receive a one-time death benefit in the amount your clients choose, ranging from $25,000 to $300,000.* This death benefit is paid directly to their beneficiaries to replace lost income and maintain their standard of living. In addition to the death benefit, IUL Express policies come with living benefits at no additional cost. The Accelerated Death Benefit Riders for terminal, chronic and critical illness**, may allow your clients to access a portion of the death benefit
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: express, indexed universal life, insurance, IUL, IUL Express, IULE, life, Life Insurance, life policies, living benefits, mutual of omaha, Mutual of Omaha Insurance Company, omaha, simplified underwriting, and United of Omaha.

Now on LinkedIn: Mutual of Omaha Brokerage Sales Team!

June 20, 2022 | by | Comments Off on Now on LinkedIn: Mutual of Omaha Brokerage Sales Team!

We are very excited to announce the expansion of our social media presence to now include LinkedIn! Social media is an important facet in running your business and interacting with your clients. We value your commitment to maintaining a presence with your business on these platforms and want to provide you with top-notch content for the platforms you and your audience use the most. LinkedIn is the social media platform that understands the value of building professional relationships. The purpose behind the content we create and share on our Brokerage Sales Team LinkedIn profile is to help brokers continue to
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: Agent Service, agent support, brokerage, brokerage sales, Brokerage Sales Team, Customer Service, insurance, LinkedIn, mutual of omaha, Mutual of Omaha Insurance Company, New Years, omaha, United of Omaha, and United World.