The Critical Advantage e-App makes it easy for you to place business on the go. What are some of the top benefits? Take a look: Using the e-App will: Allow you to run a quote Allow you to complete an application “in good order” Ensure you’re using the right forms Offer the ability to view and/or print state filed forms at any time Reduce application scrubbing time Allow you to choose your method of signature collection — e-signature email, e-signature face-to-face or wet signature Provide a paperless, “green” experience Learn more about this helpful tool in our FAQ document.
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Mutual Income Solutions – Income Protection for Your Clients
What makes Mutual Income Solutions a valuable addition to your clients’ financial strategy? View our short overview video to find out. Mutual Income Solutions – Income Protection for Your Clients #goldencareagent #mutualofomaha #disability
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Consumer-Approved Educational PowerPoint Presentation
Use our consumer-approved PowerPoint presentation* in your next seminar with LTCi prospects. * Ensure you provide the correct version for clients’ state of residence by downloading through your normal ordering channels You’ll find details about Mutual of Omaha’s LTCi products on Sales Professional Access. Go to MutualofOmaha.com/sales-professionals and select the long-term care page. Consumer-Approved Educational PowerPoint Presentation #goldencareagent #mutualofomaha
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Customizable Prospecting Postcard
How will your clients pay for long-term care services? Customizable Postcard — Send this customizable postcard to prospects to encourage them to talk with you about protection from the high cost of LTC services. View the Consumer Postcard > Order now through your normal ordering channels. Customizable Prospecting Postcard #goldencareagent #mutualofomaha
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LTC COVID-19 Underwriting Guidelines Update
From the Desk of Allen Gregoire Mutual of Omaha has been closely monitoring our new business and underwriting practices since the beginning of the COVID-19 pandemic, periodically making business decisions regarding our underwriting guidelines. We are pleased to announce that we are updating our long-term care insurance guidelines effective immediately. The following updates apply to all submitted and pending in-house LTCi cases: If the proposed insured, or any member of their household, has come into close contact with anyone known to the insured to have tested positive for COVID-19 and is asymptomatic, there is no required waiting period if the
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Important Term Life Answers (TLA) Conversion Policy Changes
Mutual of Omaha allows term conversions to any product and rest assured, we will continue to offer this conversion option. One change that we are implementing is the way in which we compensate term conversions for TLA. After careful review, we have modified the compensation rates for TLA policies converted to one of our permanent policies: Now, term conversions years 2 through 9 will receive full new business first-year commissions payable — an increase to what is currently paid! For term conversions in years 10+, the year 2 renewal commission rate will apply Transition Rules These compensation changes are effective
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Inforce LTCi Rate Adjustments Effective October 1, 2022
Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective October 1, 2022: Impacted Policy Forms Impacted States LTC04I Idaho, Maryland, New Hampshire, Texas LTC04I7 Idaho, Maryland, New Hampshire, Texas LTC09M Idaho, Maryland, New Hampshire, Texas LTC06UI Idaho, Maryland, New Hampshire, Texas LTC09U Idaho, Maryland, New Hampshire, Texas LTC04G Idaho, New Hampshire, Texas LT50, NH50, HCA, NHA & LTA Tennessee For details on yearly rate adjustment percentages, view the supplemental
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Blueprint for Success: Our Medicare Solutions Options We have developed a video that provides a great overview about our Medicare Solutions portfolio and how we can help you become even more successful. Don’t Forget to Get Qualified for the Trip to San Diego Time is runing out to get qualified for the San Diego trip happening in this fall. Louisiana Open Enrollment Period New Open Enrollment period available in Louisiana starting August 2022. New Medicare Supplement Plans in Indiana and Maryland Effective August 4, 2022, you may begin selling new Medicare supplement plans in Indiana
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Help Clients Understand Their IUL Express Allocation Options
The accumulation value within an Indexed Universal Life Express (IUL Express) policy earns interest at a rate that is calculated based on the performance of a market index. If you use the IUL Express Easy Solve, the 100% participation rate crediting strategy will be selected, but your clients also have additional crediting strategy options. Your clients can choose from three crediting strategies, all based on the performance of the S&P 500, as well as a fixed account. This allows them to tailor their policy based on how they believe the index will perform. Clients can choose to allocate all of
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LTC Time Service Update
Mutual of Omaha would like to thank you for the business we have received, and continue to receive, due to your partnership! We are committed to keeping you updated on our service times. Our current time service levels are listed below. Please note that business days do not include weekends. Current Long-Term Care Service Levels: Application Entry: Within 3 business days New Business Review: Within 24 hours of receipt Pending Requirements Reviewed: Within 2 business days Approve to Issue Time: Within 2 business days Emails and Phone Calls Returned: Within 24 hours of receipt Tools to Help Here are some
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