Did You Know That We Publish Our IUL Cap and Participation Rate History

November 18, 2022 | by | Comments Off on Did You Know That We Publish Our IUL Cap and Participation Rate History

Full transparency for our IULs at Mutual of Omaha means that we publish our cap and participation rate history for all three of our IUL products each month. Displaying our stability, with no hidden cap or participation rate changes. And proving why our products are a great choice for your clients. Life Protection Advantage IUL Historical Crediting Rates Income Advantage IUL Historical Crediting Rates IULE Historical Crediting Rates Find out more about our IUL portfolio at discoveriul.com.   Did You Know That We Publish Our IUL Cap and Participation Rate History   #goldencareagent #mutualofomaha #iul
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: express, Express Underwriting, historical performance, Income Advantage, Income Advantage IUL, insurance, IUL, Life Insurance, Life Protection Advantage, Life Protection Advantage IUL, mutual of omaha, Mutual of Omaha Insurance Company, omaha, performance, simplified underwriting, and United of Omaha.

The Perfect Fit for Complete Coverage

November 18, 2022 | by | Comments Off on The Perfect Fit for Complete Coverage

Everyone knows someone who has been diagnosed with cancer or suffered a heart attack, stroke or some other critical illness. That’s what makes the products in Mutual of Omaha’s Critical Advantage Portfolio such a perfect fit – they’re easy for you to sell because it’s easy to understand the need. Our portfolio includes three products your client needs, benefits are paid directly to the insured and we offer a built-in return of premium on certain policies. Discover five reasons why Mutual of Omaha’s Critical Advantage products are a perfect fit for you and your clients.   The Perfect Fit for
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).
Tags: Cancer Heart Attack Stroke, Cancer Lump Sum, CHS, critical advantage, critical illness, Critical Illness Insurance, heart attack, Heart Attack & Stroke, income replacement, insurance, Lump Sum, Lump Sum Cancer, Lump Sum Cancer Heart Stroke, mutual of omaha, Mutual of Omaha Insurance Company, and omaha.

It’s Still Long-Term Care Awareness Month

November 17, 2022 | by | Comments Off on It’s Still Long-Term Care Awareness Month

The Reality of Long-Term Care Real stories from real people are a very effective way to relate to prospects or clients that wince at the notion of experiencing a long-term care event personally. It’s understandable to not want to have that conversation, however, that does not prevent life from happening. Real People. Real Stories.  The need for long-term care insurance becomes apparent when you see how it benefits real-life customers. These flyers are learning tools you can turn into powerful sales tools by describing how an LTCi policy helped both Mutual of Omaha policyholders and their families. Materials: The Need
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: Custom Solution, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, MutualCare, MutualCare Custom Solution, MutualCare Secure Solution, MutualCare Solutions, MutualCare Solutions LTC, MutualCare Solutions LTCi, omaha, and Secure Solution.

Inforce LTCi Rate Adjustments Effective February 1, 2023

November 15, 2022 | by | Comments Off on Inforce LTCi Rate Adjustments Effective February 1, 2023

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective February 1, 2023*: Impacted Policy Forms Impacted States LTC04G Alabama, Alaska, Hawaii, Massachusetts, Nebraska, New Jersey, Pennsylvania, South Carolina, Virginia LTC04I7 Puerto Rico LTC04I Delaware and Puerto Rico LTC09M Delaware and Puerto Rico LTC09U Delaware LT50, NH50, HCA, NHA and LTA Maine, Nevada, New Mexico   * The state of Maine requires a 90-day notification period for all policyholders. Therefore, the
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: adjustment, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, omaha, premium adjustment, rate adjustment, and United of Omaha.

Good News | Updated 2023 Tax Deductible Limits Announced

November 14, 2022 | by | Comments Off on Good News | Updated 2023 Tax Deductible Limits Announced

New 2023 Tax Deductible Limits for LTCi Announced Increased tax deductible limits can be a significant benefit for those with tax-qualified long-term care insurance policies, according to the American Association for Long-Term Care Insurance. The following are the recently-announced 2023 limits (2022 in brackets): Click here for the entire announcement (AALTCI)     If you’re already appointed through GoldenCare, but are not yet taking advantage of all we have to offer, call your Regional Director at 800-842-7799!         #goldencareagent
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Categories: GoldenCare News, Industry News, and Long-Term Care.
Tags: Long-Term Care and mutual of omaha.

GoldenCare Newsletter | November 8, 2022

November 8, 2022 | by | Comments Off on GoldenCare Newsletter | November 8, 2022

Read Full GoldenCare Newsletter, November 8, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare: Let’s get more people covered with these popular, easy-to-sell products! Designing LTCi Plans for Affordability Wed, Nov 9, 2022 11:00 AM  to  11:30 AM CST Mutual of Omaha’s LTC Claims Webinar Thurs, Nov 10, 2022 12:00 PM Central At registration, when asked “Which BGA are you affiliated with?,” enter GoldenCare HOT LTC TOPICS! | FREE GIVEAWAYS! | DRAWINGS FOR PRIZES! Whether you’re an LTCi veteran or you’re new to LTCi , we’ve got something for you! Check it Out HERE Diversify your portfolio for greater sales
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), and National Guardian Life.
Tags: Ace Medicare Supplements, Aflac, GTL, medicare, mutual of omaha, newsletter, NGL, and Short-Term Care.

Affordable Disability Income Protection Options

November 7, 2022 | by | Comments Off on Affordable Disability Income Protection Options

Help your clients understand that disability income insurance is affordable coverage that helps replace the loss of an income. Your clients may face significant changes when the household’s primary wage earner is sick or injured and unable to work. There are bills to pay and other financial obligations to meet. Without the income they rely on, how can the family make ends meet? Use the It’s More Affordable Than You Think Mutual Income Solutions sales idea to help you start the income protection conversation with clients.   Affordable Disability Income Protection Options   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: DI, DI Choice, disability, disability income, income protection, Mutual Income Solutions, mutual of omaha, Mutual of Omaha Insurance Company, omaha, paycheck protection, and protection.

Thanksgiving Holiday Office Closing

November 7, 2022 | by | Comments Off on Thanksgiving Holiday Office Closing

Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Thursday and Friday, November 24th & 25th for Thanksgiving holiday. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available The 24th & 25th of November, Thursday and Friday 11/24/2022-11/25/2022 Monday 11/21/2022 Tuesday 11/21/2022 Friday 11/21/2022 Friday 11/18/2022 Friday 11/25/2022   Weekly and holiday pay schedules are also available on the Sales Professional Access (SPA)
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Categories: Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: holiday, holiday closing, holiday closure, insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha affiliates, thanksgiving, thanksgiving holiday, United of Omaha, United World, and United World Life Insurance Company.

Good News | Our New “Bring In An Expert” Service Is Here!

November 7, 2022 | by | Comments Off on Good News | Our New “Bring In An Expert” Service Is Here!

It’s Official: Our New Bring In An Expert Service Is Live! The official launch of our new “Bring In An Expert” service took place earlier today! Jeff Clark introduced the new service and provided a live demonstration of scheduling a meeting. In case you missed it, watch the short video below: View/Download our Bring In An Expert overview flyer Check Out Our Full November Webinar and Goodie Schedule →   If you’re already appointed through GoldenCare, but are not yet taking advantage of all we have to offer, call your Regional Director at 800-842-7799!         #goldencareagent
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Categories: GoldenCare News and Industry News.
Tags: Long-Term Care and mutual of omaha.

Real Wins: A Well-Rounded Critical Illness Product

November 7, 2022 | by | Comments Off on Real Wins: A Well-Rounded Critical Illness Product

With several family members diagnosed with cancer or suffering heart attacks, Jean saw first-hand the financial difficulties these illnesses could bring. That’s exactly why Jean requested more information about Critical Illness insurance. After meeting with an agent and hearing Jean’s concerns, the agent recommended a Critical Illness Insurance policy from Mutual of Omaha. Advantages of Mutual of Omaha’s Critical Illness Insurance: Backed by strong company with excellent customer service Covers multiple critical illnesses Competitively priced with options to fit most budgets If you have clients looking for ways to fill coverage gaps, read more about Jean’s real-life win.   If
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).
Tags: cancer, Cancer Lump Sum, CHS, critical illness, diagnosis, insurance, Lump Sum, Lump Sum Cancer, Lump Sum Cancer Heart Stroke, Lump Sum Heart Stroke, mutual of omaha, Mutual of Omaha Insurance Company, and omaha.