The Perfect Fit for Complete Coverage

Everyone knows someone who has been diagnosed with cancer or suffered a heart attack, stroke or some other critical illness. That’s what makes the products in Mutual of Omaha’s Critical Advantage Portfolio such a perfect fit – they’re easy for you to sell because it’s easy to understand the need. Our portfolio includes three products your client needs, benefits are paid directly to the insured and we offer a built-in return of premium on certain policies. Discover five reasons why Mutual of Omaha’s Critical Advantage products are a perfect fit for you and your clients.   The Perfect Fit for
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

The Perfect Compliment to Existing Coverage

The Critical Advantage products include Critical Illness Insurance, Cancer Insurance & Heart Attack/Stroke Insurance. These products offer a lump-sum payment, 100% of which is paid directly to your clients upon diagnosis of a covered condition. Your client has control of how the money is spent, whether it’s on high deductibles, child care or specialized treatment. There’s no fee to use the benefit and no waiting period to satisfy. This flyer identifies how Critical Advantage products can help supplement other insurance your clients may have. If you have any questions, please contact your Sales Director.   The Perfect Compliment to Existing
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Express Underwriting vs Simplified Underwriting

The Critical Advantage Portfolio offers benefits that are easy to see. We all know someone who has been diagnosed with cancer, had a heart attack, or suffered from a stroke. Mutual of Omaha can offer your clients a streamlined application process with easy knock-out questions and express or simplified underwriting. But what is the difference between express & simplified underwriting? Express Underwriting: Simple yes/no knock-out questions for face amounts of $50,000 and below. Simplified Underwriting: Simple yes/no knock-out questions with the addition of Medical Information Bureau and Pharmaceutical inquiry, and random telephone interviews for face amounts of $51,000-$100,000.   You
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Three Policies to Fit Your Needs

Mutual of Omaha’s Critical Advantage Portfolio offers policies with a number of flexible benefits and options. Within the portfolio, we offer three different policies. While these policies may be different from one another, they all offer coverage that will allow your clients to quickly see their value. Below is a list of each policy, some of its features, and how they differ from one another. Critical Illness Issue Ages — 18-64 or 18-54 (Term) Base Benefit — Lump-sum payment, Return of Premium upon Death, No Reduction of Benefits at any age 100% Covered Conditions — Internal Cancer or Malignant Melanoma,
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Marketing Tools for Success

The products in the Critical Advantage Portfolio cover a broad range of conditions that affect millions of Americans each year. We have the marketing tools you need to start the conversations with your clients. We offer a great mix of producer use only material and consumer facing material which are all available though Sales Professional Access and our usual ordering channels. This flyer helps to sort out producer & consumer materials and how to use them. For example, our agent-facing Product and Underwriting Guide is your comprehensive resource for everything Critical Advantage.   If you have any questions, please contact
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

February is American Heart Month

There are so many ways to celebrate American Heart Month this year, as focusing on your heart health may be more important now than ever before. When we take care of our hearts as part of our self-care, we set an example for those around us to do the same. One of the best ways to protect your client’s heart this year is by helping them sign up for Heart Attack/Stroke Insurance with Mutual of Omaha. Upon diagnosis of a heart attack, a check is sent to your client, not the health care provider. No receipts or medical bills necessary!
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

High Deductible Health Insurance

If you’re like many other Americans, you chose a high deductible health care plan to keep premiums affordable. When you’re loved one is diagnosed with a serious illness, there can be a costs beyond what traditional health insurance covers. When high deductibles wreak havoc on your wallet, our Critical Advantage Portfolio will help pay for out of pocket expenses like: Treatment Travel Child Care Groceries Start selling today!   If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   High Deductible Health Insurance   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

New application for Critical Advantage in Virginia

Effective, December 24th, 2020 the following changes will be made to the Critical Advantage application underwriting questions. With these changes, clients who previously were ineligible for coverage, may now qualify. Changes to the application: Cancer application Changed the cancer look-back question from lifetime to 10 years Modified look back treatment/testing question from 5 to 3 years Only 3 health questions Heart attack and stroke application Changed the heart attack and stroke look back question from lifetime to 10 years Modified look back treatment/testing question from 5 to 3 years Enhanced diabetes question Critical Illness application Changed the cancer look back
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Producer Incentive Contest Ending Soon

Time’s Running Out! Your Critical Advantage applications must be submitted and placed by August 31st, 2020. Don’t pass up your chance to help your clients get the coverage they need while putting some cool cash in your pocket. You can earn from $150 to $500 just by selling two or more Critical Illness, Cancer and Heart Attack/Stroke applications. So, what are you waiting for? View complete contest details here. Producer Incentive Contest Ending Soon     #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Don’t Miss Out on Extra Summer Cash

Sample our Critical Advantage portfolio this summer and we’ll treat you to some cool cash! You can earn from $150 to $500 just by selling two or more Critical Illness, Cancer and/or Heart Attack Stroke applications. The more, the better. Applications must be submitted and placed between July 1 and August 31, 2020. Here are some good reasons to dig in and give our Critical Advantage portfolio a try. Your clients enjoy: No policy fees Rates based on current age Built-in return of premium on Critical Illness insurance No reduction of benefits at any age Conversion option for children You
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).