Home Care Secure Now Available in Kansas

Home Care Secure is now available in Kansas! This update is now available on Paper, the Agent Portal, Android, Apple and Windows 10 platforms! Please update your GTL e-App now!   Now available! Use our new fillable infographic to help quickly explain Home Care Secure to your clients. Access on GTLink in the Consumer Marketing Section. Download from GTLink Now     Home Care Secure, a short term home health care insurance offering underwritten by GTL, was developed by Home Care Genie and is being offered exclusively as a membership benefit in the Aging at Home Association. The product is
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Attention All Agents | GTL’s Advertising Guidelines

Attention All Agents GTL’s Advertising Guidelines   Did you create any advertising or marketing material(s) for a Guarantee Trust Life Insurance Company product(s)? If so, please click the button below to review the advertising and marketing guidelines that we have established to guide you through this process. If you have any current Life and Health Insurance advertising that has not been approved by our Product Approval and Compliance Department in the past, you are responsible for submitting this to Guarantee Trust Life for approval. Please send this as soon as possible to the attention of our Life and Health Sales
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Important Heritage Plan Graded Benefit Update

Effective December 29, GTL’s Heritage Plan Life Insurance product will only be available for ages 50-90. You will receive a notification on your GTL e-App when it is available.   This change will apply for all Heritage Plan applications dated 12/29/21 or later. if you have any questions, please contact GTL’s Sales Support by texting or calling 800-323-6907 or by emailing agency@gtlic.com   #goldencareagent #gtl
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Great news for your existing Advantage Plus clients!

For Your Advantage Plus Clients in CT, IL, MI, MN, MS, OH, TN & TX… Your existing Advantage Plus clients will receive communication by mail from GTL highlighting an increase in base benefits for no additional premium! There is nothing you need to do. See below for all of the current states where this applies. As we receive additional state approvals, we will update you. These upgraded benefits include: Reduced Benefit Trigger to 6 Hours! For your clients who have the Short Duration Hospital Stay Rider (included in the 3-day and 6-day benefit periods), benefits will now be paid for
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Good News in 2022: Living Promise Graded Reprice

Our Living Promise Graded Benefit Plan offers affordable coverage and competitive product features and now on January 1, 2022, you will also see rate decreases in many of the age bands. Here’s what you need to know: Rate Adjustments Rate adjustments will be a mix of decreases and increases and may vary by age and sex. You can view the new rates by referring to the quoting software beginning January 1, 2022. Transition Rules Applications signed prior to January 1, 2022, will receive the old rates. Applications signed on January 1, 2022, or after will receive the new rates. Quoting
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Download the 2022 LTCi Tax Advantages Flyers

There are a lot of advantages to owning a traditional long-term care policy. It helps people remain in their homes as long as possible, ensures parents won’t have to rely on their kids to take care of them, and provides protection for a retirement nest egg. But there’s another important advantage… the potential to save on federal and state income taxes. The LTCi tax advantages flyers are now updated with the 2022 eligible deduction amounts. Download the flyers now: Agent Tax Guide Tax Advantages for Individuals Tax Advantages for Business Owners   Download the 2022 LTCi Tax Advantages Flyers  
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Underwriting Options for Critical Advantage Portfolio Products

Mutual of Omaha’s Critical Advantage Portfolio offers limited underwriting across all three products, which means you can offer a streamlined application experience for your clients. General Underwriting Guidelines Express (benefit amounts of $10,000 to $50,000) Simplified (benefit amounts of $51,000 to $100,000) Learn more about the simple underwriting process and options available in the Critical Advantage Product and Underwriting Guide. If you have any questions, please contact Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   Underwriting Options for Critical Advantage Portfolio Products   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Making Holiday Small Talk About Big LTC Decisions

Making Holiday Small Talk About Big LTC Decisions — InsuranceNewNet article Thrivent’s Vice President of Health Insurance Products, Steve Sperka, discusses why it’s critical that Financial Advisors provide guidance to their clients on how to have extended care discussions. This article shares three key guidelines to help advisors encourage these family conversations. Read Article     #goldencareagent #thrivent #ltc
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Categories: Industry News, Long-Term Care, and Thrivent.

Securian: A holiday service message

A holiday service message Dear valued partners, Thank you for your business and patience throughout 2021. I recognize Minnesota Life/Securian Life life and annuity service results have been inconsistent in a number of areas. We are working hard to improve our service offerings and meet your needs. We take our commitment to service quality and your experience as our customers very seriously. The investments we have been making in service stabilization give us confidence that you will see a marked improvement in 2022. I want to extend gratitude for your relationship and perseverance in protecting the hopes and dreams of
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Categories: Industry News, Life Insurance, and Securian.