Sales Idea Learn how benefits of a standalone LTCi policy can grow with inflation protection. The cost of long-term care services is likely to be higher years down the road when the insured needs care. An optional inflation protection rider allows policy benefits to increase to assist with potential rising costs. Here’s how it works: The current maximum monthly benefit and remaining policy limit increase annually by the percentage the insured selects The increase occurs on each policy anniversary date for the length of time the insured selects – either for the life of the policy or for a limited
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Long-Term Care Application Tips
Our underwriters know your LTCi clients aren’t just a list of diagnoses, and they rely on you to tell them more. They encourage you to paint a picture about your clients’ health, cognitive status and lifestyle. Because the more you can tell them, the better the chance for a positive underwriting outcome. You can do that by gathering as much information as possible from your clients, including: Recent doctors’ visits, lab tests, etc. Any diagnoses they’ve received Learning about any tests, recent surgeries or physical therapy Documenting medications they take Information about their physical and social activities Confirming they have
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Mark Your Calendars: Our Industry Updates Year End Grand Finale!
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Good News | CMS Announces 2022 Copay & Deductibles
CMS Has Announced The 2022 Copy and Deductibles The Centers for Medicare and Medicaid Services (CMS) recently announced their 2022 Copay/Deductibles. Listed below are basic costs for people with Medicare. Click here for the CMS 2022 costs at a glance. #goldencareagent
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GoldenCare Newsletter | December 6, 2021
Read Full GoldenCare Newsletter, December 6, 2021 Edition We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to DOWNLOAD our electronic business card, and enter to win one of TEN $100 Amazon.com Gift Cards! In this GoldenCare Newsletter Edition From GoldenCare: Our Guest Articles in this edition “Half of Americans fear falling more than cancer and want to age in home without stairs,” Yahoo! PROMO TIME! ★ Dream Big Sales Incentive (MOO LTCi) ★ CLTC Discount & Reimbursement Incentive ★
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Good News | Did You Miss Our Live LTC Blockbuster Events? Recordings Are Now Available
Did You Miss Our Live LTC Blockbuster Events? Recordings Are Now Available! If you missed the live LTC Blockbuster Events during November, we’re pleased to announce that recordings are now available! Topics included our special 2-Part Sales Strategy Training (Pivot Presentation), as well as the Missing Link Consumer Presentation. The link below also allows you to request copies of the Power Point Presentations used, and register for live replay events taking place mid-December! Take me there now → #goldencareagent
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Mutual Income Solutions Marketing Resources
Mutual of Omaha launched Mutual Income SolutionsSM in October 2020. With a maximum monthly benefit of up to $20,000 per month, our new product provides flexible and customizable coverage to meet your clients’ needs and help protect their lifestyle. The product also has numerous marketing materials to help highlight: The need for disability income insurance How disability income insurance helps build a complete financial strategy Customizable options for key industries Solutions to fit self-employed individuals and entrepreneurs Learn more about the marketing materials available in this short video. Want to learn even more about what Mutual Income Solutions has to
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Updated MIS Dashboard User Guide
The quote and e-App tools for Mutual Income Solutions make it easy to get business issued. Provide your client an accurate rate quote. Submit the e-App. Check for a notification that your client’s coverage has been issued. It’s that simple. And fast! Over the past year, we’ve made numerous enhancements to the Mutual Income Solutions Dashboard to make the tool even easier and more convenient to use. You can find all the enhancements featured in the updated Dashboard User Guide. To get started using the dashboard, visit www.MutualIncomeSolutions.com. Updated MIS Dashboard User Guide #goldencareagent #mutualofomaha #disability
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Sales Idea: Ideas to Help the LTCi Conversation
Talking with your clients about the need to plan for long-term care is a critical conversation about their future, yet it’s not always easy getting people to open up about this potentially sensitive subject. View the Sales Idea to learn more about what types of simple, open ended questions can be asked as well as what objections you can anticipate. Sales Idea: Ideas to Help the LTCi Conversation #goldencareagent #mutualofomaha
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Critical Advantage Available in New Hampshire Dec. 1, 2021
Mutual of Omaha Insurance Company’s Critical Advantage Portfolio products are once again available for sale in New Hampshire. Due to state regulations, Critical Advantage sales in New Hampshire were previously suspended. Effective December 1, 2021, Critical Illness Insurance, Cancer Insurance and Heart Attack & Stroke Insurance are again available in the state of New Hampshire. Please note that Term Period Coverage and the Cash Value Rider are not available in New Hampshire. The e-App is available as of December 1, 2021 and paper applications can be ordered via your normal ordering channels. Marketing materials will be available mid-December. Critical
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