Medicare Supplement Rate Adjustment in Texas The following rate adjustments are effective February 1, 2023 for new and in-force business in Texas: Rate Adjustment State Plan A Plan F Plan G Plan N Texas 12.0% 10.6% 11.4% 11.0% Applications signed on or before January 31, 2023 will receive the current rates. Application signed on February 1, 2023, or later, will receive the new 2-1-23 rates. Applications re-dated on or after February 1, 2023 will receive the new 2-1-23 rates. Click to download the new Texas Rate Sheet Marketing Materials: For your convenience, click on the blue tab above
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Union Security Rate Adjustment – Michigan
Medicare Supplement Rate Adjustment in Michigan The following rate adjustments are effective February 1, 2023 for new and in-force business in Michigan: Rate Adjustment State Plan A Plan F Plan G Plan N Michigan 12.0% 12.0% 12.0% 12.0% Applications signed on or before January 31, 2023 will receive the current rates. Application signed on February 1, 2023, or later, will receive the new 2-1-23 rates. Applications re-dated on or after February 1, 2023 will receive the new 2-1-23 rates. Click to download the new Michigan Rate Sheet Marketing Materials: For your convenience, click on the blue tab above
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Six Steps to LTCi Sales
Boost your LTCi sales by furthering your product and sales process knowledge! Our Sales and Marketing Process brochure breaks the sales process down into 6 thoughtful steps, helping you organize your approach to sales. This handy brochure also suggests other educational material for each step in the process, so it’s an invaluable resource for learning all things LTCi. Check out the steps and how they can help you jump start sales by downloading the brochure. Six Steps to LTCi Sales #goldencareagent #mutualofomaha
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CareMatters COVID guidelines have been updated
CareMatters COVID guidelines have been updated Proposed Insureds with a history of COVID with no hospitalization, no tobacco use, maximum BMI of 35, and no co-morbid conditions may be able to be considered without medical records for CareMatters after 1 month of full recovery if age 49 or younger, and after 2 months of full recovery if age 50 or older. Proposed Insureds who do not meet the above and have not been hospitalized will be postponed until 3 months of full recovery is achieved and is demonstrated by a documented visit post-COVID in medical records provided at no expense
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. New Mutual Perk – Garmin We are excited to announce a new Perks program – offering a variety of value-added services, programs and discounts to clients. 2023 Broker Bonus Program We are pleased to announce, our popular Broker Bonus program is continuing in 2023. Our competitive Med supp rates can help you earn cash.. Upcoming Rate Adjustments View upcoming rate adjustments for various states. Don’t Forget Mutual of Omaha’s Contact Card Not sure who to contact at Mutual of Omaha with your questions? Check
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Introducing the Four Quarters Club
You work hard all year long to fulfill your clients’ expectations, and Mutual of Omaha feels you should be rewarded for your diligence. We are thrilled to introduce the Four Quarters Club, a brand-new incentive program that pays out a 10% bonus on a quarterly basis to all qualifiers. Beginning January 1, 2023, you’ll have not just one, but four opportunities to earn funds that you are able to use at your discretion. You take care of your clients throughout the year and in 2023 we will recognize your hard work and dedication throughout the year as well. Find all
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Sales Idea: Built-in ROP on Critical Illness Insurance
Critical Illness Insurance covers a number of serious conditions and offers direct payment to policyholders that can be used for everything from gap coverage to travel expenses, it has a little something for almost everyone. When your clients buy any insurance policy, there’s no way to know for certain whether or not they’ll use it. This is a valid concern – although the covered conditions impact millions of Americans per year, there’s no guarantee your clients will be affected. Our Critical Illness insurance policy includes a built-in return of premium rider. That’s like a money-back guarantee. This Sales Idea provides
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Upcoming Lumico Med Supp rate adjustment on 3/1
Upcoming rate adjustment for Med Supp Effective March 1, there will be a rate adjustment for Med Supp policies underwritten by Lumico Life Insurance Company (Lumico) in the following states: AL, FL, IA, KS, KY, MD, MO, NM, ND, NV, OK, OR, PA, SD, UT, VA, WI, WV and WY. Here’s what you need to know: New policies will continue to be underwritten by Lumico in: AL, FL, KS, NM, NV, OR, VA, WV and WY. Please note the following cut off dates: Applications signed and received on or after 2/1/23, with a requested effective date on or after 3/1/23,
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Premium change for SureBridge branded Prime DVH
Premium change for SureBridge branded Prime DVH After nearly three years of success in the Dental-Vision-Hearing market, the time has come to adjust pricing on The Chesapeake Life Insurance Company Prime DVH product. This premium change will better position the product against rising costs and help ensure its continued success in the DVH space. Effective January 6, 2023, rates for the SureBridge branded Prime DVH plan will be adjusted for new business and existing policies that have been in force for more than 12 months in the states of CO, IA, MS, NC, TN. Even with this upcoming adjustment, we
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California Application Update
California Application Update The California Department of Insurance has recently introduced new requirements for Fraud Notice language that must be included on applications submitted in the state of California effective January 1, 2023. As a result of this change, a new California application will be required for all California EssentialLTC applications dated January 1, 2023 and after. Form Name: New Form Number: Replaced Form Number: Application for Individual Nursing Facility and Residential Care Facility Only or Comprehensive Long Term Care Insurance NLTC100A-CA (Rev.2023) NLTC100A-CA The new application will be available via the EssentialLTC Agent Resource Center on Friday, December
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