Your clients have busy lives. Between family and work obligations, they have a lot going on. So even if they understand the value of long-term care insurance, purchasing a policy often isn’t a top priority. But they may not be aware there’s cost associated with waiting. It’s easy to put things off until tomorrow. But some of life’s decisions are too important to ignore. Waiting to purchase a long-term care insurance policy is one of them. Waiting may mean paying higher premiums down the road. Procrastinating also could lead to the inability to qualify for coverage. That makes this concept
Read More
Reminder: Updated Other Than Applied Processes
As a reminder, effective March 1, 2021, the other than applied processes listed below have been updated. Declined Spouse: When both spouses apply and one is declined, underwriting will issue the approved spouse with a reduction in partner allowance percentage and remove Shared Care, if applicable. No hold will occur. Rate Class or Benefit Selection with Shared Care: When one or both spouses are approved other than applied due to rate class or benefit selection, a communication is sent to the application designated contact notifying them of the required changes. We will hold issue for 7 days. Underwriting Evidence: When
Read More
Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adustments in Connecticut, Arizona, North Dakota, West Virginia and Georgia. 2021 Med Supp Buyer’s Guide is Available You can download the 2021 buyer’s guide, Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare now. Med Supp Broker Bonus Program Changes New states added to the Med supp broker bonus program effective May 1, 2021. New Medicare Supplement Plans in California, North Dakota and Illinois Offer your clients in California, Illinois and North Dakota new competitive Medicare supplement rates effective May 25, 2021. #goldencareagent #mutualofomaha
Read More
Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Dental, dental insurance, insurance, Med Supp, medicare, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha Insurance, Omaha Supplemental Insurance Company, and OSIC.
Dental, dental insurance, insurance, Med Supp, medicare, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha Insurance, Omaha Supplemental Insurance Company, and OSIC.
Introducing Mutual Insights
This week we are debuting our brand-new video podcast web series, Mutual Insights. These videos will serve as an opportunity to hear from key home office employees at Mutual of Omaha; and a new way to get to know the faces of the people you may be talking to over the phone every day. Throughout the video series, you’ll hear from experts in the field of Underwriting, Marketing, Distribution, Sales Professional Access & Technology, and many more. These videos will be available to re-watch later on mutualofomaha.com/simple. In our first episode, you’ll meet Mandi Keller. Mandi is a manager in
Read More
Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
express, indexed universal life, insurance, IUL, IUL Express, IULE, life, Life Insurance, life policies, living benefits, LTC Rider, Mutual Insights, mutual of omaha, Mutual of Omaha Insurance Company, omaha, simplified underwriting, and United of Omaha.
express, indexed universal life, insurance, IUL, IUL Express, IULE, life, Life Insurance, life policies, living benefits, LTC Rider, Mutual Insights, mutual of omaha, Mutual of Omaha Insurance Company, omaha, simplified underwriting, and United of Omaha.
Updated Mutual Income Solutions Materials
From the Desk of Michael Prothe The 2nd quarter is off to a great start and we want to thank you for business submitted in 2021! Please remember that all case management for the Mutual Income Solutions DI is accessed through the “live dashboard” link at www.mutualincomesolutions.com New product, underwriting and dashboard guides are available using the links below. Product Guide Underwriting Guide Dashboard Guide Remember, May is DIAM — Disability Insurance Awareness Month. The marketing team has created great content for producers and consumers, so start planning now. Michael Prothe Sales Director DI Brokerage Sales (800) 693-6083 Contact
Read More
Express Underwriting vs Simplified Underwriting
The Critical Advantage Portfolio offers benefits that are easy to see. We all know someone who has been diagnosed with cancer, had a heart attack, or suffered from a stroke. Mutual of Omaha can offer your clients a streamlined application process with easy knock-out questions and express or simplified underwriting. But what is the difference between express & simplified underwriting? Express Underwriting: Simple yes/no knock-out questions for face amounts of $50,000 and below. Simplified Underwriting: Simple yes/no knock-out questions with the addition of Medical Information Bureau and Pharmaceutical inquiry, and random telephone interviews for face amounts of $51,000-$100,000. You
Read More
Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).
cancer, Cancer Heart Attack Stroke, Cancer Lump Sum, CHS, CI, critical advantage, critical illness, express, Express Underwriting, Heart Attack & Stroke, insurance, Lump Sum Cancer, Lump Sum Heart Stroke, mutual of omaha, omaha, simplified underwriting, and Underwriting'.
cancer, Cancer Heart Attack Stroke, Cancer Lump Sum, CHS, CI, critical advantage, critical illness, express, Express Underwriting, Heart Attack & Stroke, insurance, Lump Sum Cancer, Lump Sum Heart Stroke, mutual of omaha, omaha, simplified underwriting, and Underwriting'.
We’ve Made it Easier to Help Clients Preserve Their Estate
Selling an indexed universal life insurance product with a Long-Term Care Rider has never been easier. The Long-Term Care Rider can now be submitted using our iPipeline e-App system! When you submit an e-App, you won’t have to worry about missing a question or form — the system ensures you submit your application in good order. The Long-Term Care Rider is a great way to help clients preserve their estate. Many people work a lifetime to accumulate assets to pave the way for a comfortable retirement and to leave an inheritance for their children. Long-Term Care services, however, can quickly
Read More
Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
express, indexed universal life, insurance, IUL, IUL Express, IULE, life, Life Insurance, life policies, living benefits, LTC Rider, mutual of omaha, Mutual of Omaha Insurance Company, omaha, simplified underwriting, and United of Omaha.
express, indexed universal life, insurance, IUL, IUL Express, IULE, life, Life Insurance, life policies, living benefits, LTC Rider, mutual of omaha, Mutual of Omaha Insurance Company, omaha, simplified underwriting, and United of Omaha.
Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments in North Carolina, South Dakota, Missouri, Montana, and Kentucky. The Medicare Supplement Industry Summit Learn about the 12th Annual Medicare Supplement Industry Summit September 8-10, 2021. Save Time. Go Online. Try our Medicare Supplement e-Application tool today. #goldencareagent #mutualofomaha
Read More
Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Dental, dental insurance, insurance, Med Supp, medicare, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha Insurance, Omaha Supplemental Insurance Company, and OSIC.
Dental, dental insurance, insurance, Med Supp, medicare, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha Insurance, Omaha Supplemental Insurance Company, and OSIC.
Three Policies to Fit Your Needs
Mutual of Omaha’s Critical Advantage Portfolio offers policies with a number of flexible benefits and options. Within the portfolio, we offer three different policies. While these policies may be different from one another, they all offer coverage that will allow your clients to quickly see their value. Below is a list of each policy, some of its features, and how they differ from one another. Critical Illness Issue Ages — 18-64 or 18-54 (Term) Base Benefit — Lump-sum payment, Return of Premium upon Death, No Reduction of Benefits at any age 100% Covered Conditions — Internal Cancer or Malignant Melanoma,
Read More
Secure Messages from the LTC Administrative Office
Secure Messages from the LTC Administrative Office As you receive secure messages from the LTC Administrative Office, you will notice that messages you sent on the Symantec platform do not automatically save in your sent folder. If you would like to be able to save copies of messages sent on the Symantec secure email platform, you can click on “Settings” icon at the top of your screen. Then check the box that says “Save a copy of all outgoing messages in my “sent” messages folder.” Please keep in mind that if you check this box, the amount of available space
Read More
