Throughout 2023, be on the lookout for brand new consumer-facing social media posts that will be available for you to share focused on our Critical Advantage product line! Make sure to follow our Mutual of Omaha Brokerage Sales LinkedIn page and join our Facebook group this year so you don’t miss a post. Here’s what you can expect to see: February 3 – Wear Red Day February 4 – World Cancer Day February – American Heart Month May – Stroke Awareness Month June – Alzheimer’s Awareness Month October – Breast Cancer Awareness Month We look forward to providing more material
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Mutual Income Solutions: Association Marketing Discounts
Strength Through Teamwork! We have flyers and brochures to help you tell the story about our how Mutual Income Solutions can benefit association members. Getting Started This brochure provides some of the key reasons and ways you can grow your business by working with associations. The Guidelines This flyer lists association requirements and provides a step-by-step association approval process, from submitting a proposal to receiving approval. For more details and additional materials, visit our dedicated Association Marketing page on Sales Professional Access. Mutual Income Solutions: Association Marketing Discounts #goldencareagent #mutualofomaha #disability
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Long-Term Care Application Tips
Our underwriters know your LTCi clients aren’t just a list of diagnoses, and they rely on you to tell them more. They encourage you to paint a picture about your clients’ health, cognitive status and lifestyle. Because the more you can tell them, the better the chance for a positive underwriting outcome. You can do that by gathering as much information as possible from your clients, including: Recent doctors’ visits, lab tests, etc. Any diagnoses they’ve received Learning about any tests, recent surgeries or physical therapy Documenting medications they take Information about their physical and social activities Confirming they have
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NGL EssentialLTC – Two of our favorite features
Two of our favorite features NGL EssentialLTC offers many great benefits and features that sets it aside from most LTCi products. Two of our favorite features are the Lifetime Benefit Period Extension and Shared Benefit Amount Riders. Lifetime Benefit Period Extension Rider If your clients are concerned about a long claim duration, lifetime benefits could be appealing. The Lifetime Benefit Period Extension Rider can provide benefits that will continue for the remainder of the insured’s life while on a claim. Lifetime Benefit Rider Video Shared Benefit Amount Rider Couples who ask about potentially running out of benefits, could find the
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Industry News, Long-Term Care, and National Guardian Life.
EssentialLTC, Lifetime Benefit, Lifetime Benefit Rider, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, Shared Benefit, Shared Benefit Amount Rider, and Shared Benefit Rider.
EssentialLTC, Lifetime Benefit, Lifetime Benefit Rider, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, Shared Benefit, Shared Benefit Amount Rider, and Shared Benefit Rider.
Mutual Income Solutions: Now Available in New York!
Our newest disability income insurance product is well-positioned to help meet clients’ income protection needs, especially those in the affluent market. Here are the highlights of our new product: Increased Benefit Amounts – Maximum monthly benefit of $20,000 per month. New Benefit Periods – Helps clients who want to extend coverage to a target retirement age. Two Policy Types – Your clients can select a non-cancelable or guaranteed renewable policy. Optional Benefits – All policies can be customized to enhance and expand coverage. Expanded Occupation Classes – Higher benefit amounts open the door to working with high-paying occupations. Valuable Discounts
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Inforce Long-Term Care Insurance Rate Adjustments Effective April 1, 2023
Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective April 1, 2023*: Impacted Policy Forms Impacted States LTC04G Maine*, New Hampshire, New Mexico, Ohio LTC04I Maine*, New Mexico, Ohio LTC04I7 Maine*, New Mexico, Ohio LTC09M Maine*, New Mexico, Ohio LTC06UI Maine*, New Mexico, Ohio LTC09U Maine*, New Mexico, Ohio * The state of Maine requires a 90-day notification period for all policyholders. Therefore, the effective date for the affected
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Help Clients Ease the Financial Burden with Living Promise
Our Living Promise Whole Life Insurance offers simplified underwriting and level and graded benefit plans for seniors to help cover final and other expenses. Whole life insurance can help your clients ease the financial burden associated with outstanding medical bills, debt and final expenses. A Living Promise Whole Life policy offers: Level and graded benefit plans for ages 45-85 Affordable rates that never increase Simplified underwriting for face amounts of $2,000-$40,000 Quick policy issue Accelerated Death Benefits for Terminal Illness or Nursing Home Confinement Learn more about Living Promise Whole Life Insurance in the Product and Underwriting Guide. Help
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Union Security Rate Adjustment – Utah
Medicare Supplement Rate Adjustment in Utah The following rate adjustments are effective March 1, 2023 for new and in-force business in Utah: Rate Adjustment State Plan A Plan F Plan G Plan N Utah 12.0% 12.0% 12.0% 12.0% Applications signed on or before February 28, 2023 will receive the current rates. Application signed on March 1, 2023, or later, will receive the new 3-1-23 rates. Applications re-dated on or after March 1, 2023 will receive the new 3-1-23 rates. Click to download the new Utah Rate Sheet Marketing Materials: For your convenience, click on the blue tab above
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Union Security Rate Adjustment – Colorado
Medicare Supplement Rate Adjustment in Colorado The following rate adjustments are effective March 1, 2023 for new and in-force business in Colorado: Rate Adjustment State Plan A Plan F Plan G Plan N Colorado 12.0% 12.0% 12.0% 12.0% Applications signed on or before February 28, 2023 will receive the current rates. Application signed on March 1, 2023, or later, will receive the new 3-1-23 rates. Applications re-dated on or after March 1, 2023 will receive the new 3-1-23 rates. Click to download the new Colorado Rate Sheet Marketing Materials: For your convenience, click on the blue tab above
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Union Security Rate Adjustment – North Carolina
Medicare Supplement Rate Adjustment in North Carolina The following rate adjustments are effective March 1, 2023 for new and in-force business in North Carolina: Rate Adjustment State Plan A Plan F Plan G Plan N North Carolina 10.0% 10.0% 10.0% 10.0% Applications signed on or before February 28, 2023 will receive the current rates. Application signed on March 1, 2023, or later, will receive the new 3-1-23 rates. Applications re-dated on or after March 1, 2023 will receive the new 3-1-23 rates. Click to download the new North Carolina Rate Sheet Marketing Materials: For your convenience, click on
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