“Medicaid HCBS study shows ‘we still know very little’ about COVID in senior living”

January 24, 2023 | by | Comments Off on “Medicaid HCBS study shows ‘we still know very little’ about COVID in senior living”

“Medicaid HCBS study shows ‘we still know very little’ about COVID in senior living,” by Kimberly Bonvissuto, McKnight’s Senior Living Quote: Researchers found that for Medicaid HCBS recipients, excess mortality was 7.4 times that of other community-dwelling Medicaid beneficiaries and 26.6 times that of the general population. Excess mortality for HCBS recipients 65 and older was slightly higher, but comparable with older nursing home residents.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: In case you needed another reason to avoid Medicaid and plan to pay privately for top quality long-term care, here it is.  
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Categories: Clippings and Industry News.

Coming Soon to New York: Mutual Income Solutions

January 23, 2023 | by | Comments Off on Coming Soon to New York: Mutual Income Solutions

Coming Soon to New York: Mutual Income Solutions You will soon be able to help protect your New York clients’ income in ways you never could before with our new disability income insurance product — Mutual Income Solutions℠.   The Need for Disability Income Insurance Clients rely on their incomes to meet their financial needs. A disability income insurance policy helps replace a portion of their incomes if they’re sick or injured and unable to work. It’s financial protection that helps them focus more on their recovery and less on how they’ll cover expenses.   How Mutual Income Solutions Stands
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: DI, DI Choice, disability, disability income, income protection, Mutual Income Solutions, mutual of omaha, Mutual of Omaha Insurance Company, omaha, paycheck protection, Product Details, protection, and Underwriting'.

Mutual Income Solutions: The Cost of Coverage

January 23, 2023 | by | Comments Off on Mutual Income Solutions: The Cost of Coverage

Families may face significant changes when the household’s primary wage earner is sick or injured and unable to work. There are bills to pay and other financial obligations to meet. Without the income they rely on, how can the family make ends meet? The cost of coverage is more affordable than they may think. Market to the right clients and learn how to position the product in our Sales Idea.   Mutual Income Solutions: The Cost of Coverage   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: DI, DI Choice, disability, disability income, income protection, Mutual Income Solutions, mutual of omaha, Mutual of Omaha Insurance Company, omaha, paycheck protection, and protection.

Tips For Long-Term Care Applications

January 23, 2023 | by | Comments Off on Tips For Long-Term Care Applications

Our underwriters know your LTCi clients aren’t just a list of diagnoses, and they rely on you to tell them more. They encourage you to paint a picture about your clients’ health, cognitive status and lifestyle. Because the more you can tell them, the better the chance for a positive underwriting outcome. You can do that by gathering as much information as possible from your clients, including: Recent doctors’ visits, lab tests, etc. Any diagnoses they’ve received Learning about any tests, recent surgeries or physical therapy Documenting medications they take Information about their physical and social activities Confirming they have
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: application, application tips, insurance, Long-Term Care, long-term care insurance, LTC, LTC application, LTCi, mutual of omaha, MutualCare, MutualCare Solutions, omaha, sales tips, and Underwriting'.

Updated Life Underwriting Guidelines

January 23, 2023 | by | Comments Off on Updated Life Underwriting Guidelines

The Life Underwriting Guidelines for Term and Permanent Products has been updated, new for January 1, 2023, and is now available to order. Some changes include: Inspection Reports – page 14 The Fully Underwritten Requirements Chart – pages 16 & 17 Fit Program parameters – page 23 Accelerated UW Program – page 26 Impairments – pages 34, 35 & 38 Remember, all materials are available to view/download through SPA or can be ordered through your normal channels. If you have questions, please contact your Sales Director or Account Executive.   Updated Life Underwriting Guidelines   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: fit credits, fit program, life, Life Insurance, mutual of omaha, Underwriting Guide, underwriting guidelines, Underwriting', and United of Omaha.

Close the Sale Faster with Automated Underwriting

January 23, 2023 | by | Comments Off on Close the Sale Faster with Automated Underwriting

With Automated Underwriting, you receive a point-of-sale decision day or night with your clients. The process is simple — use the iPipeline iGO e-App on your IUL Express, Living Promise, and Term Life Express applications and it will automatically go through Automated Underwriting. Looking for e-App training, or simply want to understand the process better? Check out our e-App training videos. They walk you through each step of the process – or you can skip ahead to the specific section you need. IUL Express Living Promise Term Life Express Find these helpful resources and more on mutualofomaha.com/simple. No need to
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: Automated Underwriting, express, Express Underwriting, indexed universal life, insurance, IUL, IUL Express, IULE, Life Insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, simplified underwriting, Underwriting', and United of Omaha.

How Does Disability Insurance Protect Mortgages?

January 23, 2023 | by | Comments Off on How Does Disability Insurance Protect Mortgages?

Working professionals rely on their income to pay for monthly expenses, to save for their children’s education, retirement, and so on. That’s where Disability Income Insurance comes into play. Disability Income Insurance protects your clients from more than a loss of income. It protects their lifestyle. A Mutual Income Solutions policy is great for those looking for the ability to cover their mortgage payments, especially if they become sick or injured and unable to work. Click here for more information on how you can offer your clients the coverage they’ll want and the protection they need.   How Does Disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: DI, disability income, income protection, Mutual Income Solutions, mutual of omaha, Mutual of Omaha Insurance Company, omaha, paycheck protection, and protection.

1099 Form(s) Coming to SPA

January 23, 2023 | by | Comments Off on 1099 Form(s) Coming to SPA

Great news, 2022 1099s will be available through Sales Professional Access (SPA) for all producers. Please note: if the producer has a Compensation PIN assigned for SPA already, they will not be able to view their 1099 without their compensation pin. We wanted to give all of you the heads up before we send a general announcement in February. 2022 1099s will be mailed to all producers, details are still being finalized for when producers will be able to consent to receiving and viewing 1099s electronically on SPA. For producers consenting to receive 1099s electronically, 1099s for 2023 reporting in
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: Custom Solution, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, MutualCare, MutualCare Custom Solution, MutualCare Secure Solution, MutualCare Solutions, MutualCare Solutions LTC, MutualCare Solutions LTCi, omaha, and Secure Solution.

Medicare Solutions – Omaha Family of Companies

January 23, 2023 | by | Comments Off on Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Medicare Supplement Premium Savings Help your clients save money with cost-sharing Plan N and High Deductible Plan G.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Earn Marketing Credits Now Our 2023 Marketing Credits program is in full swing. Learn how you can get some extra cash back into your pocket!.   Dental: Dental Solutions for Your Clients Mutual of Omaha offers flexible Dental options that your clients will smile about.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: insurance, Med Supp, medicare, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha Insurance, Omaha Supplemental Insurance Company, and OSIC.

Administrative alert – SecureCare III price improvement

January 23, 2023 | by | Comments Off on Administrative alert – SecureCare III price improvement

SecureCare III price improvement Effective January 23, rates for SecureCare™ III will be reduced by 25 percent across all case scenarios in all states except AZ, CA, CT, DE, DC, FL, IN, MT, NJ, ND, NY, SC and SD. SecureCare III is a long-term care (LTC) and nonparticipating whole life insurance policy. Transition rules The new SecureCare III rates will be available January 23, 2023 in all states except AZ, CA, CT, DE, DC, FL, IN, MT, NJ, ND, NY, SC and SD. All pending applications that have an effective date on or after January 23, 2023 will automatically be
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Categories: Industry News, Life Insurance, and Securian.
Tags: hybrid, insurance, life, Life Insurance, linked benefit, Minnesota Life, prescreen, SecureCare, SecureCare III, SecureCare UL, Securian, Securian Financial, Securian Life, and Securian Life Insurance Company.