REMINDER: New EFT Direct Deposit Requirements

December 20, 2021 | by | Comments Off on REMINDER: New EFT Direct Deposit Requirements

Effective February 1, 2022, Mutual of Omaha will require an electronic deposit for all commission payments. Enrolling in EFT will get you paid in a more timely, secure, and convenient manner with no checks needing to be deposited. Once compensation totals more than $25, we will send an electronic payment directly to the bank that is in your profile on Sales Professional Access. Failure to enroll in EFT will result in your commissions being delayed and will be paid annually in January following the end of a calendar year. Please add or update your electronic deposit information by January 31,
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: Agent Service, agent support, Customer Service, direct deposit, insurance, mutual of omaha, Mutual of Omaha Insurance Company, New Years, office hours, omaha, and United of Omaha.

Inforce Long-Term Care Insurance Rate Adjustments Effective March 1, 2022

December 20, 2021 | by | Comments Off on Inforce Long-Term Care Insurance Rate Adjustments Effective March 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective February 1, 2022: Effective Date States Impacted Policy Forms Impacted Benefit Period 2022 Rate Increase 2023 Rate Increase 3/1/2022 Georgia LT50, NH50, HCA, NHA and LTA Non-Lifetime 15% N/A 3/1/2022 Georgia LT50, NH50, HCA, NHA and LTA Lifetime 15% N/A 3/1/2022 Michigan LT50, NH50, HCA, NHA and LTA Non-Lifetime 30% N/A 3/1/2022 3/1/2023 Michigan LT50, NH50, HCA, NHA and LTA Lifetime
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, omaha, and United of Omaha.

Mutual Income Solutions – Protecting Your Clients’ Mortgages

December 20, 2021 | by | Comments Off on Mutual Income Solutions – Protecting Your Clients’ Mortgages

Your clients rely on their incomes to meet a lot of needs. It’s no surprise that a high percentage of their monthly income goes toward everyday needs – the biggest financial commitment being a mortgage payment. Help your clients understand that disability income insurance protects more than their income – it can protect their lifestyle, including where they live. Learn more about how to position Mutual of Omaha’s disability income insurance product, Mutual Income Solutions, as a solution for mortgage protection in this short video.   Mutual Income Solutions – Protecting Your Clients’ Mortgages   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: DI, disability income, income protection, Mutual Income Solutions, mutual of omaha, Mutual of Omaha Insurance Company, omaha, paycheck protection, and protection.

Mutual Income Solutions – Get to Know the Optional Benefits

December 20, 2021 | by | Comments Off on Mutual Income Solutions – Get to Know the Optional Benefits

Mutual of Omaha’s disability income insurance product, Mutual Income Solutions, builds on Mutual of Omaha’s more than 100 years’ experience providing income protection solutions to our customers. With a maximum monthly benefit of up to $20,000 per month, Mutual Income Solutions provides flexible or customizable coverage to meet your clients’ needs and help protect their lifestyle. When it comes to customization, there are many different ways for you to create a custom solution to meet your client’s needs. From renewability options, to elimination periods, you can view the all the customizable options in the Mutual Income Solutions Product Guide. One
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: DI, DI Choice, disability, disability income, income protection, Mutual Income Solutions, mutual of omaha, Mutual of Omaha Insurance Company, omaha, paycheck protection, and protection.

Did You Know? Critical Illness Return of Premium

December 20, 2021 | by | Comments Off on Did You Know? Critical Illness Return of Premium

Our Critical Illness insurance policy includes a built-in return of premium rider. That’s like a money-back guarantee. Premiums they’ve paid minus any policy benefits they’ve received will be refunded to a beneficiary upon their death. They get the coverage they want with the peace of mind they need. Learn how to position the return of premium rider with consumers in this helpful Sales Idea Flyer.   Critical Advantage – A Simple Concept   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).
Tags: cancer, Cancer Heart Attack Stroke, Cancer Insurance, Cancer Lump Sum, CHS, CI, critical advantage, critical illness, e-App, e-Application, insurance, Lump Sum Cancer, Lump Sum Cancer Heart Stroke, mutual of omaha, Mutual of Omaha Insurance Company, and omaha.

Critical Advantage – A Simple Concept

December 20, 2021 | by | Comments Off on Critical Advantage – A Simple Concept

Mutual of Omaha’s Critical Advantage products pay a lump-sum benefit upon diagnosis so the insured knows the benefit amount available at claim. The products in the Critical Advantage Portfolio cover a broad range of conditions that affect millions of Americans each year, which means that nearly every client knows someone who has been touched by these conditions. We have multiple tools to help you get to know the products and help you start those important conversations. First, start with the Product and Underwriting Guide to get to know the products and their benefits. Then, take a look at all of
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).
Tags: cancer, Cancer Heart Attack Stroke, Cancer Insurance, Cancer Lump Sum, CHS, CI, critical advantage, critical illness, e-App, e-Application, insurance, Lump Sum Cancer, Lump Sum Cancer Heart Stroke, mutual of omaha, Mutual of Omaha Insurance Company, and omaha.

LTC Sales Idea: Inflation Protection

December 20, 2021 | by | Comments Off on LTC Sales Idea: Inflation Protection

Sales Idea Learn how benefits of a standalone LTCi policy can grow with inflation protection. The cost of long-term care services is likely to be higher years down the road when the insured needs care. An optional inflation protection rider allows policy benefits to increase to assist with potential rising costs. Here’s how it works: The current maximum monthly benefit and remaining policy limit increase annually by the percentage the insured selects The increase occurs on each policy anniversary date for the length of time the insured selects – either for the life of the policy or for a limited
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: insurance, Long-Term Care, long-term care insurance, LTC, ltc underwriting, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, omaha, and Underwriting'.

Long-Term Care Application Tips

December 20, 2021 | by | Comments Off on Long-Term Care Application Tips

Our underwriters know your LTCi clients aren’t just a list of diagnoses, and they rely on you to tell them more. They encourage you to paint a picture about your clients’ health, cognitive status and lifestyle. Because the more you can tell them, the better the chance for a positive underwriting outcome. You can do that by gathering as much information as possible from your clients, including: Recent doctors’ visits, lab tests, etc. Any diagnoses they’ve received Learning about any tests, recent surgeries or physical therapy Documenting medications they take Information about their physical and social activities Confirming they have
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: application, application tips, insurance, Long-Term Care, long-term care insurance, LTC, LTC application, LTCi, mutual of omaha, MutualCare, MutualCare Solutions, omaha, sales tips, and Underwriting'.

Mutual Income Solutions Marketing Resources

December 6, 2021 | by | Comments Off on Mutual Income Solutions Marketing Resources

Mutual of Omaha launched Mutual Income SolutionsSM in October 2020. With a maximum monthly benefit of up to $20,000 per month, our new product provides flexible and customizable coverage to meet your clients’ needs and help protect their lifestyle. The product also has numerous marketing materials to help highlight: The need for disability income insurance How disability income insurance helps build a complete financial strategy Customizable options for key industries Solutions to fit self-employed individuals and entrepreneurs Learn more about the marketing materials available in this short video. Want to learn even more about what Mutual Income Solutions has to
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: DI, disability, disability income, income protection, MIS, Mutual Income Solutions, mutual of omaha, Mutual of Omaha Insurance Company, omaha, paycheck protection, and protection.

Updated MIS Dashboard User Guide

December 6, 2021 | by | Comments Off on Updated MIS Dashboard User Guide

The quote and e-App tools for Mutual Income Solutions make it easy to get business issued. Provide your client an accurate rate quote. Submit the e-App. Check for a notification that your client’s coverage has been issued. It’s that simple. And fast! Over the past year, we’ve made numerous enhancements to the Mutual Income Solutions Dashboard to make the tool even easier and more convenient to use. You can find all the enhancements featured in the updated Dashboard User Guide. To get started using the dashboard, visit www.MutualIncomeSolutions.com.   Updated MIS Dashboard User Guide   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: DI, disability, disability income, income protection, MIS, Mutual Income Solutions, mutual of omaha, Mutual of Omaha Insurance Company, omaha, paycheck protection, and protection.