Our Living Promise Whole Life Insurance offers simplified underwriting and level and graded benefit plans for seniors to help cover final and other expenses. Whole life insurance can help your clients ease the financial burden associated with outstanding medical bills, debt and final expenses. A Living Promise Whole Life policy offers: Level and graded benefit plans for ages 45-85 Affordable rates that never increase Simplified underwriting for face amounts of $2,000-$40,000 Quick policy issue Accelerated Death Benefits for Terminal Illness or Nursing Home Confinement Learn more about Living Promise Whole Life Insurance in the Product and Underwriting Guide. Help
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GoldenCare Newsletter | January 23, 2023
Read Full GoldenCare Newsletter, January, 23, 2023 Edition In this GoldenCare Newsletter Edition From GoldenCare: SPECIAL: True Freedom Product & e-Enrollment Training Today’s insurance professionals are facing more declinations than ever before. We offer an innovative alternative that uses no medical underwriting, and is available in all 50 states: True Freedom Home Care Service Plans Plus, these membership plans can be written remotely using a simple electronic enrollment form! Join us for a demo to learn just how easy it is! Wed, Jan 25, 2023, 10:00 AM to 10:45 AM CST Diversify your portfolio for greater sales success! Join us for
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Coming Soon to New York: Mutual Income Solutions
Coming Soon to New York: Mutual Income Solutions You will soon be able to help protect your New York clients’ income in ways you never could before with our new disability income insurance product — Mutual Income Solutions℠. The Need for Disability Income Insurance Clients rely on their incomes to meet their financial needs. A disability income insurance policy helps replace a portion of their incomes if they’re sick or injured and unable to work. It’s financial protection that helps them focus more on their recovery and less on how they’ll cover expenses. How Mutual Income Solutions Stands
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Mutual Income Solutions: The Cost of Coverage
Families may face significant changes when the household’s primary wage earner is sick or injured and unable to work. There are bills to pay and other financial obligations to meet. Without the income they rely on, how can the family make ends meet? The cost of coverage is more affordable than they may think. Market to the right clients and learn how to position the product in our Sales Idea. Mutual Income Solutions: The Cost of Coverage #goldencareagent #mutualofomaha #disability
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Tips For Long-Term Care Applications
Our underwriters know your LTCi clients aren’t just a list of diagnoses, and they rely on you to tell them more. They encourage you to paint a picture about your clients’ health, cognitive status and lifestyle. Because the more you can tell them, the better the chance for a positive underwriting outcome. You can do that by gathering as much information as possible from your clients, including: Recent doctors’ visits, lab tests, etc. Any diagnoses they’ve received Learning about any tests, recent surgeries or physical therapy Documenting medications they take Information about their physical and social activities Confirming they have
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Updated Life Underwriting Guidelines
The Life Underwriting Guidelines for Term and Permanent Products has been updated, new for January 1, 2023, and is now available to order. Some changes include: Inspection Reports – page 14 The Fully Underwritten Requirements Chart – pages 16 & 17 Fit Program parameters – page 23 Accelerated UW Program – page 26 Impairments – pages 34, 35 & 38 Remember, all materials are available to view/download through SPA or can be ordered through your normal channels. If you have questions, please contact your Sales Director or Account Executive. Updated Life Underwriting Guidelines #goldencareagent #mutualofomaha
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Close the Sale Faster with Automated Underwriting
With Automated Underwriting, you receive a point-of-sale decision day or night with your clients. The process is simple — use the iPipeline iGO e-App on your IUL Express, Living Promise, and Term Life Express applications and it will automatically go through Automated Underwriting. Looking for e-App training, or simply want to understand the process better? Check out our e-App training videos. They walk you through each step of the process – or you can skip ahead to the specific section you need. IUL Express Living Promise Term Life Express Find these helpful resources and more on mutualofomaha.com/simple. No need to
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Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
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How Does Disability Insurance Protect Mortgages?
Working professionals rely on their income to pay for monthly expenses, to save for their children’s education, retirement, and so on. That’s where Disability Income Insurance comes into play. Disability Income Insurance protects your clients from more than a loss of income. It protects their lifestyle. A Mutual Income Solutions policy is great for those looking for the ability to cover their mortgage payments, especially if they become sick or injured and unable to work. Click here for more information on how you can offer your clients the coverage they’ll want and the protection they need. How Does Disability
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1099 Form(s) Coming to SPA
Great news, 2022 1099s will be available through Sales Professional Access (SPA) for all producers. Please note: if the producer has a Compensation PIN assigned for SPA already, they will not be able to view their 1099 without their compensation pin. We wanted to give all of you the heads up before we send a general announcement in February. 2022 1099s will be mailed to all producers, details are still being finalized for when producers will be able to consent to receiving and viewing 1099s electronically on SPA. For producers consenting to receive 1099s electronically, 1099s for 2023 reporting in
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Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. Medicare Supplement Premium Savings Help your clients save money with cost-sharing Plan N and High Deductible Plan G. Upcoming Rate Adjustments View upcoming rate adjustments for various states. Earn Marketing Credits Now Our 2023 Marketing Credits program is in full swing. Learn how you can get some extra cash back into your pocket!. Dental: Dental Solutions for Your Clients Mutual of Omaha offers flexible Dental options that your clients will smile about. #goldencareagent #mutualofomaha
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