New Suicide Exclusion endorsement in Arizona, Colorado and Missouri The Compact approved certain amendments relating to life insurance suicide exclusions. These amendments maintain a maximum suicide exclusion period of up to two years and include an exception requiring a shorter maximum suicide exclusion period where required by state law. While the Compact default standard is a two-year suicide exclusion, some Compact states (AZ, CO, and MO) already require shorter suicide exclusion periods. These Compact amendments require that an endorsement be added to policies in those states. A letter explaining the change along with a copy of the endorsement will be
Read More
Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. Smooth Sailing: Medicare Supplement Reminders Refresh your knowledge on Medicare related products before the upcoming Annual Enrollment Period. Earn Now! Med Supp Broker Bonus Increase Learn more about a limited time cash increase for Med supp broker bonus. #goldencareagent #mutualofomaha
Read More
Long-Term Care Cash and Reimbursement Benefits
MutualCare® Solutions policies give your clients two options on receiving long-term care benefits – cash or reimbursement. Cash Benefit The cash benefit can be used for any services that supports the plan of care. Plus, there is no elimination period to meet before receiving the cash. Reimbursement Benefit After the elimination period is met, the reimbursement benefit allows your client to access covered long-term care services, reimbursed up to the selected amount each month. Best of all, your clients have the flexibility to switch between the cash or reimbursement benefit at any time. For more details on the MutualCare® Solutions
Read More
ManhattanLife Lighthouse Products At A Glance Brochure Updated
ManhattanLife’s Lighthouse Products At A Glance brochure has been updated to include Short-Term Care and Accident. Click below to view and/or download: Lighthouse Products At A Glance Brochure #goldencareagent #manhattanlife #mac
Read More
GTL e-App Upgrades | Newly Designed Pages are Now Live!
As part of our ongoing commitment to enhancing the GTL Agent Portal & e-App, we have released the latest update which spans from the Quote page to the Submission page. While there is a new and refreshed look, the application process from start to finish remains unchanged. Visit the Agent Portal The Redesign at a Glance: The newly designed Quote page features larger buttons for a better display of the rider options. The top of each page now includes a navigation bar which can be used to track the application process. Contact GTL’s Sales Support
Read More
Thrivent 101 – Understanding the basics of a fraternal benefit society
Being a fraternal benefit society makes Thrivent unique in the LTCi space, but how does one explain a fraternal insurer to their clients? This producer reference piece breaks it down so you can help clients understand the fraternal difference. Thrivent is a fraternal benefit society. How do you explain that to a client? The importance of verifying that a client is Christian (or is married to one) before they apply, and how to have that conversation. Does a producer have to be Christian to offer this product? Is Thrivent a Christian organization? How strong is Thrivent? Download Thrivent 101
Read More
LTC: What are Fraternal Benefits Societies?
A new consumer-approved video helps explain how a fraternal benefits society like Thrivent is different from other types of insurers. This video will also help you with some talking points as you discuss who Thrivent is and how the company is built to serve our policyholders, not shareholders. The shareable link is: https://video.thrivent.com/view/2EKQQJcg59pl8qeUdZTmWb Watch video #goldencareagent #thrivent #ltc
Read More
New Personal Worksheets
Effective August 31, 2023, new personal worksheets will be available for New York and North Dakota. Here’s what you need to know. Updates include: Rate Increase History Grid Two new questions (#2 & #6) Rewording of questions and additional answer options California will be implemented at a later date. Previous worksheets will no longer be accepted after September 30, 2023. New Personal Worksheets #goldencareagent #mutualofomaha #longtermcare
Read More
The Reality of Long-Term Care Services
We all know the need for long-term care services, but the reality is that costs are going up year after year. The national average cost for a private room in a nursing home is over $100,000 per year. Arm yourself with the tools needed to educate your clients on the rising costs and provide a solution with an LTCi policy. The Reality of Long-Term Care Services #goldencareagent #mutualofomaha #longtermcare
Read More
Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. How Mutual of Omaha is Innovating for You Mutual of Omaha is committed to providing innovative solutions for a better producer experience. Upcoming Rate Adjustments View upcoming rate adjustments for various states. Earn Even More With Broker Bonus Learn more about a limited time cash increase to our Broker Bonus program. Don’t Forget Mutual of Omaha’s Contact Card Not sure who to contact at Mutual of Omaha with your questions? Check out our comprehensive contact card! Dental: Tools and Resources to Help You
Read More
