Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. Get More Cash For Your Med Supp Apps Learn more information about a temporary cash increase for the broker bonus program. ANOC Communication Update for 2024 Members will be receiving their ANOC letters by October 1, 2023. Increased Medicare Supplement Auto-Decision Rate Get your underwritten applications issued quickly with our e-Application Storefront. Upcoming Rate Adjustments View upcoming rate adjustments for various states. e-App Storefront Enhanced Functionality We have updated our e-App storefront with an additional functionality. Dental: Coming Soon – Additional States
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Thrivent media campaign raising brand awareness
New marketing campaign features clients telling their stories The Follow Your Heart marketing campaign celebrates clients who are having a positive impact in their communities, thanks to Thrivent’s differentiated offerings. Video: Dr. Artika Tyner, a law professor and author who promotes diversity in books and childhood literacy. Six Thrivent clients are featured in our new Follow Your Heart marketing campaign to drive awareness of Thrivent. It’s the first time we’ve put real clients at the center of an advertising campaign. Each client story features Thrivent’s holistic advice and financial products, plus stories about clients engaging with our generosity programs. The
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Upcoming Lumico Med Supp rate adjustment on 11/1
Upcoming rate adjustment for Med Supp Effective November 1, there will be a rate adjustment for Med Supp policies underwritten by Lumico Life Insurance Company (Lumico) and Elips Life Insurance Company (Elips Life). For Lumico states (IL and TN) No new policies will be underwritten by Lumico in IL and TN. Policies in these states will continue to be underwritten by Elips Life. For Elips Life states (IL) New policies will continue to be underwritten by Elips Life in IL. Please note the following cut off dates: Applications signed on or after 10/1/23, with a requested effective date on or
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Revamped: Living Promise Record Keeper
The Living Promise Record Keeper now has a fresh new look. This workbook is intended for your clients to use to keep all their important contact information, documentation and end of life decisions in one place. It’s a great piece to provide your Living Promise clients with so they can get their affairs in order for their loved ones. The booklet can also be customized with your contact information on the back page. To order with your information on the back cover contact Mutual of Omaha’s Sales Support at 1-800-693-6083. Revamped: Living Promise Record Keeper #goldencareagent #mutualofomaha
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Premium Draft Updates for Simplified Issue
Due to a variety of reasons, there are times when we are unable to successfully draft initial premiums. To limit potential impacts and fees that may occur for clients, we will now limit the number of premium draft attempts to three for our simplified issue products to place coverage in force. If we are unsuccessful in drafting the initial premium after three attempts, the policy will be canceled. The proposed insured may reapply for coverage with updated bank information or once any challenges with their account have been resolved. We want to continue to be a good partner and are
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The Cost of Long-Term Care Services Per State
The average cost of care is changing annually. To assist individuals in gaining a clear understanding of the anticipated expenses for long-term care, we provide information on the average cost of services offered per state. Check out the flyer below for cost breakdowns on: Home Health Aide LPN RN Assisted Living Facility Nursing Home The Cost of Long-Term Care Services – 2023 Update flyer The Cost of Long-Term Care Services Per State #goldencareagent #mutualofomaha
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How to Get the Most From an LTCi Policy
Some insurance companies offer LTCi policies based on a daily versus monthly benefit amount. This can provide hardship for the client since they have to ensure they stay under the daily limit. MutualCare Solutions benefit amounts are monthly which gives the client greater flexibility to get the care they need without worrying about exceeding a per-day limit. This flyer has more information on the daily versus monthly examples. How to Get the Most From an LTCi Policy #goldencareagent #mutualofomaha
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OmniFlex 1st App Agent Incentive
ManhattanLife’s new STCi product, OmniFlex™ is now available in 31 states and stirring up excitement among agents! We are pleased to announce a special 1st App incentive! Now earn a $200 CASH BONUS for OmniFlex™ business written within 30 days of completing your appointment!* QUESTIONS? Call our Marketing Team at 800.842.7799 or email marketing@goldencareusa.com. All business for this promotion must be written & issued between 08/15/2023 — 12/31/2023. *To qualify, coverage must ultimately be issued & accepted, with the application sign date occuring within 30 days of your ManhattanLife OmniFlex appointment being finalized. Annualized Premium per Applicant must be
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ManhattanLife Update to OmniFlex STC in Mississippi
ManhattanLife’s OmniFlex Short-Term Care insurance plan was originally filed with the Mississippi state Department of Insurance based on a 50% Loss Ratio. Upon further review, the MS DOI communicated to ManhattanLife that, going forward, it requires the STC plans be at a 55% Loss Ratio. This change will actually REDUCE plan premiums for the consumer. Note the change in Loss Ratio does impact agent compensation as well. Commission for any OmniFlex STC policy already issued will remain at the original commission rate. Any OmniFlex STC policy written on or after September 20, 2023, will be paid at the 55% Loss
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Nationwide CareMatters Together launching in AZ and DC
Nationwide CareMatters Together launching in AZ and DC on Sept. 11, 2023 Beginning September 11, 2023, CareMatters Together will be available in the state of Arizona (AZ) and the District of Columbia (DC). After September 11, 2023, CareMatters Together will not yet be available in California, Montana and New York. CareMatters Together will not be filed outside of the 50 states and the District of Columbia (DC). We will continue to offer Nationwide CareMatters® II for individuals seeking long-term care coverage for a single life. For pending applicants who wish to transition to CareMatters Together, additional paperwork or requirements could
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