New 2024 Tax Deductible Limits for LTCi Announced Individual taxpayers can treat premiums paid for tax-qualified long-term care insurance for themselves, their spouse or any tax dependents (such as parents) as a personal medical expense. The yearly maximum deductible amount for each individual depends on the insured’s attained age at the close of the taxable year (see table below for current limits). These deductible maximums are indexed and increase each year for inflation. NOTE: the 2024 limits are decreased … for the first time … though the decrease is generally minimal. The following are the new 2024 deductible limits (2023
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ManhattanLife FAQs Answered
Q: How is the Restoration of Benefits being administered? A: After receiving facility care, or home health care benefits, if the insured has not received any benefits for 180 days, we will restore their benefit period to its original benefit period. This restoration of benefits is regardless of whether or not the insured has used their entire benefit period. The insured would still be subject to the lifetime maximum benefit period outlined in the policy. #goldencareagent #manhattanlife #mac
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Technical Issues ManhattanDirect 2.0
Please be aware that ManhattanLife is experiencing intermittent outages with ManhattanDirect 2.0. Their teams are working to correct this issue as soon as possible and apologize for any inconvenience. If you need immediate assistance or require a paper application, please contact GoldenCare at 800-842-7799. We appreciate your patience. #goldencareagent #manhattanlife #mac
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Home Health Care Select Now Available in North Dakota
ManhattanLife is pleased to announce that the footprint of their Home Health Care Select plan continues to grow! The enhanced plan is now available in North Dakota! Below is an updated state availability map. HHC Select State Availability #goldencareagent #manhattanlife #mac
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ManhattanLife FAQs Answered
Q: Why does the status for initial applications submitted by new agent’s read “Pending Agent appointment”? A: When new agents submit their 1st application, this is when the background check will be initiated. Background checks usually take 3-5 business days depending on the state. Rest assured, your applications are still being processed while we wait on the background check. Once the background check is completed, an update will occur in the ARC Agent Resource Center. Please remember there is a 24HR Business Day delay from the main system to the ARC System. #goldencareagent #manhattanlife #mac
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ManhattanLife FAQs Answered
Q: Can insured’s use their OmniFlex STC while in a foreign country? A: No. Per the Policy Limitations and Exclusions, confinement, treatment, or care received outside of the United States except for prescription drugs received in Canada are not covered. #goldencareagent #manhattanlife #mac
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Good News: AM Best Has Revised GTL’s Outlooks To Positive
AM Best Revises Outlook to Positive for GTL We are excited to announce that AM Best has revised the outlook to positive from stable and affirmed the Financial Strength Rating of A- (Excellent) for Guarantee Trust Life Insurance Company. According to AM Best, the Credit Ratings reflect Guarantee Trust Life’s balance sheet strength, which AM Best assesses as very strong, as well as GTL’s strong operating performance. Read the full communication by clicking the link below: AM Best Revises Outlook to Positive for GTL #goldencareagent #manhattanlife #mac
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New ManhattanDirect 2.0 Payment Selection Walkthrough
We have exciting news to share! The payment section of ManhattanDirect 2.0 has been updated to allow for greater flexibility of payment options during the enrollment process. The steps are outlined below. Upon reaching the ‘Payment’ tab during the enrollment process, you will be greeted with a fresh new payment view. Here, you have the power to preview the rates for the products you have chosen by simply adjusting the ‘Payment Method’ and ‘Billing Frequency’ options. To do so, simply click on the arrow located on the right side of the label, which will reveal a drop-down menu. After you
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Good News: 2023 Update: LTC CEO Complete Sales Toolkit v13.0 Now Available
New And Updated Content Inside Our LTC CEO Toolkit! It’s FINALLY HERE! The latest version of our LTC CEO Office, Home and Internet Selling Tools software is now available! With the immense shift seen in the extended care market over the past year – there was a lot to update! Version 13.0 includes the very latest 2023 resources, updated calculators, sales tools and more. Plus, the tool has received a bit of a facelift too! Existing Users: Double click the “Check for Updates” button in the LTC-CEO Utilities folder on your desktop and the update will automatically launch. What is
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Home Health Care Select Expands to 2 Additional States
ManhattanLife is pleased to announce that the footprint of their Home Health Care Select plan continues to grow! The enhanced plan is now available in Tennessee & Rhode Island. Below is an updated state availability map. HHC Select State Availability #goldencareagent #manhattanlife #mac
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