Use our consumer-approved PowerPoint presentation* in your next seminar with LTCi prospects. * Ensure you provide the correct version for clients’ state of residence by downloading through your normal ordering channels You’ll find details about Mutual of Omaha’s LTCi products on Sales Professional Access. Go to MutualofOmaha.com/sales-professionals and select the long-term care page. Consumer-Approved Educational PowerPoint Presentation #goldencareagent #mutualofomaha
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Customizable Prospecting Postcard
How will your clients pay for long-term care services? Customizable Postcard — Send this customizable postcard to prospects to encourage them to talk with you about protection from the high cost of LTC services. View the Consumer Postcard > Order now through your normal ordering channels. Customizable Prospecting Postcard #goldencareagent #mutualofomaha
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New Enhanced EssentialLTC State Releases
New Enhanced EssentialLTC State Releases Effective September 2, 2022, the states of AZ, CT, FL, IN and the District of Columbia will receive the Enhanced EssentialLTC. Get your applications in now to use the current rates before then! Features For joint policies, when one insured passes away the premium will now decrease to an amount specified on the illustration and Policy Schedule for each person. The Waiver of Premium Rider for Home and Community Care Services is now built into the policy and premium when Comprehensive Coverage is selected. The 10-Year Premium Payment Option is now fully guaranteed and will
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LTC COVID-19 Underwriting Guidelines Update
From the Desk of Allen Gregoire Mutual of Omaha has been closely monitoring our new business and underwriting practices since the beginning of the COVID-19 pandemic, periodically making business decisions regarding our underwriting guidelines. We are pleased to announce that we are updating our long-term care insurance guidelines effective immediately. The following updates apply to all submitted and pending in-house LTCi cases: If the proposed insured, or any member of their household, has come into close contact with anyone known to the insured to have tested positive for COVID-19 and is asymptomatic, there is no required waiting period if the
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Update to the Premier Underwriting Guide
Update to the Premier Underwriting Guide At NGL, we adapt our LTCi underwriting practices as medical science continues to evolve and more information becomes available. We have identified scenarios where it may be acceptable for an applicant to have two first-degree relatives with dementia. It is now recommending that you prequalify these scenarios with the type of dementia, the age of onset of symptoms and the age of diagnosis. Some scenarios may be acceptable and others will not, depending on the details. We have updated our Premier Underwriting Guide to reflect this.
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GoldenCare Newsletter | July 25, 2022
Read Full GoldenCare Newsletter, July 25, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on the latest products and sales strategies. We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to DOWNLOAD our electronic business card, and enter to win a $100 Amazon.com Gift Card! PROMO TIME! ★ Current Events, Benefits and Promotions GoldenCare Fast Fact: How Do I Close More Sales?
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Inforce LTCi Rate Adjustments Effective October 1, 2022
Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective October 1, 2022: Impacted Policy Forms Impacted States LTC04I Idaho, Maryland, New Hampshire, Texas LTC04I7 Idaho, Maryland, New Hampshire, Texas LTC09M Idaho, Maryland, New Hampshire, Texas LTC06UI Idaho, Maryland, New Hampshire, Texas LTC09U Idaho, Maryland, New Hampshire, Texas LTC04G Idaho, New Hampshire, Texas LT50, NH50, HCA, NHA & LTA Tennessee For details on yearly rate adjustment percentages, view the supplemental
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LTC Time Service Update
Mutual of Omaha would like to thank you for the business we have received, and continue to receive, due to your partnership! We are committed to keeping you updated on our service times. Our current time service levels are listed below. Please note that business days do not include weekends. Current Long-Term Care Service Levels: Application Entry: Within 3 business days New Business Review: Within 24 hours of receipt Pending Requirements Reviewed: Within 2 business days Approve to Issue Time: Within 2 business days Emails and Phone Calls Returned: Within 24 hours of receipt Tools to Help Here are some
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NEW LTCi Claims Process Video
A long-term care triggering life event can be an emotional and stressful time for clients. Oftentimes, the agent of record is the first phone call an insured or a family member makes. Watch our claims process and best practices video to ensure you know what to expect. If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. NEW LTCi Claims Process Video #goldencareagent #mutualofomaha
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AM Best affirms Thrivent’s A++ rating
AM Best affirms Thrivent’s A++ rating AM Best recently affirmed our A++ (Superior) rating as well as our stable outlook. This is the highest possible rating from the agency. In its review of Thrivent, AM Best recognized our organization for continuing to maintain its balance sheet strength, strong operating performance, favorable business profile and very strong enterprise risk management. In short, Thrivent is strong and stable. We’re here to help our clients achieve financial clarity, enabling lives full of meaning and gratitude. Learn more AM Best affirms Thrivent’s A++ rating #goldencareagent #thrivent #ltc
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