GoldenCare Tips For New Business

GoldenCare Tips for submitting New Business When submitting a new business application for insurance, we recommend submitting a matching copy of the illustration along with it. This helps reduce confusion and provide clarity on the client’s intent. When benefit election(s) and/or premium do not match between the application & illustration, the New Business Team can more readily identify and correct potential errors. Take Advantage of GoldenCare’s App-Scrub Service Our Team will check for any missing information or signatures, ensuring everything is in good order before submitting to the insurance company for processing.   Questions?  Call our Marketing Team at 800-842-7799!
Read More

Categories: GoldenCare News and Industry News.

Share the tax advantages of long-term care insurance

Tools to enable more proactive extended care conversations There are many reasons why clients should create a long-term care strategy. One message that has resonated well with consumers, is on the tax advantages of planning with long-term care insurance. Premiums might be deductible, claims are paid tax-free and some states offer tax incentives for LTCi policyholders. These tools are designed to help you share news on these tax advantages with your clients. LTCi Tax Deductibility Guide Updated with 2023 amounts Many clients are not aware that LTC benefits are paid 100% tax-free, but some or all of the premiums might
Read More

Categories: Industry News, Long-Term Care, and Thrivent.

Selling Final Expense is all in the details

Coach clients through Final Expense insurance details Explaining Final Expense insurance to clients can be a daunting task. But you know how important it is to have life insurance — and how Great Western Insurance Company’s (GWIC®) Final Expense insurance can save a loved one’s savings. Try these tips to explain just how Final Expense insurance works.
Read More

Categories: Great Western, Industry News, and Life Insurance.

SecureCare III repriced in Florida

SecureCare III is up to the challenge Effective February 13, 2023, rates for SecureCare™ III, a long-term care (LTC) and nonparticipating whole life insurance policy, were decreased by 25 percent across all case scenarios in Florida. All pending applications that have an effective date on or after February 13, 2023 will automatically be eligible for and receive the new pricing. This will result in a face amount that is higher than originally illustrated. You take pride in offering your clients the best LTC solution — we think you’ll find it with SecureCare III. SecureCare III offers: Competitive pricing and robust
Read More

Categories: Industry News, Life Insurance, and Securian.

NGL EssentialLTC for Employers

NGL EssentialLTC for Employers NGL EssentialLTC is designed for not only individuals looking for Long Term Care insurance, but for employers as well. If you have a business intent on finding more opportunities to reward, retain and recruit existing and new talent, LTCi benefits go a long way towards achieving that goal. NGL has the right program and tools you need to succeed in integrating the unique benefits of EssentialLTC to prospective employer groups. LTCi for Almost Any Business — Learn about EssentialLTC’s program for the worksite and how it competitively compares. For agent use only. Employer Brochure — Show
Read More

Categories: Industry News, Long-Term Care, and National Guardian Life.

2023 Colorado Rate Information for AARP Medicare Supplement Plans

2023 Colorado Rate Information for AARP® Medicare Supplement Insurance Plans: Effective June 1, 2023   2023 Colorado premium rate information is now available for AARP® Medicare Supplement Insurance Plans, insured by UnitedHealthcare® Insurance Company. Effective June 1, 2023, the rates in Colorado will change. Please click on the buttons below to view rates for new enrollees with initial plan effective dates of June 1, 2023 to May 1, 2024. Click Here for Approved 2023 Premium Rate Pages   Click Here for 2023 Premium Rate Percentages   Full, state-specific rate pages can also be found on Jarvis under Knowledge Center >
Read More

Categories: Industry News, Medicare Supp./Adv., and United Healthcare.

2023 Alaska Rate Information for AARP Medicare Supplement Plans

2023 Alaska Rate Information for AARP® Medicare Supplement Insurance Plans: Effective June 1, 2023   2023 Alaska premium rate information is now available for AARP® Medicare Supplement Insurance Plans, insured by UnitedHealthcare® Insurance Company. Effective June 1, 2023, the rates in Alaska will change. Please click on the buttons below to view rates for new enrollees with initial plan effective dates of June 1, 2023 to May 1, 2024. Click Here for Approved 2023 Premium Rate Pages   Click Here for 2023 Premium Rate Percentages   Full, state-specific rate pages can also be found on Jarvis under Knowledge Center >
Read More

Categories: Industry News, Medicare Supp./Adv., and United Healthcare.

2023 Missouri Rate Information for AARP Medicare Supplement Plans

2023 Missouri Rate Information for AARP® Medicare Supplement Insurance Plans: Effective June 1, 2023   2023 Missouri premium rate information is now available for AARP® Medicare Supplement Insurance Plans, insured by UnitedHealthcare® Insurance Company. Effective June 1, 2023, the rates in Missouri will change. Please click on the buttons below to view rates for new enrollees with initial plan effective dates of June 1, 2023 to May 1, 2024. Click Here for Approved 2023 Premium Rate Pages   Click Here for 2023 Premium Rate Percentages   Full, state-specific rate pages can also be found on Jarvis under Knowledge Center >
Read More

Categories: Industry News, Medicare Supp./Adv., and United Healthcare.

2023 Tennessee Rate Information for AARP Medicare Supplement Plans

2023 Tennessee Rate Information for AARP® Medicare Supplement Insurance Plans: Effective June 1, 2023   2023 Tennessee premium rate information is now available for AARP® Medicare Supplement Insurance Plans, insured by UnitedHealthcare® Insurance Company (UHIC). Effective June 1, 2023, the rates in Tennessee will change. Please click on the buttons below to view rates for new enrollees with initial plan effective dates of June 1, 2023 to May 1, 2024. Click Here for Approved 2023 Premium Rate Pages   Click Here for 2023 Premium Rate Percentages   Full, state-specific rate pages can also be found on Jarvis under Knowledge Center
Read More

Categories: Industry News, Medicare Supp./Adv., and United Healthcare.

No Changes for the WA LTC Cares Fund in 2023

February 13, 2023 “It appears the Washington State Legislature will not be considering any new changes to the WA Cares Fund during its 2023 session. CLTC has learned that the Washington Legislature does not plan to consider any of the recommended changes during its current, 2023 session. Speculation is that state lawmakers do not want to make changes that could create confusion before the plan officially starts July 1, when the new state LTC payroll tax collections begin. If the Legislature does not act on recommended changes this year, any updates to the first state-run LTC insurance program in the
Read More

Categories: Industry News and State LTC Programs.