GoldenCare Newsletter | October 11, 2021

Read Full GoldenCare Newsletter, October 11, 2021 Edition We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to DOWNLOAD our electronic business card, and enter to win one of TEN $100 Amazon.com Gift Cards!     In this GoldenCare Newsletter Edition From GoldenCare:   Our Guest Article in this edition “Long-term care’s problems are bad and getting worse — but fixable,” by Stephen A. Moses, McKnight’s LTC News   SPECIAL: Mutual of Omaha Medicare Product Solutions TODAY Join Jeff Clark for a QuickStart crash course to
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), and National Guardian Life.

PROMO TIME! Here’s An Incentive To Drive Your Omaha LTCi Sales

    Introducing GoldenCare’s Q4 2021 LTCi Sales Incentive Growth drives us… Those who grow the most, earn the most! Based on your QUALIFYING PERIOD* production, we’ll pay a CASH BONUS for each qualifying LTC applicant you write with Mutual of Omaha between October 1st and December 31st! The greater your production growth, the larger your Cash Bonus! Click here for complete promotion details.     #goldencareagent
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Our Second Winner Announced – GoldenCare’s Contact Card Drawing!

Download our GoldenCare Contact Card to quickly access our team for personal service and for access to your favorite tools at your fingertips from your phone or device! DOWNLOAD NOW! Plus We’re giving away TEN $100 Amazon.com Gift Cards! Enter to win our drawing right on the contact card! Questions? Call our GoldenCare Marketing Team at 800-842-7799! #goldencareagent
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Categories: GoldenCare News and Industry News.

“Nursing Facilities Need to Weather the ‘Reimbursement Storm”

“Nursing Facilities Need to Weather the ‘Reimbursement Storm’ of Medicare Advantage,” by Amy Stulick, Skilled Nursing News   Quote: “With Medicare Advantage revenue “significantly lower” than fee-for-service reimbursement, a new Zimmet Healthcare Services Group analysis says, skilled nursing facilities need to weather today’s “reimbursement storm” in order to make it to the incoming wave of baby boomers that will need facility services.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Medicaid reimbursement rates were already less than the cost of providing the care. With Medicare Advantage in the mix there is another filter screening out revenue
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Categories: Clippings and Industry News.

“Medicaid’s safety net for pregnant women”

“Medicaid’s safety net for pregnant women,” by Bob Herman, Axios   Quote: “Fewer women are uninsured (10.5%) nationally than men (13.4%), due in large part to Medicaid providing pregnancy coverage for low-income women. By the numbers: 16.1% of women are on Medicaid, compared with 12.7% of men, according to census data analyzed by the Kaiser Family Foundation. Yes, but: Large swaths of the South still have restrictive Medicaid coverage or didn’t expand Medicaid under the Affordable Care Act, leaving 1 in 5 women without insurance in states like Oklahoma and Texas. And while Medicaid pays for 43% of all births, that coverage can be short-lived
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Categories: Clippings and Industry News.

“Tallying the Cost of Growing Older”

“Tallying the Cost of Growing Older,” by Paula Span, New York Times   Quote: “Their results: Seventeen percent of 65-year-olds will need no long-term care. Almost one-quarter will develop severe needs, requiring many hours of help for more than three years. Most older people will fall between those poles, with 22 percent having only minimal needs. The largest group, 38 percent, can expect moderate needs — like support while they recover from a heart attack, after which they can again function independently. … The researchers calculated how much care retirees would need, how much they could receive from family and
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Categories: Clippings and Industry News.

New low Med supp rates in Oregon are here!

Rates so low you’ll want to Say it Loud! Check Our NEW Oregon Med Supp Rates Starting October 7, United World Life Insurance Company welcomes these new incredible Medicare supplement rates. How We Stack Up* Carrier Plan G Plan N United World Life Insurance Company $125.32 $95.59 Average of Top Carriers $152.61 $113.61   * Sample rates as of 8/18/21 for age 67 female nontobacco-users in lowest ZIP area with available household discount applied.   Check out our outline of coverage to see more outstanding rates and other plans Show me the Oregon rates   Tell everyone you know and
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

How Does Disability Insurance Protect Mortgages?

Working professionals rely on their income to pay for monthly expenses, to save for their children’s education, retirement, and so on. That’s where Disability Income Insurance comes into play. Disability Income Insurance protects your clients from more than a loss of income. It protects their lifestyle. A Mutual Income Solutions policy is great for those looking for the ability to cover their mortgage payments, especially if they become sick or injured and unable to work. Click here for more information on how you can offer your clients the coverage they’ll want and the protection they need.   How Does Disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Our Commitment to the LTCi Market

Long-Term Care Insurance Our Commitment Endures   Through two World Wars, the Great Depression and all the economic challenges since, we have kept the promises we’ve made to our customers, helping us build a company known for its trustworthiness and fortitude. We sold our first long-term care insurance policy in 1987. Since then, we’ve been committed to delivering long-term care solutions to our customers, and we continue to invest resources into growing and refining our LTCi business year over year. The following content was designed to help you promote MutualCare® Solutions to clients confidently, knowing that Mutual of Omaha will
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

7702 changes for SecureCare UL

7702 changes go into effect Nov. 1 for SecureCare UL Effective November 1, 2021, the guaranteed interest rate on new SecureCare Universal Life (SecureCare UL) applications will be updated to comply with the Consolidated Appropriations Act of 2021, which lowers the interest rate assumptions used in Section 7702 of the Internal Revenue Code. How will these changes impact SecureCare UL benefits? Long-term care (LTC) benefits: The new guaranteed interest rate will have no impact on the LTC benefit pool. Regardless of whether an applicant receives the old or new guaranteed interest rate, the amount of LTC coverage they receive will
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Categories: Industry News, Life Insurance, and Securian.