Good news! | Incoming: $250 eGift Card on its way

You’re this close to a $250.00 eGift Card!* GoldenCare just launched a special Medicare Kickoff Incentive program! Beginning October 15th through December 31st, get more from your Medicare sales and watch your eGift Card balance add up! With 6 possible WINS, the more you complete, the closer you are to earning the full $250 eGift Card! And you may already have some to mark as complete!! View full details of our Medicare Kickoff Incentive   #goldencareagent
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Categories: GoldenCare News, Industry News, and Life Insurance.

You’re Invited | Get the jump on this breakthrough product your clients will love!

Tues, Oct 26, 2021 2:00 PM  to  2:30 PM CDT   Join us for this webinar and receive the Critical Cash Consumer Presentation, as well as the “Bucket Calculator” just for attending!     Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News  
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Categories: GoldenCare News, Guarantee Trust Life, and Industry News.

“My incredible shrinking lifespan”

“My incredible shrinking lifespan,” by Gary Tetz, McKnight’s LTC News Quote: “With so much still to say to the long-term care profession, I’m realizing I better write fast, because I may not have many years left. Less all the time, according to a study from Oxford University.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Let LTC humorist Gary Tetz lighten your Friday mood. Then have a fine weekend.             Subscribe to GoldenCare News  
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Categories: Clippings and Industry News.

“Long-term care planning, retirement savings suffered during pandemic: study,” by Kimberly Bonvissuto”

“Long-term care planning, retirement savings suffered during pandemic: study,” by Kimberly Bonvissuto, McKnight’s Senior Living Quote: “More than half of Americans don’t have any plans in place for long-term care as they age, and many halted or reduced retirement savings contributions during the pandemic, according to the results of a new study. … Fifty-one percent of older adult respondents reported not having any long-term care plans in place, whereas 10% said they have arranged to live with a child or another close family member.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: This level of denial may
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Categories: Clippings and Industry News.

“Most post-acute Medicare recipients with dementia sent to SNFs despite payment changes: study”

“Most post-acute Medicare recipients with dementia sent to SNFs despite payment changes: study,” by Alicia Lasek, McKnight’s LTC News Quote: “The investigators used Medicare data from 2013 to 2016 to compare SNF and home health use for post-acute care in these recipients over time. Their results revealed that one third (32%) of all fee-for-service Medicare beneficiaries who receive post-acute care have a dementia diagnosis. What’s more, 7 in 10 find this care in a skilled nursing facility. Overall use and trends were similar in the Medicare Advantage population. … The study was published this week in JAMDA.” LTC Comment, Stephen A. Moses,
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Categories: Clippings and Industry News.

“Poorly controlled diabetes — not diabetes itself — triples dementia risk, study finds”

“Poorly controlled diabetes — not diabetes itself — triples dementia risk, study finds,” by Alicia Lasek, McKnight’s LTC News Quote: “The odds of developing full dementia among older adults with cognitive impairment triples when diabetes is poorly controlled — but diabetes itself is not a factor in progression, a new study has found.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: An important distinction that underscores the importance of behavioral factors in avoiding dementia.             Subscribe to GoldenCare News  
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Categories: Clippings and Industry News.

“Washington state receives 95,000 exemption applications to new long-term care benefit in first week”

“Washington state receives 95,000 exemption applications to new long-term care benefit in first week,” by Alex Regimbal, Seattle PI Quote: “Between Oct. 1 and Oct. 8, the WA Cares Fund received roughly 95,000 exemption submissions, said Nick Demerice, the legislative affairs director for the state Employment Security Department. The first day workers could apply for an exemption was Oct. 1. The benefit is funded by a new payroll tax, which takes effect January 1, 2022. Nearly all Washington employees are subject to the tax, which is 0.58% of a worker’s total wages with no salary cap. That means an employee
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Categories: Clippings and Industry News.

LTC New Business Rate Refresh and Benefit Changes for Additional States (NY, MT)

As a leading long-term care insurance carrier, Mutual of Omaha has a responsibility to our policyholders and distribution partners to ensure our pricing strategy and product offerings are in line with industry trends, internal claims data and the economic environment. Last year, Mutual of Omaha began implementing new rates and benefit option changes to the MutualCare® Solutions Portfolio in approved states. Effective November 1, 2021, we will be implementing these changes in two additional states. Impacted States Montana and New York Rate Adjustments Premium adjustments may vary by age, sex and benefit selection. You may view the new rates by
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Be Ready for Selling Season – Important Reminders

We’re glad to work with agents like you who are committed to using their expertise to help customers through the challenging task of finding health insurance and supplemental coverage. As we enter the peak selling-season of the year, we wanted to remind you of a few important sales practices to help protect you and your book of business. As shared in the Chesapeake/SureBridge “Sale Practice” and “Ethics & Compliance” trainings: Only you, as a licensed and appointed agent with Chesapeake, can: Sell, solicit or negotiate business on behalf of Chesapeake/SureBridge, Conduct sales (product) presentations, and Assist your customers with the
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Categories: Dental, Industry News, and SureBridge.

Administrative Alert: Suspension of informal life applications

Informal applications suspended until further notice It has been quite a year and we are so thankful for the business we’ve received from you. As part of a multi-step effort to manage to the aggressive New Business and Underwriting service standards we have for formal business, Securian Financial will be suspending review of informal life applications until further notice. All informal applications received during this time will be cancelled and the file will not be retained for future review. We understand this may cause some frustration, but we remain committed to delivering high levels of service on formal business. We
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Categories: Industry News, Life Insurance, and Securian.