“Where Long-Term Care Reform Goes Now”

“Where Long-Term Care Reform Goes Now,” by Howard Gleckman, Forbes Quote: “While most focus will be on the Medicaid HCBS expansion and family leave, Rep. Tom Suozzi (D-NY) is about to introduce a bill to create a public, catastrophic long-term care insurance program. It is likely to be similar to a 2018 measure proposed by House Energy and Commerce Committee Chair Frank Pallone (D-NJ) and a 2016 proposal by the Long-Term Care Financing Collaborative. … We remain a long way from major long-term care reform this year. But don’t rule it out yet.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care
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Categories: Clippings and Industry News.

“Only 25 percent of operators believe they’ll survive financially through 2021”

“Only 25 percent of operators believe they’ll survive financially through 2021,” by Danielle Brown, McKnight’s LTC News Quote: “Just a quarter of long-term care operators are confident they can last just a year or longer due to the financial challenges caused by the COVID-19 pandemic, according to a new survey from the American Health Care Association/National Center for Assisted Living. … The top three costs facing facilities are additional pay for staff, hiring additional employees and personal protective equipment, according to the findings. Additionally, 84% of respondents reported they’re also losing revenue due to fewer post-acute patients coming from hospitals; 83% cited
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Categories: Clippings and Industry News.

SecureCare and the WA Cares Fund exemption

SecureCare likely qualifies for WA Cares Fund exemption The state of Washington created the WA Cares FundSM to address the future long-term care (LTC) crisis. The fund provides an LTC benefit for all eligible workers, which will be funded by a payroll tax that begins in January 2022. Benefits will be paid in $100 stackable units, with a lifetime maximum of $36,500 (adjusted for inflation). The benefit will be funded by a payroll tax that begins in January 2022. However, Washington residents who have a personal LTC insurance policy issued before November 1, 2021 can apply for an exemption from
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

Age Update to Home Care Secure Product

Home Care Secure is now available for ages 35-84. This update is now available on Paper, the Agent Portal and on the e-App. Please update your e-App now to see this change. Log into the Agent Portal     Home Care Secure, a new short term home health care insurance offering underwritten by GTL, was developed by Home Care Genie and is being offered exclusively as a membership benefit in the Aging at Home Association. The product is available for sales in 17 states including: AL, AZ, CO, GA, IA, IL, IN, KY, LA, MI, NE, NC, OH, OK, SC,
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Help Ensure the Continuation of the Family Business with IUL

Many small business owners would like for their children to continue the family business after their death. Help entrepreneurs imagine the fruits of their labor sustaining the next generation. Learn how Income Advantage IUL can be the tool to help with their estate equalization needs.   Help Ensure the Continuation of the Family Business with IUL   #goldencareagent #mutualofomaha #iul
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments Review upcoming rate adjustments in various states.   Don’t Miss Out! – 2021 Broker Bonus Program Learn more information about the Broker Bonus Program for Medicare supplement.   MBI Number Needed on Med Supp Applications and Claims Taking the simple step of including your client’s MBI number on their application or claim, will assure it is processed in a timely manner.   Upcoming Rate Adjustments Review upcoming rate adjustments in various states.   Dental: New Dental Savings Plan Available Learn how to help your clients save on dental, vision, and hearing expenses with Mutual of
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Using LTCi to Protect Retirement Income

Your Clients’ Retirement Income Might Not Be Enough The cost of long-term care services has the potential to be one of the largest expenses your clients will face in retirement. Even if they’ve planned carefully, there’s no way to know how long retirement income will last. A long-term care event could easily deplete their nest egg. But with an LTCi policy, additional funds are available to help pay for long-term care services. And that can help prevent the money your clients set aside for retirement from running out. View the Sales Idea.   Using LTCi to Protect Retirement Income  
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Assisting Non-English Speaking Applicants

If you and the applicant are not fluent in the same language, an interpreter must be present to translate all questions and responses. It is the applicant’s responsibility to have an interpreter available to meet with you when the application is completed. The applicant may choose an interpreter, but the interpreter cannot be a family member, beneficiary, or someone who would benefit from the issuance of a policy. You may serve as an interpreter if you and the applicant are fluent in the same language. In addition to questions on the application and the applicant’s responses, the interpreter is required
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Keep earning and helping more clients.

∞ NO LIMIT TO HOW MUCH YOU EARN $100 PER UNDERWRITTEN MED SUPP $50 PER NON-UNDERWRITTEN MED SUPP   Qualify with just three issued applications each month. No application limit; unlimited earning potential. Valid July, August and September 2021. Extra marketing dollars paid out each month.   Keep earning and helping more clients. (Q3 2021)     #goldencareagent #unionsecurity #usic
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Categories: Industry News, Medicare Supp./Adv., and Union Security.

Provide more coverage. Get more rewards.

∞ NO LIMIT TO HOW MUCH YOU EARN $100 PER UNDERWRITTEN MED SUPP $50 PER NON-UNDERWRITTEN MED SUPP   Qualify with just three applications in a month. Valid July, August and September 2021.   Provide more coverage. Get more rewards. (Q3 2021)   Lumico — Insurance Made Clear.   #goldencareagent #lumico
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Categories: GoldenCare News, Industry News, Lumico, and Medicare Supp./Adv..