Updates to Covid-19 Underwriting Guidelines

March 6, 2023 | by | Comments Off on Updates to Covid-19 Underwriting Guidelines

Mutual of Omaha continues to closely monitor our new business and underwriting practices to ensure we create efficiencies and improvements when making business decisions regarding our underwriting guidelines. We are happy to announce the following changes to our COVID guidelines for Fully Underwritten Life, effective March 1, 2023. Acceptance Guidelines Based on Insured’s Issue Age: We are now accepting applications for clients through age 74 and up to table 8, an increase from the prior Table 6 limit Ages 75-79 remain capped at Table 6 Ages 80+ continue to be postponed Clients with a Positive COVID Test A Statement of
Read More

Categories: COVID-19, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: Coronavirus, COVID, COVID-19, Income Advantage, Income Advantage IUL, insurance, IUL, Life Insurance, Life Protection Advantage, Life Protection Advantage IUL, mutual of omaha, Mutual of Omaha Insurance Company, omaha, pandemic, Term Life Answers, Term Life Insurance, TLA, United of Omaha, and virus.

Condition-Related Marketing: Physical Therapy

March 6, 2023 | by | Comments Off on Condition-Related Marketing: Physical Therapy

Condition-Related Marketing: Physical Therapy If a client is currently undergoing physical therapy, there are some key best practices for producers to follow when taking their application. Check out our Physical Therapy flyer.   Condition-Related Marketing: Physical Therapy   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: insurance, insurance company, long-term, Long-Term Care, long-term care insurance, LTC, LTCi, Mutual, mutual of omaha, Mutual of Omaha Insurance Company, omaha, policy, and Underwriting'.

Medicare Solutions – Omaha Family of Companies

March 6, 2023 | by | Comments Off on Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   2023 Broker Bonus Program Take a look at information regarding our Broker Bonus program for 2023.   Use These Tools to Help Grow Your Business Don’t forget about the free tools and services Mutual of Omaha has to help you grow your business.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   New Medicare Supplement Plans Available in Colorado and Delaware Effective March 15, 2023, you may begin selling our new competitively priced Medicare supplement plans in Colorado and Delaware.   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: insurance, Med Supp, medicare, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha Insurance, Omaha Supplemental Insurance Company, and OSIC.

A Mutual Income Solutions Overview

March 6, 2023 | by | Comments Off on A Mutual Income Solutions Overview

Learning all the ins and outs of Mutual of Omaha’s disability income insurance policy, Mutual Income Solutions, can seem daunting for consumers. That’s where our consumer-facing highlight sheet comes in! Use the highlight sheet to start the income protection conversation with your clients. Discuss how this important insurance policy can help replace a portion of their income if they’re sick, injured or unable to work and show them all of the optional benefits that can be used to customize their policy to fit their unique needs.   A Mutual Income Solutions Overview   #goldencareagent #mutualofomaha #disability
Read More

Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: DI, DI Choice, disability, disability income, income protection, Mutual Income Solutions, mutual of omaha, Mutual of Omaha Insurance Company, omaha, paycheck protection, and protection.

New Simplified Issue Product Updates

March 6, 2023 | by | Comments Off on New Simplified Issue Product Updates

We are excited to announce maximum issue age increases to both our IUL Express and Term Life Express Non-ROP (10T) products that will be effective March 1, 2023! These enhancements will position our Simplified Issue product options to be available in more sales scenarios and will serve a wider range of clients. Below are some of the key updates you will need to know: IUL Express Maximum issue ages for both Tobacco and Non-Tobacco ratings will increase to age 75 Currently Non-Tobacco is age 70 and Tobacco is age 65 Maximum face amount for ages 71-75 will remain $150,000 Term
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: express, Express Underwriting, indexed universal life, insurance, IUL, IULE, Life Insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, simplified underwriting, Term Life Express, and United of Omaha.

Long-Term Care Clients Have Choices

March 6, 2023 | by | Comments Off on Long-Term Care Clients Have Choices

It’s good to have choices. Mutual of Omaha’s long-term care policies allow insureds to choose how they prefer to receive policy benefits – either cash up front or traditional reimbursement. While other companies may offer cash, Mutual of Omaha’s cash benefit has no elimination period. That makes this concept well suited for: People who worry their policy may not pay for the type of care they need in the future People who like to make sure all their bases are covered People concerned about having to satisfy an elimination period before policy benefits begins Read the Sales Idea to learn
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: cash benefit, insurance, Long-Term Care, long-term care insurance, LTC, LTC insurance, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, MutualCare, MutualCare Solutions, omaha, and reimbursement.

Flexibility of the Guaranteed Refund Option Rider

March 6, 2023 | by | Comments Off on Flexibility of the Guaranteed Refund Option Rider

The flexibility of our Income Advantage IUL and Life Protection Advantage IUL can benefit your business clients with the Guaranteed Refund Option rider. This no-cost rider can help provide them with cash surrender options when planning for the future of their company, whether they are planning for: Key Person insurance Cross-Purchase Buy-Sell Arrangement Business Succession Planning These are just a few scenarios that may help business clients who need the flexibility of IULs from United of Omaha.   If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   Flexibility of
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: express, Express Underwriting, indexed universal life, insurance, IUL, IULE, Life Insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, simplified underwriting, and United of Omaha.

The Value of a Care Coordinator – John’s Story

March 6, 2023 | by | Comments Off on The Value of a Care Coordinator – John’s Story

Real People. Real Stories. John’s Story The Value of a Care Coordinator The best way to understand how long-term care insurance can benefit your clients is through stories from our policyholders. Here’s how having a policy made a real difference for John and his wife, Susan. John’s Story – View the Flyer   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   The Value of a Care Coordinator – John’s Story   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: Long-Term Care, long-term care insurance, LTC, LTC Awareness, LTC Awareness Month, LTCi, mutual of omaha, omaha, and real life stories.

Living Promise Provides Affordable Protection

March 6, 2023 | by | No Comments

Living Promise Whole Life Insurance may help provide affordable protection that pays benefits directly to the person clients choose to take care of their outstanding medical bills, unexpected expenses or debt they may leave behind. Learn more about Living Promise and help protect your clients and their families today.   Living Promise Provides Affordable Protection   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: final expense, Graded Benefit, insurance, Level Benefit, Life Insurance, mutual of omaha, Mutual of Omaha Insurance Company, premium, United of Omaha, and whole life.

SPECIAL: Double Header: LTCi Tax Advantages / SECURE 2.0 ACT

March 6, 2023 | by | Comments Off on SPECIAL: Double Header: LTCi Tax Advantages / SECURE 2.0 ACT

We’re pleased to have Mutual of Omaha’s Advanced Markets Specialist, Stephen Alloy join us for TWO special webinar presentations this week! SECURE 2.0 Act & the LTC Industry Join us for a discussion around the LTC portions of the Act and how it may impact the LTCi industry. Register by clicking below: Wed, Mar 8, 2023 11:00 AM Central Unique Tax Advantages  of Traditional LTCi Attend the learn the tax-saving potential of a traditional Long-Term Care insurance policy. Register by clicking below: Thurs, Mar 9, 2023 2:00 PM Central View Our Full Webinar Schedule Questions or help registering? Call the GoldenCare Marketing
Read More

Categories: GoldenCare News, Industry News, and Mutual of Omaha (& Affiliates).
Tags: mutual of omaha.