Office Closing, January 16th

January 16, 2023 | by | Comments Off on Office Closing, January 16th

From the Desk of Amanda Blackburn Mutual of Omaha and it’s affiliates (United of Omaha and United World) will be closed on Monday, January 16, 2023 in observance of the Martin Luther King Jr. Day holiday. Normal hours will resume on Tuesday, January 17, 2023. Thanks for all you do!   Amanda Blackburn LTC Sales Director (800) 693-6083 Contact Me   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: Custom Solution, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, MutualCare, MutualCare Custom Solution, MutualCare Secure Solution, MutualCare Solutions, MutualCare Solutions LTC, MutualCare Solutions LTCi, omaha, and Secure Solution.

Six Steps to LTCi Sales

January 9, 2023 | by | No Comments

Boost your LTCi sales by furthering your product and sales process knowledge! Our Sales and Marketing Process brochure breaks the sales process down into 6 thoughtful steps, helping you organize your approach to sales. This handy brochure also suggests other educational material for each step in the process, so it’s an invaluable resource for learning all things LTCi. Check out the steps and how they can help you jump start sales by downloading the brochure.   Six Steps to LTCi Sales   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: insurance, Long-Term Care, long-term care insurance, LTC, LTC Planning, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, and planning options.

California Application Update

January 9, 2023 | by | Comments Off on California Application Update

California Application Update The California Department of Insurance has recently introduced new requirements for Fraud Notice language that must be included on applications submitted in the state of California effective January 1, 2023. As a result of this change, a new California application will be required for all California EssentialLTC applications dated January 1, 2023 and after. Form Name: New Form Number: Replaced Form Number: Application for Individual Nursing Facility and Residential Care Facility Only or Comprehensive Long Term Care Insurance NLTC100A-CA (Rev.2023) NLTC100A-CA   The new application will be available via the EssentialLTC Agent Resource Center on Friday, December
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: EssentialLTC, holiday, holiday closing, holiday closure, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, thanksgiving, and thanksgiving holiday.

Mutual of Omaha’s Wild Kingdom is Back

January 9, 2023 | by | Comments Off on Mutual of Omaha’s Wild Kingdom is Back

Mutual of Omaha’s Wild Kingdom is back in 2023 with a new series showcasing conservation success and inspiring the next generation of conservationists. The 10-episode Mutual of Omaha’s Wild Kingdom Protecting the Wild series premiers Monday, Jan. 2, at 1 p.m. EST with “Bear Cub Rescue,” which can be seen on RFD-TV and digital channels. The series will air every Friday night beginning January 6 on RFD-TV and each episode will go live on Sunday nights at 7pm on WildKingdom.com. Go to https://www.mutualofomaha.com/wild-kingdom/new-episodes for more information about the series!   Mutual of Omaha’s Wild Kingdom is Back   #goldencareagent #mutualofomaha
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Categories: Industry News and Mutual of Omaha (& Affiliates).
Tags: animal, animals, Keep it Wild, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, Mutual of Omaha's Wild Kingdom, National Wildlife Federation, omaha, Peter Gros, and Wild Kingdom.

Advanced Markets Minute – December 2022

December 19, 2022 | by | Comments Off on Advanced Markets Minute – December 2022

LTC Self-Insurance or Self-Delusion? Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “LTC Self-Insurance or Self-Delusion?” Listen Now   When it comes to planning for long-term care expenses some clients say they would rather self-insure, or in other words, pay the cost of care themselves. They probably don’t self-insure against auto accidents, home fires, or medical costs, but somehow self-insuring against the risk of needing long term care makes sense to them. Many who say that may not understand what the actual cost of long-term care will be and, in reality, cannot
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: insurance, long-term, Long-Term Care, long-term care insurance, LTC, LTC insurance, LTCi, LTCi protection, Mutual, mutual of omaha, Mutual of Omaha Insurance Company, and omaha.

Inforce LTCi Rate Adjustments Effective March 1, 2023

December 19, 2022 | by | Comments Off on Inforce LTCi Rate Adjustments Effective March 1, 2023

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective March 1, 2023*: Impacted Policy Forms Impacted States LTC04G District of Columbia, Kansas, Montana LTC04I7 District of Columbia, Kansas, Montana, Virginia LTC04I District of Columbia, Kansas, Montana, Virginia LTC09M District of Columbia, Kansas, Montana, Virginia LTC09U District of Columbia, Kansas, Montana, Virginia LTC06UI District of Columbia, Kansas, Montana, Virginia LT50, NH50, HCA, NHA and LTA Ohio   * The state of
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: adjustment, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, omaha, premium adjustment, rate adjustment, and United of Omaha.

NGL EssentialLTC – Upcoming Holiday Hours

December 19, 2022 | by | Comments Off on NGL EssentialLTC – Upcoming Holiday Hours

Upcoming Holiday Hours NGL’s administrative office will be closed during the following times: Friday, December 23 – Office closing at 1:00 p.m. PST Monday, December 26 – Office closed Monday, January 2 – Office closed We wish you and your family a happy and healthy holiday season.   For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com.     #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: EssentialLTC, holiday, holiday closing, holiday closure, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, thanksgiving, and thanksgiving holiday.

Asset Care annuity withholding process update due to IRS guidelines

December 19, 2022 | by | Comments Off on Asset Care annuity withholding process update due to IRS guidelines

New withholding process for Asset Care annuities effective 12/10/2022 Jan. 1, 2023 in all states, IRS guidelines around taxable distributions from retirement plans and annuities will change, requiring a modification to our application process affecting our Asset Care Annuity Funding Whole Life option, as well as Asset-Care II/III (California). Starting 12/10/2022, this guideline change will necessitate collection of a new “Statement of Understanding – Withholding” form as well as IRS Form W-4P to indicate the policyholder’s future withholding preference prior to issue. Please view the video above to learn about this process change.   If you have any additional questions,
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.
Tags: annuity, Asset Care, Care Solutions, hybrid, insurance, linked benefit, LTC, oneamerica, State Life, and training.

Thrivent End of Year LTCi Deadlines & Holiday Hours

December 19, 2022 | by | Comments Off on Thrivent End of Year LTCi Deadlines & Holiday Hours

End of year LTCi Deadlines 2022 Commission Date: Dec 14 All outstanding delivery requirements and premium must be received at Thrivent & posted to the policy by this date to be paid commissions in 2022. 2022 Production Date: Dec 28 All outstanding delivery requirements and premium must be received at Thrivent & posted to the policy by this date for business to be counted towards 2022 production.   Holiday Schedule Thrivent is closed on: 12/26 1/2/2023 LTCG is closed on: 12/26 1/2/2023     #goldencareagent #thrivent #ltc
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Categories: Industry News, Long-Term Care, and Thrivent.
Tags: closure, holiday, holiday closing, holiday closure, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, office closing, Thrivent, Thrivent Financial, and Thrivent Financial for Lutherans.

CareForward now available on Stratecision comparison

December 19, 2022 | by | Comments Off on CareForward now available on Stratecision comparison

CareForward is now on StrateCision For years, Stratecision has set the standard for LTCi comparison tools. You can now find Thrivent’s linked-benefit solution, CareForward, in Stratecision’s ComboCompare. With ComboCompare, you can: Get quotes for a single client or a couple, for the current Life/LTC hybrid plans Create single or comparative proposals, up to 6 on a page See how benefits compare for a fixed premium, or premium comparisons for a chosen benefit See Face Amount/Death Benefit for your choice of premium or monthly LTC benefit See annual and total premium, total and monthly benefit, and benefits at age 80 Show
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Categories: Industry News, Linked Benefit/Hybrids, and Thrivent.
Tags: CareForward, hybrid, insurance, linked benefit, Long-Term Care, long-term care insurance, LTC, LTCi, Thrivent, Thrivent Financial, and Thrivent Financial for Lutherans.