In addition to offering more traditional compounding inflation options of 1, 2, 3 or 5% Compound (Annual Increase Benefits), Thrivent’s traditional LTCi solution also offers a unique buy-up option that allows your client to be in control of their budget and their benefit growth. The Flexible Increase Benefit rider Increases the maximum monthly benefit, available benefit and ancillary benefits on the contract anniversary by 5% compounded annually, without evidence of insurability. This rider may be partnership-qualified, dependent on age, in 20+ states (as long as someone meets partnership buy-up requirements – See grid below for details) Learn more: Thrivent FIB
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Advanced Markets Minute – November 2022
Protecting Your Greatest Assets for Life Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “Protecting Your Greatest Assets for Life.” Listen Now Most people don’t think of asset protection until they have accumulated some wealth and are faced with a specific threat. But at any point in your clients’ lives they have two significant assets and need to protect them. First, they need to protect their ability to earn an income, and they need to protect what they have built so they can enjoy it in retirement. What if you could
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Long-Term Care Awareness Month Has Come to an End
Long-Term Care is a Year-Round Concern November has come to an end, but that does not mean the need for Long-Term Care insurance disappears. While it is a great month to emphasize the topic, the conversation should be addressed throughout the entire year. Mutual of Omaha has the solutions needed to address these scenarios with our comprehensive LTC product portfolio. Be sure to use our Sales and Marketing Process Brochure as a year-round resource to help facilitate these critical conversations. We sincerely thank you for your efforts this month. #goldencareagent #mutualofomaha #longtermcare
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Thrivent End of Year LTCi Deadlines & Holiday Hours
End of year LTCi Deadlines 2022 Commission Date: Dec 14 All outstanding delivery requirements and premium must be received at Thrivent & posted to the policy by this date to be paid commissions in 2022. 2022 Production Date: Dec 28 All outstanding delivery requirements and premium must be received at Thrivent & posted to the policy by this date for business to be counted towards 2022 production. Thrivent Holiday Hours Thrivent is closed on: 11/24 12/26 1/2/2023 LTCG Holiday Hours LTCG is closed on: 11/24 and 11/25 12/26 1/2/2023 #goldencareagent #thrivent #ltc
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Care Solutions News, November 2022
Succeed as One A Thanksgiving Message from Jeff Levin With the arrival of November, there are many things we all are grateful for. Jeff has a special message to everyone this Thanksgiving below. – Jeff Operations updates Prepare for year-end: Review key dates and holiday hours We’re dedicated to helping you have a smooth and successful year-end. To ensure you’re prepared, review our holiday hours, new business processing guidelines for 2022 production, and details about this year’s required minimum distribution waiver. Thanksgiving closure, newsletter distribution OneAmerica will be closed Thursday, Nov. 24 and Friday, Nov. 25 for
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Listen to Our Recent LTC Claims Webinar
In case you missed it, take this opportunity to listen to our LTC claims webinar featured Deborah Giroux, our Director of Claims and Corri Campbell the LTC National Sales Director, to hear how we are continuing to deliver on the promises sold to our LTC policyholders. The discussion topics ranged from: What our Claims Department is experiencing at this time Process improvements Mutual of Omaha claims statistics Listen Now → Listen to Our Recent LTC Claims Webinar #goldencareagent #mutualofomaha #longtermcare
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Raising LTC Awareness
LTC Awareness Resources: Materials-at-a-Glance one-pager This flyer has live links to the key consumer and producer pieces for both the traditional LTCi solution and CareForward. This piece will auto-update as pieces are revised. Download to your computer, and then click a link to open a document. Strength and Commitment FLyer Updated to showcase our Comdex 100 score Thrivent has updated a strength and commitment piece that is approved for use with consumers. The flyer shares the number of LTCi contracts in force, the LTCi benefits paid to date and the LTCi claims paid This piece is meant to help
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It’s Still Long-Term Care Awareness Month
The Reality of Long-Term Care Real stories from real people are a very effective way to relate to prospects or clients that wince at the notion of experiencing a long-term care event personally. It’s understandable to not want to have that conversation, however, that does not prevent life from happening. Real People. Real Stories. The need for long-term care insurance becomes apparent when you see how it benefits real-life customers. These flyers are learning tools you can turn into powerful sales tools by describing how an LTCi policy helped both Mutual of Omaha policyholders and their families. Materials: The Need
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NGL EssentialLTC – Upcoming Holiday Closure
Upcoming Holiday Closure NGL EssentialLTC’s administrative office will be closed next week during the following times for the upcoming Thanksgiving holiday: Wednesday, November 23 – Office closing at 1:00 p.m. PST Thursday, November 24 – Office closed Friday, November 25 – Office closed Click here to take a look at the entire 2022 holiday schedule. For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com. #goldencareagent #ngl
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Inforce LTCi Rate Adjustments Effective February 1, 2023
Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective February 1, 2023*: Impacted Policy Forms Impacted States LTC04G Alabama, Alaska, Hawaii, Massachusetts, Nebraska, New Jersey, Pennsylvania, South Carolina, Virginia LTC04I7 Puerto Rico LTC04I Delaware and Puerto Rico LTC09M Delaware and Puerto Rico LTC09U Delaware LT50, NH50, HCA, NHA and LTA Maine, Nevada, New Mexico * The state of Maine requires a 90-day notification period for all policyholders. Therefore, the
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