“US long-term care costs are sky-high, but Washington state’s new way to help pay for them could be nixed”

“US long-term care costs are sky-high, but Washington state’s new way to help pay for them could be nixed,” by Marc Cohen, The Conversation “I’ve spent the past few years as part of a team of four scholars examining the solutions that Washington and three other states have come up with to help the middle class pay for long-term care.”     LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: I respect my friend and fellow ILTCI Recognition honoree Marc Cohen’s considered opinions about multi-state, compulsory, payroll-funded, social insurance LTC programs. But all these plans will fail for
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Categories: Clippings and Industry News.

Spring Cleaning and Insurance Forms

Spring has officially sprung! ‘Spring Cleaning’ is also important regarding your hardcopy and digital insurance policy forms, applications and materials. Now is a great time to take stock of your supplies and replace or update as necessary. Have questions on the latest policy form number or software version? Call our Marketing Team at 800-842-7799!   #goldencareagent #springcleaning
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Categories: GoldenCare News and Industry News.

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Why Do Medicare Clients Need Dental and Cancer Insurance? – April Webinar Discover why Medicare clients need Dental and cancer insurance and how to approach the subject.   Why Your Clients Should Be Using Customer Access Help your clients access and manage their Mutual of Omaha account through our secure Customer Access portal.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Heads Up – Have You Checked Your Balance? Learn and earn with Marketing Credits in 2024 and get reimbursed for your select
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Don’t Forget to use our LTC Cost of Care Calculator!

The LTC Cost of Care Calculator lists state-specific and projected inflation figures for the following: Home Health Care Cost Assisted Living Facility Cost Nursing Home (private and semi-private room) Equipped with this valuable information, you and your clients are informed on what types of benefits are necessary to meet each customer’s unique needs. Head to SPA and see how easy it is to use the cost of care calculator. Give it a try here!   Don’t Forget to use our LTC Cost of Care Calculator!   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

NGL’s 2023 Annual Report is now available

NOW AVAILBLE! View our 2023 Annual Report National Guardian Life (NGL) is pleased to announce the availability of their 2023 Annual Report! Explore the report to learn about our company’s journey, financials and our 115th anniversary. Read and download our Annual Report for the year of 2023. Ratings current as of 05/25/23.   For agent inquires contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the Long Term Care Sales Team at LTC@nglic.com.   NGL’s 2023 Annual Report     #goldencareagent #ngl #longtermcare
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Introducing e-Policy Delivery!

Introducing e-Policy Delivery! Beginning April 1, 2024 all policies will now be issued through our new e-Delivery process. You as the agent will now have the ability to email your clients their policy documents and securely get their signatures electronically, all through the Agent Resource Center! By selecting the Electronic Policy Delivery link under the e-Statements dropdown, you will be able to access and track any policy issued within 60 days with the ability to download the Agent Packet, Client Policy, Documents for Client Signature, and send or resend emails to your clients to acquire their signatures, if needed. This
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Introducing CareGuide

  To:         All Associates From:  Todd Hayden Date:    May 3, 2024 Producer, I am thrilled to announce that we will be transitioning our partnership from Health Advocate to our new Patient advocacy and assistance company, CareGuide. This exciting new collaboration promises to bring valuable benefits to both our producers and their clients. Here are just a few highlights of the CareGuide Service:     Hospital Bill Eraser – We use our innovative technology to reduce or possibly even eliminate large hospital bills via statute-required financial assistance programs and billing error/fraud analysis. Pricing Portal – We
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Categories: Industry News, Manhattan Life, and Short-Term Care.

Thrivent differentiators—Caregiver Resources

Navigating care for loved ones isn’t easy, but Thrivent’s Caregiver Resources provide financial and emotional support This reprint from Thrivent magazine shares stories of how this member benefit is positively impacting the lives of family caregivers. It also provides a sample of the content that one can find with Homethrive.   Access Article     #goldencareagent #thrivent #ltc
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Categories: Industry News, Long-Term Care, and Thrivent.

Thrivent Featured in ThinkAdvisor

Why Extended Care Planning Remains Critical for Women Working women ages 40 and up often juggle career and family obligations in a way that virtually no other demographic group does. Often at the peak of their earning power, many women in their 40s, 50s, and 60s are also primary caregivers for younger members of their families, and frequently for one or more parents or in-laws as well. Given these responsibilities, it’s no surprise that women often postpone thinking about their own future, particularly when it comes to potential extended care needs. In this ThinkAdvisor article, Wendy McCullough, VP—Solutions, Pricing and
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Categories: Industry News, Long-Term Care, and Thrivent.

Long-Term Care Insurance Product Updates

Long-Term Care Insurance Product Updates Effective June 3, 2024, the Maximum Monthly Benefit will increase from $10,000 to $15,000 on our MutualCare Solutions long-term care products! This will allow clients to access additional benefits if needed and provide a greater sense of security if a long-term care event occurs. Monthly benefit amounts range from $1,500 to $15,000 per month with this new increase*. The total Maximum Monthly Benefit, including long-term care coverage from other companies, will also increase to $15,000. With this change we will be removing the 60-month benefit multiplier on our Secure product. The $500,000 policy limit cap
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Categories: Accident Insurance, Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).