The application process for our Term Life Express and Living Promise Whole Life Insurance products is simple – no medical exam and only a few health questions. But did you know when you complete the application using our e-Application you will receive an instant underwriting decision? Automated Underwriting, our instant decision solution, provides you an underwriting decision in minutes, if not seconds, while you are completing the application with your client. New to our e-Applications? Check our our producer training videos below. You can select just the chapters that you need assistance on, or if you are brand new, watch
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Life Underwriting Updates: Accelerated Underwriting and Statements of Good Health
As Mutual of Omaha carefully reviews our underwriting processes and procedures, which continue to evolve during this current situation, we would like to announce the following changes for Life Underwriting effective immediately. Accelerated Underwriting Program We are increasing the maximum face amount limit to $2 million. Qualifications Requirements: Issue Ages 18-55 Face Amounts: $100,000 – $2,000,000 Available Products: Term Life Answers 10-, 15-, 20- and 30-years, Income Advantage IUL and Life Protection Advantage IUL Speed eTicket (Drop Ticket) process only Use Speed eTicket, our easy drop ticket process to take advantage of this program. Simply submit a drop ticket via
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Important Information on DI, CI and AD Policy Output Procedures
State government social distancing responses change daily, and it is increasingly difficult to know which of our distribution partners have the ability to maintain back office support for policy receipt and delivery. We also understand that any back-office support you have available today may be forced to discontinue tomorrow as the situation continues to evolve. Therefore, as an interim solution, we will begin mailing all Disability, Critical Illness and Accidental Death insurance policies direct to our customers effective April 11, 2020. This change is being implemented with the best interests of our customers and distribution partners in mind to ensure
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NEW IUL Express Electronic Submission Training Videos
Recently, we began allowing you to submit IUL Express paper applications electronically using one of our accepted electronic signature methods and our paper application submission via email process. To help you transition to this new electronic submission process we created two new producer training videos. Please note, these videos show the process using DocuSign as the electronic signature method since it is the most widely used. The first producer training video walks you through IUL Express using Easy Solve and the DocuSign process. The second video shows you the DocuSign process only. IUL Express Easy Solve & DocuSign Producer Training
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The Living Benefits of IUL Express
Indexed Universal Life Express (IUL Express) provides a host of benefits to your clients’ loved ones. The most important one is that their beneficiaries will receive a one-time death benefit in the amount your clients choose, ranging from $25,000 to $300,000.* This death benefit is paid directly to their beneficiaries to replace lost income and maintain their standard of living. In addition to the death benefit, IUL Express policies come with living benefits at no additional cost. The Accelerated Death Benefit Riders for terminal, chronic and critical illness**, may allow your clients to access a portion of the death benefit
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Prospecting Material Can Help You Reach Your Clients
We realize it may be challenging to reach potential and current customers during this time. Mutual of Omaha can help with our consumer prospecting materials. Personalized prospecting materials are available for ordering with your contact information so clients can contact you directly to help them with the coverage they need. Just click on the links below to see the all prospecting material that is available for you. Health Products Critical Advantage self-mailer and postcard Long-Term Care cost of waiting self-mailer and retirement planning self-mailer Priority Income Protection (PIP) self-mailer Life Products Term Life Express (TLE) self-mailer Indexed Universal Life Express
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Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, and Mutual of Omaha (& Affiliates).
Coronavirus, COVID-19, critical illness, disability, health, Life Insurance, Long-Term Care, long-term care insurance, LTC, LTCi, Med Supp, Medicare Supplement, Medigap, MS, mutual of omaha, omaha, pandemic, pending cases, Underwriting', and virus.
Coronavirus, COVID-19, critical illness, disability, health, Life Insurance, Long-Term Care, long-term care insurance, LTC, LTCi, Med Supp, Medicare Supplement, Medigap, MS, mutual of omaha, omaha, pandemic, pending cases, Underwriting', and virus.
LTC e-Application Training Video
Producers who have used the LTC e-App agree it’s the easiest way to submit LTC applications. Some advantages to the e-App are: Offers the ability to view and/or print state filed forms at any time Reduces application scrubbing time You choose the method of signature collection Or to view in a separate window, click here. If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. LTC e-Application Training Video #goldencareagent #mutualofomaha #longtermcare
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Using Inflation Protection to Reach Desired Premium
LTCi Sales Ideas Using Inflation Protection to Reach a Desired Premium The Need The cost of everything from gas to groceries is certain to be higher down the road. The same is true for long-term care services. That’s an important reason to recommend your clients purchase a long-term care policy and that they include an inflation protection rider for an added measure of security. Today’s Reality At today’s prices, most people simply can’t afford to pay for long-term care services out of their own pockets. With the national average cost of a home health aide approaching $60,000 per year, a
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Protecting One’s Largest Investment
Unfortunately, many of your middle-income clients are more likely not prepared for a disruption in their pay – nearly 70 percent of Americans have less than $1,000 in savings and more than one-third have no savings at all. Priority Income Protection® can be their safety net. By providing up to $4,000 in monthly disability income insurance benefits, it’s perfect for middle-income clients. And an easy quote e-application, the application process couldn’t be simpler. Have questions or need a quote? Visit mutualofomaha.com/pip. Protecting One’s Largest Investment #goldencareagent #mutualofomaha
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming Rate Adjustments. 2020 Med Supp Buyer’s Guide You may begin ordering the 2020 Med supp Buyer’s Guide on Monday, April 13. Important Updates/News: Operating Business in the New Environment Mutual has solutions to help you adapt to the new normal in the time of social distancing. Change in Policy Output Delivery In response to the Covid-19 virus and its impact to businesses, effective April 10 Mutual of Omaha will begin mailing all Medicare supplement and dental insurance policies direct to customers. #goldencareagent #mutualofomaha
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