Disability Insurance Awareness Month is here, making it a great time to remind clients about income protection and how it helps protect their ability to earn an income. Disability income insurance is a fairly easy topic to talk about – and one your clients should quickly understand. Yet, nearly 7 out of every 10 working Americans say they can’t make it a month without a paycheck before feeling major financial strains. Here are questions you can ask to start the income protection conversations: If you become sick or injured and unable to work, who’ll pay your expenses? Do you have
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming Medicare supplement rate adjustments for ID, NC, NJ, TN and TX. Dental: Spotlight on Dental-The Need Don’t miss out on making sure your clients healthcare needs are covered. Understand the need and ease of providing them dental coverage. Medicare Advantage and Prescription Drug Plans: Agent PDP Call Center Guidelines When can you call on behalf of your client regarding their PDP enrollment and who do you call? We have the answers. #goldencareagent #mutualofomaha
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Advantages of a Monthly LTCi Benefit
Some insurance companies offer LTCi policies based on a daily benefit amount. Mutual of Omaha’s policies are based on a monthly benefit. A daily benefit has a per day maximum which means your clients are reimbursed up to a set amount for each day. If the cost of the service is over this amount, your client will have to pay the balance. With a monthly benefit, your clients are reimbursed for the actual costs of the services received each day up to the maximum monthly benefit – regardless of daily costs that may vary throughout the month. While both policies
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Messages We are Sharing with Mutual of Omaha Customers
At Mutual of Omaha, we exist for our customers. Read the messages and FAQs that we are sharing with customers on our website. Important Information About the Steps We’re Taking Regarding Coronavirus (COVID-19) Coronavirus (COVID-19) FAQs Messages We are Sharing with Mutual of Omaha Customers #goldencareagent #mutualofomaha
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Holiday Telephone Solicitation Bans for the Month of May 2020
Please be aware of the following US holiday telephone solicitation bans for the month of May 2020: On Monday, May 4, 2020: Rhode Island prohibits unsolicited marketing calls to residents in observance of Rhode Island Independence Day On Monday, May 25, 2020: Alabama, Louisiana, Mississippi, Pennsylvania, Rhode Island, and Utah prohibits unsolicited marketing calls to residents in observance of Memorial Day Holiday Telephone Solicitation Bans for the Month of May 2020 #goldencareagent #mutualofomaha
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Managing Expectations When Clients Go on Claim
Your Phone is Going to Ring When the need for long-term care services arises, the producer often is the first person contacted. That’s why it’s important for you to understand your role in the LTCi claims process so you can help manage your clients’ expectations. If you become aware of a potential claim, notify the claims department as soon as possible. And be prepared to provide the following information: Insured’s name Phone number Mailing address Email address Policy number Insured’s representative/power of attorney Type of claim (i.e., home health care, assisted living, nursing home) Want to learn what happens next?
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TLE e-Application Training and Helpful Hints
Our Term Life Express e-Application, featuring Automated Underwriting, allows you to efficiently submit your applications with the quickest outcome. Need a refresher or have questions regarding the TLE e-App? Refer to the producer training video below. The video walks you through the entire e-App. Sections indicating “NEW” in the title showcase the screens that changed when we added the Automated Underwriting feature. If you don’t want to watch the video in its’ entirety, simply click the section you need. Term Life Express e-App Training Video If you are experiencing any issues with the e-App, check out these helpful hints to
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Accelerate Your Business
Our Accelerated Underwriting program can speed up the underwriting process for your clients if they fit the program requirements. It’s an easy process that could provide an underwriting decision in 48-72 hours! Recently the program got even better: We made the program available for Income Advantage IUL and Life Protection Advantage IUL in addition to Term Life Answers. We increased the maximum face amount from $1 million to $2 million. Here are the basic program requirements: Application: Speed eTicket (Drop Ticket) Issue Ages: 18-55 Face Amounts: $100,000 – $2,000,000 Products Available: Term Life Answers (10-, 15-, 20- and 30- year),
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustment View upcoming rate adjustments. Avoiding Processing Delays Tips for avoiding processing delays of Medicare supplement applications. Medicare Advantage and Prescription Drug Plans: PDP Request for Information Making sure your PDP enrollment form is complete and accurate helps to assure there are no delays in processing due to request for information (RFIs). #goldencareagent #mutualofomaha
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LTC Underwriting Issue Age FAQ
We have received questions regarding our temporary underwriting guideline changes effective April 16, 2020. In response, we have developed a Frequently Asked Questions document. Mutual of Omaha remains committed to the long-term care insurance marketplace. Please continue to reach out to your Sales Directors if you have any questions. Thank you for your flexibility and understanding. LTC Underwriting Issue Age FAQ #goldencareagent #mutualofomaha > Related: Important LTC Underwriting Update
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