New discount for Humana Achieve Medicare Supplement plans

March 2022 Update Enhanced Household Premium Discount for Humana Achieve Medicare Supplement plans in the following states: 3/1/2022 Effective Date Illinois – went live 2/18 Georgia – went live 2/18 4/1/2022 Effective Date Arizona – go-live 3/15 Arkansas – go-live 3/15 Iowa – go-live 3/18 Michigan – go-live date TBA Wisconsin – go-live date TBA 5/1/2022 Effective Date Texas Mississippi North Carolina Louisiana Updated Materials: Humana Achieve Medicare Supplement Outlines of Coverage, Applications and Electronic Enrollment channels are all being updated to include this new Enhanced Household Premium Discount. Notice of the updated Outline of Coverage and availability of the
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Categories: GoldenCare News, Humana, Industry News, and Medicare Supp./Adv..

Inforce Long-Term Care Insurance Rate Adjustments Effective June 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective June 1, 2022: Impacted Policy Forms Impacted States LTC04I Kentucky and Missouri LTC04G Kentucky LTC04I7 Kentucky and Missouri LTC09M Kentucky and Missouri LTC06UI Kentucky, Massachusetts and Missouri LTC09U Kentucky and Missouri LT50, NH50, HCA, NHA & LTA Iowa and Illinois   For details on yearly rate adjustment percentages, view the supplemental grid here. Policyholder Notification Process Policyholders will receive a letter
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Critical Advantage Spring Clean Up

For many of us, the weather is changing and the Spring sun is finally shining its light! It’s the perfect time to perform a spring review and clean up on your clients’ financial strategies. Start by identifying clients who could use some additional protection in their current strategy. Think Life clients without Critical Illness or Cancer policies. Use our many pre-approved Critical Advantage Portfolio marketing pieces to help you start that conversation. Click here to review our available marketing materials.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-email sales.support@mutualofomaha.com.  
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Anti-Money Laundering (AML) Refresher Training

As REQUIRED by federal regulation, all producers writing permanent life or annuity products must complete the Anti-Money Laundering (AML) training. Each producer that completed AML training prior to January 1, 2022 is required to complete AML renewal training by June 30, 2022. The renewal course titled “Anti-Money Laundering for Insurance Review – AML and Cryptocurrency” will automatically be assigned by LIMRA and takes approximately 30 minutes to complete. Mutual of Omaha has contracted LIMRA to provide anti-money laundering training at no cost to you. Once you’ve completed the course, LIMRA will automatically send Mutual of Omaha a notification. You will
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Enrollment Periods Explained Annual Enrollment Period, General Enrollment Period, Initial Enrollment Period, and Special Enrollment Period…what is the difference? Let us clear up the confusion. Learn about the different enrollment periods and how they apply to your clients’ situations.   Dental: Dental Solutions for Your Clients Mutual of Omaha offers flexible Dental options that your clients will smile about.   Prescription Drug Plans: PDP e-App Enrollment Guide is Available Use our PDP e-App Enrollment Guide to
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Check out Humana Achieve’s new Household Discount

Humana Achieve’s new enhanced household discount will allow more clients to qualify and receive bigger savings! Humana Achieve is making big changes to its household premium discount. Previously, this discount only applied to policies where both members of a household had a Humana Med Supp policy, but the criteria is being expanded to allow for more policyholders to qualify. The enhanced household discount is available on new policies only, with your client qualifying on new policies only, if they have resided with one to three adults, including their spouse, for the last 12 months. The original discount is still available
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Categories: GoldenCare News, Humana, Industry News, and Medicare Supp./Adv..

SecureCare III now available to illustrate

All good things come in threes At least that’s our philosophy. And we think you’ll agree when you see what SecureCare™ III has to offer you and your clients. It has everything you love about its predecessor — a cash indemnity benefit for long-term care (LTC) clients can use however they want — plus more flexibility. The three new features we think you’ll be most excited about: Simplified product design Three return of premium options, including LTC Boost1 Enhanced flexibility to customize the policy for each client’s needs Head over to our illustration system to discover SecureCare III, an LTC
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Categories: Industry News, Life Insurance, and Securian.

New Sales Idea: Help Clients Stay at Home

Some clients considering an LTCi policy believe the benefits would only cover services provided in care facilities. And since they don’t plan to go to a care facility, they may think they don’t need to purchase long-term care insurance. By walking through how LTCi provides in-home services, you can help clients feel more secure in their purchase of an LTCi policy … and, possibly help keep them in their home longer. Download the Sales Idea to learn more!   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   New Sales
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Underwriting Update: Scheduling LTCi Telephone Interviews Via Text Message

Mutual of Omaha is pleased to announce that effective March 21, 2022, long-term care applicants will be able to conveniently schedule telephone interviews via text message. As long as a mobile number is provided on the initial application, the text message enhancement will occur concurrently with the standard email and telephone notification process. New Telephone Interview Scheduling Process First Contact: Email sent in conjunction with text message directing applicant to schedule online Second Contact: Reminder text message sent Third and Fourth Contact: Phone call made to applicant, with online scheduling information left in voicemail Fifth Contact: Reminder text message sent
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Indemnity Plus Elite Now Available in Florida

The newest and best Hospital Indemnity Insurance, Indemnity Plus Elite, is now available in Florida! This update is currently available on Paper and the Agent Portal. Android, Apple and Windows 10 updates will be available soon! You will receive a notification on your GTL e-App to update your device when it is available.   What makes this new coverage truly elite?   #goldencareagent #gtl
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.